Winston S. Bragg - P&C Insurance Broker

Winston S. Bragg - P&C Insurance Broker I strive to provide successful Individuals, Families and Businesses with Risk Mitigation strategies and Risk Management solutions.

I advise how to protect against loss and liability risk. My approach is consultative in partnership with my clients.

If your property was built before 1990, it may have systems that need repairing or replacing.
04/22/2026

If your property was built before 1990, it may have systems that need repairing or replacing.

Here's how to keep your home safe and functional.

In addition to protecting your house and its contents, your homeowners insurance can also cover detached structures, lan...
04/08/2026

In addition to protecting your house and its contents, your homeowners insurance can also cover detached structures, landscaping and more.

Read this guide on other structures coverage.

An umbrella policy could be a good fit for a lot of people. Get in touch if you have questions after reading this newsle...
02/18/2026

An umbrella policy could be a good fit for a lot of people. Get in touch if you have questions after reading this newsletter.

Find out if you need extra coverage.

According to a new report from Verisk, a bit of an insurance claims conundrum for part of 2025.....The average claim sev...
01/06/2026

According to a new report from Verisk, a bit of an insurance claims conundrum for part of 2025.....

The average claim severity during Q3 of 2025 could turn out to be one of the highest quarterly amounts in recent history. HOWEVER, this Q3 will produce the LOWEST claim volume in 5-yrs!...

The average claim severity during the third quarter 2025 could turn out to be one of the highest quarterly amounts in recent history, however the quarter

Insuring Supercars -- "Then there’s insurance. Supercars are the most difficult segment in the industry to insure, since...
11/14/2025

Insuring Supercars -- "Then there’s insurance. Supercars are the most difficult segment in the industry to insure, since they’re often driven by people unfamiliar with their capabilities, says McKeel Hagerty, the chief executive officer of Hagerty Inc., a media company and automotive insurance provider. Many of those folks are relatively young and have just made their first millions. The instinct is to buy a wild car, he says. But supercars are tricky to control, especially on wet surfaces. Not everyone can expect to easily insure their new toy."....

Jack Morris treasures his 2009 Lamborghini Murcielago LP 640. But it's not always easy to love. "It's huge, it's heavy, it's clunky, you can't see out of

Good news // Bad news here in the Property & Casualty Industry re: claims + losses for YTD 2025 but still need to get th...
10/16/2025

Good news // Bad news here in the Property & Casualty Industry re: claims + losses for YTD 2025 but still need to get through Q4 2025...

According to Gallagher Re, Global insured losses from natural catastrophes during the first nine months of 2025 are estimated to hit US$105 billion, bringing the sixth consecutive calendar year with losses topping US$100 billion and the eighth year since 2017....

Global insured losses from natural catastrophes during the first nine months of 2025 are estimated to hit US$105 billion, bringing the sixth consecutive

Are you interested in having a backyard pond? Here's a guide to the seasonal maintenance tasks you can expect to keep it...
08/17/2025

Are you interested in having a backyard pond? Here's a guide to the seasonal maintenance tasks you can expect to keep it in great shape.

This season-by-season checklist of pond maintenance tasks will help keep your water feature clean and beautiful year-round.

Windstorms can cause serious damage to your property, but you may be able to make improvements that will help protect it...
08/06/2025

Windstorms can cause serious damage to your property, but you may be able to make improvements that will help protect it.

A wind mitigation inspection could pinpoint vulnerabilities.

Green energy and the liabilities that come with it!....
07/15/2025

Green energy and the liabilities that come with it!....

The maker of a massive wind turbine blade that broke apart off Nantucket Island and washed up on beaches for months has agreed to a $10.5 million

Are you in the market for a new car? Compact SUVs are a popular choice. Browse this countdown of the top picks and see h...
06/15/2025

Are you in the market for a new car? Compact SUVs are a popular choice. Browse this countdown of the top picks and see how they compare in terms of safety, comfort and other features.

If you’re shopping for a new car, chances are you’re considering one or more of the seven compact SUVs in this comparison test. See how each SUV did in both subjective and objective categories.

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