Amy Sears, NMLS: 161931

Amy Sears, NMLS: 161931 I’m Amy Sears, NMLS: 161931, Loan Officer with PrimeLending, a national mortgage lender. At PrimeLending, we are Home Loans Made Simple®.

PrimeLending NMLS ID: 13649

I’m Amy Sears, NMLS: 161931, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-friendl

y mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. primelending.com/legal

Equal Housing Lender

Worried about debt before buying a home?While paying off existing debt can help, it’s not always necessary to qualify fo...
04/30/2025

Worried about debt before buying a home?

While paying off existing debt can help, it’s not always necessary to qualify for a mortgage. Even if you have student loans, you can still secure a home loan. Lenders will look at your debt-to-income ratio (DTI)—the percentage of your income that goes toward debt payments. A lower DTI means more mortgage options and better terms for you.

Curious about your options? Reach out today, and let’s review your mortgage possibilities together!

Make homeownership more affordable with a VA home loan. With no lender fees*, you can save money upfront and use those s...
04/28/2025

Make homeownership more affordable with a VA home loan. With no lender fees*, you can save money upfront and use those savings however you choose—whether it’s for moving expenses, upgrades, or settling into your new home.

If you’re eligible for a VA loan, let’s explore how this benefit can help you achieve your homeownership goals.

Message me today to get started on your VA mortgage options!

*All lender closing costs such as origination, processing, underwriting, and closing will be waived, borrower is still responsible for third party fees such as VA funding fee, title, and appraisal etc. Down payment waiver is based on VA eligibility. Must apply for loan by 6/30/2025. Savings only applies to direct originations made by PrimeLending for first mortgage purchase or refinance transactions, and is not available on loans obtained through mortgage brokers. Only one offer per loan transaction is available, and savings cannot be combined with any other offer, discount, or bond program. Savings will reflect on Closing Disclosure at closing. Subject to credit approval.

Thinking about selling your current home to buy a new one?Here are some budget-friendly ways to add value and make your ...
04/25/2025

Thinking about selling your current home to buy a new one?

Here are some budget-friendly ways to add value and make your home more appealing to buyers:
- Boost curb appeal: Fresh landscaping makes a big impact.
- Update the details: Remove popcorn ceilings and modernize your fixtures.
- Small changes, big results: Update hardware on cabinets, drawers, and faucets.
- Refresh, don’t replace: Painting cabinets is a cost-effective way to upgrade.
- Keep it clean: A tidy home creates a lasting impression for potential buyers.

While you’re prepping your home for sale, let’s connect to discuss mortgage options for your new home. Reach out today to get started!

Is waiting for the "perfect" time to buy really the best choice for you?Here are some key benefits of buying now instead...
04/23/2025

Is waiting for the "perfect" time to buy really the best choice for you?

Here are some key benefits of buying now instead of waiting:
- Build equity from day one
- Lock in stable monthly payments and avoid rising rent costs
- Personalize your space to make it truly yours

With rent prices continuing to rise, you might find that a comparable mortgage payment is more affordable than you think.

Let’s connect and see if buying now fits your budget!

Ready to step into homeownership in 2025? Here are 3 essential tips to get you started:1. Know your credit score and ens...
04/23/2025

Ready to step into homeownership in 2025? Here are 3 essential tips to get you started:

1. Know your credit score and ensure it’s accurate—this is key to securing the best rates.
2. Explore your down payment options—you don’t always need 20% to buy a home.
3. Get approved before you start house hunting, so you can focus on homes that fit your budget.

When in doubt, always start by talking to a local expert. I can run scenarios to help you find mortgage options that fit your needs.

Let’s connect today and get you on the path to homeownership!

Ready to transform your home in 2025?Get inspired by these renovation trends that will elevate your space:- At-home well...
04/21/2025

Ready to transform your home in 2025?

Get inspired by these renovation trends that will elevate your space:
- At-home wellness: Create your own spa-inspired bathroom or home gym
- Cozy vibes: Use warm earth tones like sienna and soft greens to bring comfort
- Style & function: Incorporate statement lighting or bold furniture pieces

Have a vision but need financing? DM me your ideas, and I’ll help you find the perfect renovation mortgage to bring your project to life.

Do you think of farms when you hear "USDA"? Think again! Nearly 97% of the U.S. is eligible for a USDA mortgage, includi...
04/18/2025

Do you think of farms when you hear "USDA"? Think again!

Nearly 97% of the U.S. is eligible for a USDA mortgage, including small towns and many suburban areas. With no down payment and lower interest rates, a USDA home loan could be your key to buying your dream home this year.

Ready to explore your USDA mortgage options? Connect with me today to learn more!

Ready to plant roots and become a homeowner?If you’ve saved for a down payment and have stable income, you could be clos...
04/16/2025

Ready to plant roots and become a homeowner?

If you’ve saved for a down payment and have stable income, you could be closer to homeownership than you think. The first step? Talking to a mortgage expert.

I’m here to answer your questions about mortgage rates, the housing market, and explore all of your home loan options.

DM me today to get started on your homeownership journey!

One of the best things about owning a home is the ability to make improvements that boost its value.Here are a few ways ...
04/14/2025

One of the best things about owning a home is the ability to make improvements that boost its value.

Here are a few ways to increase your home’s value in 2025:
- Improve energy efficiency to reduce long-term costs
- Update plumbing, electrical, and HVAC systems for better functionality
- Add square footage by finishing your basement or attic

If your home improvement project needs financing, I’ve got the renovation loans to help make it happen.

Is your home starting to feel a little too tight? Here are a few signs it could be time to move into a bigger space:- Yo...
04/11/2025

Is your home starting to feel a little too tight? Here are a few signs it could be time to move into a bigger space:

- You’ve built enough equity to confidently sell your home.
- Your kids are growing—and so are their toys!
- Your family is expanding with kids, pets, or multi-generational living.
- You need a dedicated workspace for working from home.
- You’ve decluttered, but it still feels crowded.
- You love hosting, but your space can’t keep up.

If any of these sound familiar, it might be the perfect time to explore a larger home. Upsizing is a big step, but I’m here to make it easier. Give me a call and let’s chat!

Ready to buy your first home? Learn from those who have been there! Here are a few lessons I wish I would have known bef...
04/09/2025

Ready to buy your first home? Learn from those who have been there! Here are a few lessons I wish I would have known before buying:

Budget Beyond the Down Payment – Think about furniture, paint, and all the little touches that make your house feel like home.

Understand Property Taxes – Research how much they are in your area and whether they might increase over time.

Explore the Neighborhood – Visit at different times of the day to get a true feel for the community.

Now it’s your turn! What’s one thing you wish you had known before buying your home? Share your advice in the comments below and help future homeowners feel more prepared!

Address

5613 DTC Parkway, Suite 750
Greenwood Village, CO
80111

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