04/04/2025
Did you know there are two ways to get personal insurance?
An independent broker vs. A direct market agent
As an independent insurance broker, Howard & Gay can shop around for the best coverage for your specific needs. We can offer a broad range of options including providing choices from the best underwriters (i.e. Chubb, PURE, Berkley One, Cincinnati, AIG, etc.), personalized service and potentially lower premiums.
When shopping for insurance with a captive or direct market agent, they are only able to sell policies through one insurance company.
An independent insurance broker, we have a broader and more comprehensive knowledge about insurance trends, types of coverage and best practices.
Let us tailor your personal insurance to meet your unique situation and needs.