Jody Blumenshine, Senior Loan Originator, NMLS: 728824

04/07/2026

While rates may drop in the future, home prices often continue to rise. Waiting can mean missing appreciation today – and when rates fall, increased buyer competition can push prices even higher.

The right time to buy depends on your goals, not just interest rates.

Call me to talk through what makes sense for you.

05/02/2025

03/19/2025

For a limited time, save on your mortgage with our Spring Into Savings Buydown Program. This 1-0 temporary buydown* lowers your effective interest rate and payments during the first year of your FHA, VA, or USDA loan, making homeownership more affordable.

Don’t wait—this offer won’t last long! Contact me today and mention promo code SPRING SAVINGS to learn more.

*Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending between 2/1/25 and 4/30/25. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, construction loans, and refinances. Offer can be paired with PrimeLending VA No Lender Fees promotion, all other promotions are excluded. Certain loan programs do not allow buydowns. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.

02/21/2025

🏡 Thinking About Buying, Selling, or Investing in 2025? 📈

Join us for an exclusive homebuying, selling, and investing event where you’ll gain expert insights into the real estate market in 2025 and beyond!

✅ Learn from the pros
🍽️ Enjoy complimentary food & drinks
📍 14697 Delaware St, Ste 1200, Westminster, CO
📅 Wednesday, Feb 26 | 6-8 PM

📲 RSVP now! Text/call 303-944-4191 to save your spot. Don’t miss out!

01/23/2025

Playing the waiting game with mortgage rates? You'd like to buy but ideally you want to wait for a lower interest rate – I totally get it! Here are a few reasons why waiting for rates might not be the best idea if you can afford to buy sooner rather than later:
• As we saw in 2020 and 2021, when mortgage rates dropped, more buyers entered the market resulting in home price increases and bidding wars. No doubt that potential home buyers that have been priced out of today's market will be itching to buy if rates come back down again. You may want to avoid the competition from other buyers flooding the market.
• While waiting for rates to come down, you might be subject to rising home prices making the overall cost of homeownership more expensive. Not only have home prices increased but rent prices have increased too. You can lock in a steady mortgage payment now and enjoy the equity that you build in the years to come.
• Just waiting can be stressful. Analyzing market trends and monitoring the housing market can be draining. Additionally, if you have specific time constraints (like your lease ending) waiting for rates may not be feasible.
Ultimately, deciding to wait or not to wait depends on your individual circumstances. Reach out to me to help you weigh the pros and cons!
No matter the market, I'm always here to help.
Contact me today!

Jody Blumenshine

11/28/2024

Happy Thanksgiving! Today, I want to take a moment to reflect on the many blessings in my life and express my gratitude to the incredible people who make my work so rewarding. To my clients: Your trust in me as your mortgage loan officer means everything. Helping you achieve your homeownership goals is an honor, and I’m so thankful for the opportunity to work with you....

Happy Thanksgiving from Jody Blumenshine - The Mortgage Gal - I'm so thankful for you, my clients, family and friends!

11/01/2024

🎄🧥 Join Us for the 6th Annual Winter Coat & Christmas Lights Drive! 🧥🎄

Help us bring warmth and joy this season by donating new or gently used coats.

📍 Vista Ridge Community Center, 2750 Vista Pkwy, Erie, CO 80516
📅 Thursday, November 9th
⏰ 11 AM - 1 PM

Whether it's a coat to keep someone warm or lights to brighten their holiday, every contribution makes a difference. Let’s make this holiday season one to remember!

11/01/2024

Join us Saturday, November 23rd and make a difference this holiday season! Help fight hunger in our community by bringing a food donation, and take home a delicious pumpkin pie as our way of saying thank you. RSVP Today!
Donate online if you can't make it to the event:
https://give.communityfoodshare.org/give/t532107/ #!/donation/checkout

08/19/2024

🌟 Monday Motivation 🌟 "The best way to predict your future is to create it." Take charge of your goals and make your dreams a reality today. At PrimeLending, we’re here to help you build the future you envision with our expert home financing solutions. Let’s create a brighter tomorrow, together! 💪🏡

06/25/2024

For a limited time, dive into homeownership with lower payments thanks to Summer Splash Buydown program, PrimeLending’s 1-0 temporary buydown!* By effectively lowering the interest rate on the first year of your FHA, VA or USDA loan, your journey to becoming a homeowner could be smooth sailing. How is that possible? Funds for a 1-0 buydown are placed into an escrow account that will be used to subsidize your mortgage payments for the first year of the loan, making the first year of homeownership more affordable. When the first year is up, your payments will return to the standard fixed rate. Contact me today and mention promo code SUMMER SPLASH to get all the details.

Lower payments mean more affordability, more money in your pocket and more time to adjust to a new budget. That’s more reasons to jump into homeownership this summer! Contact me today and mention promo code SUMMER to get all the details.

*Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending by 8/31/24 and loan must close by 12/31/24. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, construction loans, and refinances. Offer can be paired with PrimeLending VA No Lender Fees promotion, all other promotions are excluded. Certain loan programs do not allow buydowns. Additional restrictions may apply, contact a PrimeLending loan officer for details.

https://lo.primelending.com/jody.blumenshine/

04/03/2024

Check out my latest blog post at JodyTheMortgageGal.com ↓↓

Are you dreaming of owning a home but worried about finding the right mortgage lender? Look no further! PrimeLending lends in all 50 states, making us your go-to mortgage partner no matter where you are in the United States. At PrimeLending, we understand that finding the perfect home is just the beginning of your homeownership journey. That's why we're committed to providing personalized mortgage solutions tailored to your unique needs and goals....

https://jodythemortgagegal.com/2024/04/03/primelending-lends-in-all-50-states-your-trusted-mortgage-partner-nationwide/

PrimeLending lends in all 50 states, making us your go-to mortgage partner no matter where you are in the United States.

03/28/2024

Is your home worth more that what you owe on your mortgage? With a cash-out refinance*, you can turn that home equity into cash to use any way you choose, from consolidating debt to updating your home to pay for unplanned expenses and more.

Let’s connect to discuss if a cash-out refinance is right for your financial goals.

*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

https://lo.primelending.com/jody.blumenshine/