Ambassador Mortgage Group, Mortgage Brokers

Ambassador Mortgage Group, Mortgage Brokers Providing opportunities for low rates, hassle free mortgages for buying or refinancing a home throughout Colorado She loves all the Grand Valley has to offer.

Robin Smith:
Mortgage Broker, Owner
NMLS # 309809
GTG Financial, Inc. Company NMLS # 2348738

I am licensed to do business in the state of Colorado. Regulated by the Colorado Division of Real Estate. Robin is fortunate to have called the Grand Valley home for the last 33 years. Whether it be the wonderful mountains, the glorious views or the sense of community, she always feels at home. Distinguish

ing herself in her lending career Robin was awarded the Circle of Honor and Top Producer for the Western Slope of Colorado. She strives to be unsurpassed in building relationships, customer service, and mutual respect for everyone she comes in contact with. She does her due diligence in knowing program guidelines, income analysis and will look at your entire picture to provide the best lending options for your needs. Whether a first time homebuyer or seasoned investor with multiple corporations and complex tax returns, Robin is your the lender for you. Come in and see today why an experienced, dedicated professional with direct lending capabilities will make all the difference in your loan process. She looks forward to providing you with excellent service, being your advocate and earning your business and lifelong friendship.

09/09/2026

POV: Iโ€™m reviewing your bank statement and see a random $50,000 depositโ€ฆ ๐Ÿ˜…

My first question: โ€œOkayyyโ€ฆ where did that come from?โ€

Hereโ€™s why ๐Ÿ‘‡

When youโ€™re buying a home, large deposits can raise questions during underwriting. Mortgage professionals need to know where the money came from and have documentation to back it up.

Maybe it was:
๐Ÿ’ฐ A gift from family
๐Ÿš— Money from selling something
๐Ÿฆ A transfer from another account
๐Ÿ’ผ A bonus or other income

None of those automatically mean thereโ€™s a problem โ€” I need to be able to explain and document it.

So before you move a big chunk of money around while buying a home, talk to a mortgage pro or talk to me first.

A 2-minute conversation now can save you a whole lot of headache later. ๐Ÿ™Œ

Navigating buying your first home can feel like you're entering a maze โ€” but it doesn't have to feel that way! With expe...
09/09/2026

Navigating buying your first home can feel like you're entering a maze โ€” but it doesn't have to feel that way! With expert advice and personalized support, I'll help you understand your options and secure the right financing for you and your new home. Call us today to get started!

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ช๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—ฆ๐—ฒ๐—ฝ๐˜๐—ฒ๐—บ๐—ฏ๐—ฒ๐—ฟ ๐Ÿณ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ๐—Ÿ๐—ฎ๐˜€๐˜ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—บ๐—ผ๐˜ƒ๐—ฒ๐—ฑ ๐—ต๐—ถ๐—ด๐—ต๐—ฒ๐—ฟ ๐Ÿ‘ŽMortgage rates continued to cree...
09/08/2026

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ช๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—ฆ๐—ฒ๐—ฝ๐˜๐—ฒ๐—บ๐—ฏ๐—ฒ๐—ฟ ๐Ÿณ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ

๐—Ÿ๐—ฎ๐˜€๐˜ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—บ๐—ผ๐˜ƒ๐—ฒ๐—ฑ ๐—ต๐—ถ๐—ด๐—ต๐—ฒ๐—ฟ ๐Ÿ‘Ž
Mortgage rates continued to creep higher last week, helped along by rising oil prices and markets pricing in a possible Fed rate hike this month after Fed Chair Warsh's comments in Jackson Hole and stronger-than-expected jobs data.

๐—ง๐—ต๐—ถ๐˜€ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—™๐—ผ๐—ฟ๐—ฒ๐—ฐ๐—ฎ๐˜€๐˜: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ฐ๐—ผ๐˜‚๐—น๐—ฑ ๐˜„๐—ผ๐—ฟ๐˜€๐—ฒ๐—ป ๐Ÿ‘Ž
This week features a focus on inflation, and if it comes in higher than expected it will pressure rates higher. Rates will also be influenced by oil prices, which continue to rise. It looks likely that mortgage rates will continue to creep higher unless something unforeseen happens this week.

๐Ÿ“ˆ ๐—ช๐—ต๐—ฎ๐˜โ€™๐˜€ ๐—ฎ๐—ณ๐—ณ๐—ฒ๐—ฐ๐˜๐—ถ๐—ป๐—ด ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ:
โ€ข The Fed: Mortgage rates currently reflect about a 60% chance of a Fed rate hike this month, and if inflation comes in hot, that could increase. Mortgage rates rise ahead of actual Fed rate hikes, so if markets anticipate a hike after this week's data, it will push mortgage rates higher to end the week.
โ€ข Inflation data: Wholesale inflation data comes out on Thursday, with consumer inflation data on Friday. If inflation comes in hotter than expected, it could push mortgage rates up to end the week.
โ€ข Oil: If oil prices continue to rise this week, it will pressure mortgage rates higher.

New 5.0-star Review: "Robin and Jennifer were very easy to work with. They answered all of our questions and were very p...
09/07/2026

New 5.0-star Review: "Robin and Jennifer were very easy to work with. They answered all of our questions and were very patient, while we gathered all of the information they needed."

Happy Labor Day! Today, we celebrate the hard work, dedication and achievements of all those who help keep our communiti...
09/07/2026

Happy Labor Day! Today, we celebrate the hard work, dedication and achievements of all those who help keep our communities moving forward. Whether you're spending the day relaxing with family and friends or taking a well-deserved break, we hope you enjoy the holiday!

09/04/2026

Searching for your dream home? Give me a call and let's find you the right option to go into your search with confidence.

The answer is obvious. No matter what you need help with, I'm here for you every step of the way on your homeownership j...
09/03/2026

The answer is obvious. No matter what you need help with, I'm here for you every step of the way on your homeownership journey. Reach out today!

New 5.0-star Review: "Robin was very helpful and extremely knowledgeable thru our process. Always responsive to our ques...
09/03/2026

New 5.0-star Review: "Robin was very helpful and extremely knowledgeable thru our process. Always responsive to our questions. Would definitely use her services again."

๐Ÿ˜Ž ๐Ÿ‰ ๐—›๐—ฎ๐˜ƒ๐—ฒ ๐—ณ๐˜‚๐—ป ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ๐—ฒ๐—ป๐—ฑ! ๐Ÿšค ๐Ÿฆ
09/02/2026

๐Ÿ˜Ž ๐Ÿ‰ ๐—›๐—ฎ๐˜ƒ๐—ฒ ๐—ณ๐˜‚๐—ป ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ๐—ฒ๐—ป๐—ฑ! ๐Ÿšค ๐Ÿฆ

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ช๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—”๐˜‚๐—ด๐˜‚๐˜€๐˜ ๐Ÿฏ๐Ÿญ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ๐—Ÿ๐—ฎ๐˜€๐˜ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜€๐—น๐—ถ๐—ด๐—ต๐˜๐—น๐˜† ๐˜„๐—ผ๐—ฟ๐˜€๐—ฒ ๐Ÿ‘ŽRates have been pretty stable th...
08/31/2026

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ช๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—”๐˜‚๐—ด๐˜‚๐˜€๐˜ ๐Ÿฏ๐Ÿญ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ

๐—Ÿ๐—ฎ๐˜€๐˜ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜€๐—น๐—ถ๐—ด๐—ต๐˜๐—น๐˜† ๐˜„๐—ผ๐—ฟ๐˜€๐—ฒ ๐Ÿ‘Ž
Rates have been pretty stable this month but ended last week near their highest levels. Most borrowers wouldn't see a change in rate, but may see a difference in the credit or points needed to get that rate.

๐—ง๐—ต๐—ถ๐˜€ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—™๐—ผ๐—ฟ๐—ฒ๐—ฐ๐—ฎ๐˜€๐˜: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ฐ๐—ผ๐˜‚๐—น๐—ฑ ๐˜„๐—ผ๐—ฟ๐˜€๐—ฒ๐—ป ๐Ÿ‘Ž
Rates could move higher this week as oil prices rise on increased tensions in the Middle East and markets worry the Fed may hike rates at its next meeting. Any increase may be small, but it's tough to see rates moving much lower from here.

๐Ÿ“ˆ ๐—ช๐—ต๐—ฎ๐˜โ€™๐˜€ ๐—ฎ๐—ณ๐—ณ๐—ฒ๐—ฐ๐˜๐—ถ๐—ป๐—ด ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ:
โ€ข The Fed: Fed Chair Warsh's Jackson Hole speech last week raised concerns that the Fed may hike rates as soon as the next Fed meeting in September to fight stubborn inflation. There is some concern the Fed may hike rates twice before the end of the year, despite upcoming midterm elections.
โ€ข Labor data: Several jobs reports come out this week, with Friday's BLS jobs report being the most important. The report will show how many jobs were created in August as well as the unemployment rate. Weak job numbers could help mortgage rates, while stronger numbers could increase the chances of a Fed rate hike in September.

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2454 US-6 & 50, Suite 104
Grand Junction, CO
81505

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