My Denver Mortgage Company, LLC. NMLS 1802268

01/09/2026

Our week in review 1/9/2026

The first full week of 2026 brought a heavy dose of labor market data, and the overall message remains consistent: the job market continues to soften.

According to the Bureau of Labor Statistics, December job growth fell short of expectations. Employers added 50,000 jobs, well below the 73,000 forecast. In addition, October and November payroll figures were revised lower by a combined 76,000 jobs. The unemployment rate did tick down slightly, from 4.5% to 4.4%.

Private-sector data told a similar story, with just 41,000 jobs added in December following a loss of 29,000 in November. While that rebound provides some short-term relief, the broader trend remains sluggish. Over the past five months, private payrolls have increased by just 27,000 jobs total, underscoring a clear slowdown in hiring activity.

Other labor market indicators also show more cooling. Continuing jobless claims remain elevated, job openings have declined, annual job cuts are still high, and hiring plans remain muted across many industries.

Delayed government data showed that housing starts fell 4.6% month over month in October, reaching their lowest level since the beginning of the pandemic. Building permits, a key signal of future construction activity, also edged lower by 0.2%.

Lastly, President Trump announced he has instructed Fannie Mae and Freddie Mac to purchase $200 billion in mortgage bonds. The market reacted positively to the news, and this is something we’ll be watching closely in the weeks ahead.

Whether you’re considering a purchase, a refinance, or simply want to review your options, I’m here as a resource. Feel free to reach out any time.

Chelsey Brown
720-425-8526
[email protected]

My Denver Mortgage Company in Greenwood Village, CO and by phone at +17207288179 We specialize in mortgages, home loans, mortgage rates, refinance

01/09/2026

What's better: buying or renting?

To answer that question, you have to consider all the costs and benefits of homeownership over your time horizon. A simple comparison of monthly payments just doesn't cut it. If you've been thinking about buying your own place, let me show you how the numbers really pencil out.

11/18/2025

✨ My Denver Mortgage Company Is Expanding — Elevate Your Career With Us ✨
Now Hiring: Independent Loan Officers | Colorado

My Denver Mortgage is seeking a motivated, experienced Independent Loan Officer ready to thrive in a boutique, luxury-driven environment. If you want the freedom of self-employment without sacrificing high-end support, this is the opportunity.

🌟 What Makes Us Different:

• Set Your Own Schedule — enjoy full flexibility, just like being self-employed
• Higher Commissions on Closed Loans — keep more of what you earn
• Elite Processing Team with 20+ years of expertise to support every file
• Boutique lending options tailored for Colorado’s competitive markets
• Luxury branding, marketing tools, and industry-leading tech
• A respected name built on integrity, service, and results

🌄 Whether you serve Denver, Boulder, the Foothills, or Colorado’s mountain markets—if you’re polished, driven, and ready to align with a brokerage that elevates your business, we’d love to talk.

📩 DM us or email [email protected] to learn more about joining My Denver Mortgage.

08/21/2025

🎉🎉🎉 Our owners- Chelsey Brown & Stacey King have been best friends since freshman year of high school. They both got into the mortgage industry at 17. Initially, Stacey wanted to be an attorney, Chelsey wanted to be a teacher. Since 17, their career paths have taken them far throughout the mortgage industry.

Chelsey has been an appraiser, account exec, owned her first brokerage at 20 and loan officer now 25 years.

Stacey has continued to thrive as a loan officer, these past 26 years. She started as a broker and then worked for a large bank where she was a sales manager. She is glad to be a broker again.

💫 They are a perfect balance for the company and one another. Never a fight, argument- “We love and respect each other, there’s no need to get mad. We know each other’s strengths and weaknesses and knew what to expect walking in”

✨ Starting as brokers, then fast forward to the market crash in 2008 everyone moved toward larger banks. After years of the industry stabilizing they saw the shift in the need for brokers and the wholesale lenders starting to dominate again. They realized it was time to make that shift back to being brokers. This is a huge benefits for clients and industry partners, as they could then shop from hundreds of banks and lenders to meet their buyers’ needs.

In 2021, they started their Florida branch

It’s never easy being an entrepreneur and running a business. There is a lot of risk involved but sometimes you have to move blindly in faith. “We are so excited to say we’ve been in business 7 years with our best friend! We appreciate the ongoing love and support from our clients, industry partners, friends and family. Thank you!!! Happy 7th birthday and cheers to many more.” 🫶🏼✨🎉🙌🏼🩷

07/17/2024

Great team building today at Top Golf! We are so fortunate to have this great group of loan officers! Unfortunately we’re missing a couple but we are very grateful for everyone on our team! Highly knowledgeable and experienced, regardless of who you work with; you’re in great hands! 🙏🏼💫🩷

07/16/2024

As a broker, we have so many different loan options!

For example, Doctor loans- which allow us to subtract all student debt from your ratios, in order to qualify. Bank statement loans- for self employed AND even W2 borrowers, DSCR investment loans- where we qualify you based on the projected rental income (most states), fix and flip loans, construction loans, down payment assistance... 100% financing on VA and USDA loans... we understand everyone has different needs and situations, lets figure out the best loan for you or your buyers. Apply today, application in our bio. 💫👏🏼


















🏡❤️

07/16/2024

We absolutely love being a part of the community and happy we were able to be a sponsor for the Thomas Reed III Football Camp in

As a woman-owned company with both owners being mothers to competitive athletes, .mortgage.mama & believe in the role sports play around youth development!

Thank you .reed3 for allowing us to be a part of your football camp! You and your team were great with the kids and having the recruitment info for the high schoolers was stellar! We look forward to see how this camp evolves and hope to be involved in the future.

Along with that, we are here to help every family with the dream of home ownership! We have many great loan programs including programs for first time homebuyers and down payment assistance. We want to be a solution to every family’s financial/housing needs. 🙏🏼

Go follow .reed3 and keep an eye out for upcoming camps. 💫👏🏼

12/20/2023

As home values continue to increase so do the loan limits. See the new conforming loan limits for 2024. Cheers🎉 #2024

08/26/2023

We love sponsoring events like these! Reach out if we can sponsor community events! As a local company and our owners, both Colorado natives, its important to us to be involved. 🎉🥂

Made with Simple Booth.

07/17/2023

Let us brokers help you get into your new home! Real estate is still the best investment! You can potentially do a rate buydown, get seller concessions to pay for closing costs and actually get under contract. We even have down payment assistance programs, doctor loans (forgiving student debt), asset depletion, bank statement and ITIN loans... DM us for more info. 🎉