Amy Osborne, Mortgage Loan Originator NMLS 321331

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Amy Osborne, Mortgage Loan Originator NMLS 321331 Presidential Bank Mortgage | NMLS 421593

HomeBridge Financial Services, Inc.; Corporate NMLS ID #6521 (www.nmlsconsumeraccess.org); 194 Wood Avenue South, 9th Floor, Iselin, NJ 08830; (866) 933-6342; AL; AK; AZ Mortgage Banker License 922458; AR; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act; Regulated by the CO Division of Real Estate; CT; DE; DC; FL; GA Mortgage Lender License 22495; HI; ID; Illinois Residential Mortgage Licensee; IN; IA; Kansas Licensed Mortgage Company MC.0025113; KY; LA; MA Mortgage Lender License MC6521; MA Mortgage Broker License MC6521; ME; MD; Licensed by the Mississippi Department of Banking and Consumer Finance; MN; MO 1116 Remington Plaza, Suite D, Raymore, MO 64078 ; MT; NE; Licensed by the New Hampshire Banking Department; Licensed by the N.J. Department of Banking and Insurance 9200151; NM; NY Licensed Mortgage Banker (B500691) – NYSDFS; NC; ND; NV; OH Mortgage Broker Act Mortgage Banker Exemption BMB.850046.000; OK; OR; Licensed by the Pennsylvania Department of Banking and Securities; RI Lenders License 20112804LL; SC; TN; TX, 14160 Dallas Parkway, Suite 850, Dallas, TX 75254; VT; Licensed by the VA State Corporation Commission ; WA Consumer Loan Company License CL-6521; WV; WI; WY.

11/02/2026

Waiting for the Fed to make its next move before buying a home? Here's something to keep in mind. 🏡

The Fed's latest announcement came and went, but mortgage rates saw only modest movement.

Why? Mortgage rates don't move in lockstep with the Fed. They tend to follow the bond market, which responds to a variety of economic factors.

That means waiting for a particular Fed date doesn't necessarily mean you'll get a better mortgage rate.

The best time to buy depends on more than a headline. Let's talk about your goals, your budget, and what options may be available to you.

More time, more opportunities!Daylight Saving Time ends, but it’s always the right time to explore your mortgage options...
11/01/2026

More time, more opportunities!
Daylight Saving Time ends, but it’s always the right time to explore your mortgage options. Let’s make your next move before the year runs out! 💪🏠

No tricks, just helpful mortgage guidance! 🎃🏡 This Halloween, let's help make the path to homeownership feel a little le...
10/31/2026

No tricks, just helpful mortgage guidance! 🎃🏡 This Halloween, let's help make the path to homeownership feel a little less frightening.

Ready to explore your mortgage options? Let's chat today!

Mortgage rates were mostly unchanged during the week ending October 30, 2026, as the Fed held policy rates steady and in...
10/30/2026

Mortgage rates were mostly unchanged during the week ending October 30, 2026, as the Fed held policy rates steady and inflation remained stubborn. Presidential Bank Mortgage is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

🐝 BUZZ-WORTHY TIP  #3: Turn your mortgage partner into a listing resource.Realtors, your mortgage partner can bring more...
10/29/2026

🐝 BUZZ-WORTHY TIP #3: Turn your mortgage partner into a listing resource.

Realtors, your mortgage partner can bring more to the table than just financing.

Payment flyers, affordability graphics, QR-code payment scenarios and open house pre-approval tools can help you give potential buyers a clearer picture of what a home could look like financially.

These tools can help create more engagement around your listings, give buyers something useful to take away, and give you another way to start conversations with potential clients.

🏡 More tools. More buyer engagement. More ways to market your listings.

The Fed is making headlines again, but what does that really mean for your mortgage?Here's what matters: Mortgage rates ...
10/28/2026

The Fed is making headlines again, but what does that really mean for your mortgage?

Here's what matters: Mortgage rates don't move automatically with the Fed, and waiting for the "perfect" rate doesn't guarantee a better opportunity.

Whether you're looking to buy, refinance or explore your home equity options, don't let market headlines determine your next move.

Don't just watch the rates. Know your opportunities.

Let's run the numbers and see what makes sense for YOU in today's market!

🚒🚑 Today, on National First Responders Day, we honor the firefighters, police officers, EMTs, and other first responders...
10/28/2026

🚒🚑 Today, on National First Responders Day, we honor the firefighters, police officers, EMTs, and other first responders who dedicate their lives to protecting and serving our communities.

Thank you for answering the call, showing up when it matters most, and helping keep our communities safe. You deserve a place to call home, too! 🏡

Did you know there are a number of down payment assistance programs available specifically for first responders? Depending on your location, profession, and eligibility, these programs may help make homeownership more attainable.

Whether you're a firefighter, police officer, EMT, or another dedicated first responder, there may be options worth exploring.

💙 Ready to see what may be available to you? Let's connect and explore your homeownership options!

🍂🏡 Myth: Fall is a bad time to buy a home.Fall may bring less competition, motivated sellers, and more room to negotiate...
10/28/2026

🍂🏡 Myth: Fall is a bad time to buy a home.

Fall may bring less competition, motivated sellers, and more room to negotiate, depending on your local market. The best time to buy comes down to your goals, finances, and what works for you. 🔑✨

Ready to explore your homebuying options? Let's chat today!

5.0 star review received on Experience.com for Amy Osborne by Christopher P - response  were fast  and  easy to  underst...
10/27/2026

5.0 star review received on Experience.com for Amy Osborne by Christopher P - response were fast and easy to understand . amazing service

Click to see all 132 reviews of Amy Osborne, Mortgage Loan Officer | NMLS 321331

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15 South Main Street Suite 601
Greenville, SC
29601

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