Movement Mortgage: Mark Karetskiy, Mortgage Lender NMLS #1254891

09/09/2026

POV: I’m reviewing your bank statement and see a random $50,000 deposit… 😅

My first question: “Okayyy… where did that come from?”

Here’s why 👇

When you’re buying a home, large deposits can raise questions during underwriting. Mortgage professionals need to know where the money came from and have documentation to back it up.

Maybe it was:
💰 A gift from family
🚗 Money from selling something
🏦 A transfer from another account
💼 A bonus or other income

None of those automatically mean there’s a problem — I need to be able to explain and document it.

So before you move a big chunk of money around while buying a home, talk to a mortgage pro or talk to me first.

A 2-minute conversation now can save you a whole lot of headache later. 🙌

09/08/2026

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸 𝗼𝗳 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 𝟳, 𝟮𝟬𝟮𝟲

𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝗺𝗼𝘃𝗲𝗱 𝗵𝗶𝗴𝗵𝗲𝗿 👎
Mortgage rates continued to creep higher last week, helped along by rising oil prices and markets pricing in a possible Fed rate hike this month after Fed Chair Warsh's comments in Jackson Hole and stronger-than-expected jobs data.

𝗧𝗵𝗶𝘀 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗰𝗼𝘂𝗹𝗱 𝘄𝗼𝗿𝘀𝗲𝗻 👎
This week features a focus on inflation, and if it comes in higher than expected it will pressure rates higher. Rates will also be influenced by oil prices, which continue to rise. It looks likely that mortgage rates will continue to creep higher unless something unforeseen happens this week.

📈 𝗪𝗵𝗮𝘁’𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
• The Fed: Mortgage rates currently reflect about a 60% chance of a Fed rate hike this month, and if inflation comes in hot, that could increase. Mortgage rates rise ahead of actual Fed rate hikes, so if markets anticipate a hike after this week's data, it will push mortgage rates higher to end the week.
• Inflation data: Wholesale inflation data comes out on Thursday, with consumer inflation data on Friday. If inflation comes in hotter than expected, it could push mortgage rates up to end the week.
• Oil: If oil prices continue to rise this week, it will pressure mortgage rates higher.

09/06/2026

5.0 star review received on Experience.com for Mark Karetskiy by Carson B - I cannot say enough good things about my experience working with Mark and Jessica!

Mark is incredibly knowledgeable, responsive, and efficient. He took the time to explain all our options clearly and genuinely seemed to care about making sure we felt comfortable with the decisions we were making.

Jessica was equally fantastic. She was organized, responsive, and proactive. Communication was excellent, and it felt like we sailed through the process.

As first-time homebuyers, working with this team exceeded our expectations in every way!

Click to see all 203 reviews of Mark Karetskiy, Branch Leader

09/06/2026

5.0 star review received on Experience.com for Mark Karetskiy by Lori S - Working with Mark and his team continues to be a great experience for everyone involved!

Click to see all 203 reviews of Mark Karetskiy, Branch Leader

09/05/2026

New 5.0-star Review: "To say Mark was a miracle worker would be an understatement - as a former LO, I know what a rescue looks like. A different lender had dropped the ball completely and I was given Mark's name as the go to and he lived up to the hype. From taking my 1003 Saturday at breakfast to getting me a bank statement loan in record time, he was there every step of the way. 10/5 highly recommend."

09/05/2026

New 5.0-star Review: "I cannot say enough good things about my experience working with Mark and Jessica! Mark is incredibly knowledgeable, responsive, and efficient. He took the time to explain all our options clearly and genuinely seemed to care about making sure we felt comfortable with the decisions we were making. Jessica was equally fantastic. She was organized, responsive, and proactive. Communication was excellent, and it felt like we sailed through the process. As first-time homebuyers, working with this team exceeded our expectations in every way!"

09/03/2026

5.0 star review received on Experience.com for Mark Karetskiy by Randi K W - Mark was excellent to work with ! Mark and his team made our first home-buying experience much less scary and confusing than we feared it might become. Mark was so helpful from our very first phone call. He explained the mortgage lending process to us in a way that was easy to understand, and he carefully walked us through each step of the process. Communication with Mark and his team was seamless, clear, and quick. Thank you Mark!

Click to see all 200 reviews of Mark Karetskiy, Branch Leader

09/03/2026

5.0 star review received on Experience.com for Mark Karetskiy by Melynda C - Ive worked with several other companies and Movement takes the cake. Not only because of the purpose, passion and power behind giving back to the community but also because of the power team y'all have with Mark and Jessica. They are personable, professional, and empathetic. They work incredibly hard and their attention to detail is impressive. I was in great hands and I look forward to working with them again.

Click to see all 200 reviews of Mark Karetskiy, Branch Leader

09/03/2026

5.0 star review received on Experience.com for Mark Karetskiy by Joshua W - Mark took the time to explain the process to us as a firat time home buyer. Mark outlined the process and help us understand what we needed to do during every step. Mark made the process easy for us first time home buyers

Click to see all 200 reviews of Mark Karetskiy, Branch Leader

09/02/2026

😎 🍉 𝗛𝗮𝘃𝗲 𝗳𝘂𝗻 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸𝗲𝗻𝗱! 🚤 🍦