Denise Milton-CrossCountry Mortgage Inc.NMLS#363377

Denise Milton-CrossCountry Mortgage Inc.NMLS#363377 Personal NMLS363377
Branch NMLS1860960
Company NMLS3029

Unlock your potential and ignite positive change with
10/09/2024

Unlock your potential and ignite positive change with

Rocking out!
10/09/2024

Rocking out!

Sales Rally, where the real action is! 😉
10/08/2024

Sales Rally, where the real action is! 😉

My Mobile Office for the upcoming days.
10/08/2024

My Mobile Office for the upcoming days.

08/15/2024

Important read for any Buyer purchasing a home….🏡

🏡ATTENTION HOME BUYERS🏡

On August 17th, all buyers currently looking to purchase a home, MUST sign a "Buyer Representation Agreement"- prior to walking into a property.

✅ JUST SHOW ME THE HOUSE!!
Starting August 17th, NO REALTOR will be able to unlock a door without you first signing the agreement 🤯 This will be non-negotiable for any person with a Realtor designation.

✅ Wait…WHAT DO I HAVE TO SIGN??
The agreement between buyer and Realtor is a Buyers Representation Agreement, the contract between you and that realtor stating you will be using them to buy a home and breaking down the roles, duties and responsibilities owed to you by your agent etc. This form also spells out what broker commission are to be paid by you and/or the seller. Whatever commission is on this agreement is the MAXIMUM commission your broker/agent can receive out of the transaction.

✅ I HAVE TO PAY COMMISSION?
Well yes…but actually maybe no… 🤔
With the new NAR ruling going into effect, advertising cooperating broker and buyer broker commissions will now be BANNED on the MLS.

So, now when your agent shows you a home, they may likely not have any idea if they are going to get paid from the transaction. Commissions are always negotiable of course, and there are a number of ways your agent can get paid. By the seller either in the form of direct compensation to Buyer brokerage or as a form of concession/credit to buyer. In some cases, the buyer will be paying the commission for their agent out of pocket and this will be spelled out in the buyer's representation agreement.

✅ HIRE A PROFESSIONAL AGENT
Selecting an agent when buying a home is an important decision.
August 17th is approaching a lot of changes will happen behind-the-scenes. This new rule with a buyer representation agreement is just one facet of the NAR ruling which will change the landscape of how real estate is sold in the United States. 🇱🇷

✅ ALIGNMENT & COMMUNICATION
Now, more so than ever, aligning yourself with a full-time professional realtor will be vitally important for the success of your home purchase.

*Shared from another realtor.. but this explains everything perfectly

🎉 Exciting news for realtors, home sellers, and buyers! 🏡Today, Fannie Mae confirmed that they will not include the buye...
04/17/2024

🎉 Exciting news for realtors, home sellers, and buyers! 🏡
Today, Fannie Mae confirmed that they will not include the buyer's agent compensation in the seller paid concessions limits. This confirmation aligns with our expectations and solidifies the practice, ensuring clarity for everyone involved! 🌟
Have any questions or need advice on particular scenarios? Don't hesitate to reach out.

I’ll be at Vista Del Sol in Visalia today,tomorrow, and Saturday with Bea Ponce of San Joaquin Valley Homes. Looking to...
03/09/2023

I’ll be at Vista Del Sol in Visalia today,tomorrow, and Saturday with Bea Ponce of San Joaquin Valley Homes.

Looking to buy a new home in a beautiful community, let me help you qualify.

You work hard for your money, you want to buy a home, and you need a mortgage. But wait. You’re self-employed. Can you g...
05/02/2022

You work hard for your money, you want to buy a home, and you need a mortgage. But wait. You’re self-employed. Can you get a home loan? Yes! Our Signature 1099 Loan and our Signature Bank Statement Program are designed for borrowers like you. Read more about them and our other exclusive Signature Series loans. https://bit.ly/37WHd5L

Though student loan debt may seem to be an obstacle when it comes to buying a new home, it doesn’t have to be. These ins...
04/30/2022

Though student loan debt may seem to be an obstacle when it comes to buying a new home, it doesn’t have to be. These insightful strategies will help you ace your home purchase test! https://bit.ly/3ksF04Q

Address

1011 G Street
Reedley, CA
93654

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15592067855

Website

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