Lori Lockett, NMLS# 404013

Lori Lockett, NMLS# 404013 I'm Lori Lockett, Loan Originator, NMLS: 404013 with PrimeLending NMLS: 13649. Equal Housing Lender. At PrimeLending, we are Home Loans Made Simple®.

PrimeLending NMLS ID: 13649

I’m Lori Lockett, NMLS: 404013, Loan Originator with PrimeLending, a national mortgage lender making the home loan process simple. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-f

riendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. primelending.com/legal

Equal Housing Lender

09/07/2026

🎁 Using Gift Funds to Buy a Home?

Gift funds can be a great way to help with your down payment or closing costs, but there are a few important rules to keep in mind:

✔️ The donor must typically be an eligible family member or someone with a documented familial relationship
✔️ A signed gift letter will be required
✔️ The way funds are transferred matters
✔️ You’ll need a documented paper trail
✔️ Gift fund rules vary by loan program
✔️ Some loans may require you to contribute your own funds

The biggest mistake I see? Funds being transferred before talking with the lender.

Before any money changes hands, let’s make sure the donor is eligible, the funds are transferred correctly, and the documentation requirements are met. A little planning upfront can help avoid unnecessary delays during underwriting.

🏡 Thinking about buying a home with the help of gift funds? Let’s discuss your options and build a strategy that works for you.

📩 Send me a message to learn more.

09/03/2026

Yesterday’s Ice Cream Social with Celebrity Custom Homes, Heritage Marketing, and PrimeLending was a sweet success! 🍦

Thank you to everyone who joined us to tour the beautiful model home, explore a newly completed semi-custom home, and enjoy some delicious treats along the way. It was great to connect with so many members of the Pradera community and showcase all that it has to offer.

If you’ve been dreaming of luxury living, stunning golf course views, and a brand new semi-custom home, now is the perfect time to explore your options. Contact Celebrity Custom Homes to learn more! Reach out to me for financing incentives!

Finding out about closing costs at the end can throw off an otherwise solid homebuying budget.I can estimate your down p...
09/02/2026

Finding out about closing costs at the end can throw off an otherwise solid homebuying budget.

I can estimate your down payment, closing costs and prepaid expenses early, so you have a more complete picture of the cash you may need before you start shopping.

08/31/2026

💡 Did You Know? Mortgage rates aren’t one-size-fits-all.

Just like your credit score, payment history, and debt levels can impact borrowing costs, several factors can influence the mortgage rate you qualify for as well. That’s why two people purchasing similar homes may receive different loan options.

Every homebuyer’s situation is unique. From your down payment and loan type to your financial profile and long-term goals, there are many moving pieces that help determine the right mortgage solution for you.

Whether you’re buying your first home, moving up, downsizing, or investing, having a knowledgeable mortgage professional by your side can help you understand your options and make confident decisions.

📲 If you’re wondering what home financing could look like for you, let’s connect!

Happy National Dog Day! 🐾🪩Let’s be honest... when searching for a home, it’s not just about finding the perfect kitchen ...
08/26/2026

Happy National Dog Day! 🐾🪩

Let’s be honest... when searching for a home, it’s not just about finding the perfect kitchen or master suite. It’s about finding the right place for every member of the family, including the four-legged ones.

Whether it’s a fenced backyard for zoomies, a sunny spot by the window for afternoon naps, or enough room to host a disco party like this sweet gal, homeownership creates a space where life happens and memories are made.

Here’s to the pups who turn houses into homes. ❤️

What you may be able to borrow and what feels comfortable each month can be two different numbers.I can help you compare...
08/25/2026

What you may be able to borrow and what feels comfortable each month can be two different numbers.

I can help you compare the payment, cash needed to close and the amount you want left in your budget after the move. That gives you a more useful homebuying range before you start shopping.

08/24/2026

In today’s fast-paced world, we’re connected to everything, yet sometimes feel connected to no one.

Texts, emails, apps, and automated updates make life more efficient, but when it comes to one of the biggest financial decisions you’ll ever make, I still believe nothing replaces a real conversation.

That’s why my mortgage process starts with a phone call, not a form.

I want to learn about your goals, your family, your concerns, and what homeownership means to you. From there, I stay connected throughout the process with regular check-ins, updates, and accessibility when questions arise.

Technology helps make mortgages easier. Human connection helps make them better.

Whether you’re buying your first home, your forever home, or an investment property, my goal is to ensure you always feel informed, supported, and heard every step of the way.

Because mortgages are about more than rates and numbers. They’re about people.

Is your home worth more than what you owe on your mortgage? You might be equity rich too.And if you have a renovation or...
08/20/2026

Is your home worth more than what you owe on your mortgage? You might be equity rich too.

And if you have a renovation or other major expense putting pressure on your savings, you may be able to use that equity to help give your budget some relief.

Contact me today to learn how your home equity could support your plans

08/19/2026

🚨 Everyone keeps talking about rates...

But did you know the average 30-year mortgage rate was 12.71% in the 1980s?

Today’s Freddie Mac average is 6.67%.

Mortgage Rate Averages by Decade:

🏠 1970s: 8.90%
🏠 1980s: 12.71%
🏠 1990s: 8.12%
🏠 2000s: 6.29%
🏠 2010s: 4.09%
🏠 2020s: 5.35%

Are rates moving around? Yes.

Are they at historic highs? Not even close.

Sometimes perspective is the most important rate conversation. 💡

Source: www.freddiemac.com

🍎 Calling all Colorado public school employees!You may qualify for CHFA's Schools To Home program, offering up to 25% do...
08/18/2026

🍎 Calling all Colorado public school employees!

You may qualify for CHFA's Schools To Home program, offering up to 25% down payment assistance to help make homeownership a reality.

This program considers anyone who is an employee of a preK-12 Colorado public school, school district, charter school, institute charter school, board of cooperative educational services, or innovation zone and who is designated a full-time employee by that employer to be a “public school employee.”

📲 Contact me to learn more.

Address

5613 DTC Parkway, Suite 810
Greenwood Village, CO
80111

Telephone

+17208100039

Website

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