Associates Insurance Group Inc,

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Associates Insurance Group Inc, Industry-Leading Savings and Service! Request a Quote Now! When is the last time you had your Work Comp plan quoted?

With our office being a top insurance brokerage in Colorado and Pinnacol’s largest broker in work comp written premiums we understand that controlling costs is extremely important for small businesses. One cost that most small businesses just accept is what they’re paying on their workers compensation policy.

This is not a joke: Halloween is one of the riskiest nights of the year for business owners.Most business owners do not ...
10/30/2026

This is not a joke: Halloween is one of the riskiest nights of the year for business owners.

Most business owners do not think about insurance risk on Halloween. They should.

Slip-and-fall claims spike this time of year. Wet leaves, dark parking lots, decorations in walkways, and foot traffic your business does not usually see are a common combination.

If you host customers, run events, or have employees working late-night hours this week, check three things before the 31st.

Your general liability limits. If a customer falls on your property, are you covered for medical costs and legal exposure?

Assault and battery coverage. Standard GL policies often exclude this. If you host a Halloween event, check your exclusions.

Hired and non-owned auto coverage. If employees drive their personal vehicles for work errands, are they covered?

One quick policy review this week is worth more than any candy budget.

Talk to a specialist at associatesgroup.com. 🎃

“Why did my E-Mod go up?”This is one of the most common questions we hear from business owners after they open their ren...
10/28/2026

“Why did my E-Mod go up?”

This is one of the most common questions we hear from business owners after they open their renewal notice.

Your Experience Modification Rate, or E-Mod, is based on your actual workers' comp claims compared to what is expected for businesses like yours. If your claims were higher or more severe than expected, your E-Mod likely went up.

A few things that can push it higher:
👉 More claims than usual
👉 Claims that stayed open too long
👉 Injured employees who did not return to work quickly
👉 Changes in your payroll or classification codes

The important part is that an E-Mod is not random. It reflects real patterns in your loss history. And once you know what is driving it, you can take steps to bring it back down.

If your E-Mod went up this year and you are not sure why, we can walk through it together.

Talk to a specialist at associatesgroup.com.

What you do in the first 60 minutes after a workplace injury can determine how the entire claim plays out.We have an In-...
10/26/2026

What you do in the first 60 minutes after a workplace injury can determine how the entire claim plays out.

We have an In-House Medical Division, led by a registered nurse, to help guide you through the entire process—from inciting incident through return to work and closure of the claim.

Questions about your current claims process?

Talk to a specialist at associatesgroup.com.

The myth: The lowest premium is the best deal.It rarely is.A cheaper policy often means narrower coverage, higher deduct...
10/22/2026

The myth: The lowest premium is the best deal.

It rarely is.

A cheaper policy often means narrower coverage, higher deductibles, or exclusions that only show up when you file a claim. By then, the savings are gone and the gap in coverage is real.

What to compare instead:
👉 What is actually covered
👉 What the deductibles are
👉 What the exclusions say
👉 How the carrier handles claims

Price matters. But coverage gaps cost more.

We help business owners compare policies the right way. Start at associatesgroup.com.

What if your insurance renewal was not a surprise next year?Most final mile operators expect their auto and workers' com...
10/20/2026

What if your insurance renewal was not a surprise next year?

Most final mile operators expect their auto and workers' comp premiums to climb. They shop around, accept the increase, and hope next year is better.

A small group of operators is doing something different.

They joined a program built specifically for Amazon, FedEx, and similar final mile businesses. It pools risk with other serious operators, rewards safety, and gives members more control over long-term costs.

No coverage gaps. No guesswork at renewal. Just a smarter structure for businesses that plan to be around for the long haul.

If that sounds different from your current setup, it is.

Learn more at associatesgroup.com.

The best insurance relationship is one you do not have to worry about."We have worked with Associates Insurance Group fo...
10/14/2026

The best insurance relationship is one you do not have to worry about.

"We have worked with Associates Insurance Group for several years, and I can say they have always been excellent in customer service, worker's compensation and general liability insurance. They respond quickly and efficiently... There's no doubt they want to do the best for their clients. Their staff is professional, knowledgeable, courteous, and friendly. It's comforting to know they have your back." — Maxine H.

If you want a business insurance partner who answers fast and actually explains your coverage, let's talk.

Learn more at associatesgroup.com.

Most workplace injuries are not freak accidents…They are the same few hazards repeating: wet floors near entrances, bloc...
10/12/2026

Most workplace injuries are not freak accidents…

They are the same few hazards repeating: wet floors near entrances, blocked emergency exits, cords across walkways, unmarked steps.

The businesses that catch these early share one habit. Someone walks the floor each week with a checklist and writes down what they see. Not a formal audit. Just eyes on the space and a written record.

That paper trail matters when a claim happens. It shows your carrier you were managing risk. It can reduce your exposure and protect your premium.

Talk to a specialist at associatesgroup.com.

Do I need workers' comp if my employees are part-time?The answer is yes.In most states, workers' compensation coverage i...
10/09/2026

Do I need workers' comp if my employees are part-time?

The answer is yes.

In most states, workers' compensation coverage is required if you have one or more employees, regardless of how many hours they work. That includes part-time, seasonal, and temporary workers.

The penalty for skipping it can be steep. You could face fines of hundreds of dollars per day per uninsured employee. And if someone gets hurt, you could be personally responsible for their medical costs and lost wages.

Part-time does not mean low risk. A part-time warehouse worker has the same exposure as a full-time one.

Not sure if your current policy covers your whole team? Get a quick review at associatesgroup.com.

Vegas bound for Ignite 2026! We booked a pool cabana to escape the conference hustle…Which are you grabbing first? 🍸 1. ...
09/14/2026

Vegas bound for Ignite 2026!

We booked a pool cabana to escape the conference hustle…

Which are you grabbing first?
🍸 1. Cold drink
🛋️ 2. Shaded spot on the couch
🤝 3. Great conversation about lowering insurance costs and effective claims management

Comment your choice if you're attending—I'll DM you the cabana details!

Ignite 2026 Strategy:❌ Sweating on the expo floor ✅ Networking from our pool cabana 🍹Should we save you a spot?
09/11/2026

Ignite 2026 Strategy:

❌ Sweating on the expo floor
✅ Networking from our pool cabana 🍹

Should we save you a spot?

Address

7395 E. Orchard Road
Greenwood Village, CO
80111

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+18662266790

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