Ambassador Mortgage Group, Mortgage Brokers

Ambassador Mortgage Group, Mortgage Brokers Providing opportunities for low rates, hassle free mortgages for buying or refinancing a home throughout Colorado She loves all the Grand Valley has to offer.

Robin Smith:
Mortgage Broker, Owner
NMLS # 309809
GTG Financial, Inc. Company NMLS # 2348738

I am licensed to do business in the state of Colorado. Regulated by the Colorado Division of Real Estate. Robin is fortunate to have called the Grand Valley home for the last 33 years. Whether it be the wonderful mountains, the glorious views or the sense of community, she always feels at home. Distinguish

ing herself in her lending career Robin was awarded the Circle of Honor and Top Producer for the Western Slope of Colorado. She strives to be unsurpassed in building relationships, customer service, and mutual respect for everyone she comes in contact with. She does her due diligence in knowing program guidelines, income analysis and will look at your entire picture to provide the best lending options for your needs. Whether a first time homebuyer or seasoned investor with multiple corporations and complex tax returns, Robin is your the lender for you. Come in and see today why an experienced, dedicated professional with direct lending capabilities will make all the difference in your loan process. She looks forward to providing you with excellent service, being your advocate and earning your business and lifelong friendship.

If you're interested in growing your real estate portfolio, you may be able to factor in the property's prospective rent...
06/16/2026

If you're interested in growing your real estate portfolio, you may be able to factor in the property's prospective rent as qualifying income.* Message us if you're ready to get started!

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ช๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—๐˜‚๐—ป๐—ฒ ๐Ÿญ๐Ÿฑ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ๐—Ÿ๐—ฎ๐˜€๐˜ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—บ๐—ผ๐˜ƒ๐—ฒ๐—ฑ ๐—น๐—ผ๐˜„๐—ฒ๐—ฟ ๐Ÿ‘Rates started last week a little high...
06/15/2026

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ช๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—๐˜‚๐—ป๐—ฒ ๐Ÿญ๐Ÿฑ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ

๐—Ÿ๐—ฎ๐˜€๐˜ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—บ๐—ผ๐˜ƒ๐—ฒ๐—ฑ ๐—น๐—ผ๐˜„๐—ฒ๐—ฟ ๐Ÿ‘
Rates started last week a little higher but ended lower after reports surfaced that a peace deal with Iran was close and could possibly be signed over the weekend. Even though both consumer and wholesale inflation continued to rise, markets largely expected those increases, so mortgage rates showed little reaction.

๐—ง๐—ต๐—ถ๐˜€ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—™๐—ผ๐—ฟ๐—ฒ๐—ฐ๐—ฎ๐˜€๐˜: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ฐ๐—ผ๐˜‚๐—น๐—ฑ ๐—บ๐—ผ๐˜ƒ๐—ฒ ๐—น๐—ผ๐˜„๐—ฒ๐—ฟ ๐Ÿ‘
With a peace agreement now in place and the Strait of Hormuz expected to fully reopen, oil prices have fallen and mortgage rates could continue to improve. The biggest test this week comes Wednesday when new Fed Chair Kevin Warsh holds his first Fed meeting and press conference.

๐Ÿ“ˆ ๐—ช๐—ต๐—ฎ๐˜โ€™๐˜€ ๐—ฎ๐—ณ๐—ณ๐—ฒ๐—ฐ๐˜๐—ถ๐—ป๐—ด ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ:
โ€ข The Middle East: The peace agreement is expected to be formally signed Friday, and the reopening of the Strait of Hormuz should help bring oil prices lower. That would ease inflation concerns and help mortgage rates improve over coming weeks.
โ€ข The Fed: Wednesday's Fed meeting could create some volatility in mortgage rates, especially during and after Chair Warsh's press conference as markets assess the Fed's outlook for future rate policy.
โ€ข Juneteenth: Markets and many mortgage companies will be closed on Friday.

06/11/2026

Real estate agents: Take full advantage of your busiest season when you partner with us!

This is normal, right?You find the perfect house online.You schedule a showing.You fall in love.Then you start looking f...
06/10/2026

This is normal, right?

You find the perfect house online.
You schedule a showing.
You fall in love.

Then you start looking for a mortgage.

The problem?

โŒ You might find out the house costs more than you can afford.

โŒ You could miss out on loan programs or down payment assistance that could save you thousands.

โŒ You may not know what monthly payment actually fits your budget.

โŒ And while you're figuring all that out, another buyer who's already pre-approved may submit an offer first.

Getting pre-approved before you start house hunting doesn't mean you're committing to buy a home.

It simply helps you with:
โœ”๏ธ How much home can you afford
โœ”๏ธ Have more people take you seriously
โœ”๏ธ How much money can you save

The best first step in buying a home isn't finding a house.

It's finding out what you can buy before you start shopping.
Reach out to me or send me a message if you want to start looking around or have any questions.

06/09/2026

VA loans can provide a powerful path to homeownership. With potentially no down payment* and competitive rates, this option is designed to honor your service. Call us today!

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ช๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—๐˜‚๐—ป๐—ฒ ๐Ÿด, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ๐—Ÿ๐—ฎ๐˜€๐˜ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—บ๐—ผ๐˜ƒ๐—ฒ๐—ฑ ๐—ต๐—ถ๐—ด๐—ต๐—ฒ๐—ฟ ๐Ÿ‘ŽRates moved higher last week, with th...
06/08/2026

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ช๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—๐˜‚๐—ป๐—ฒ ๐Ÿด, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ

๐—Ÿ๐—ฎ๐˜€๐˜ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—บ๐—ผ๐˜ƒ๐—ฒ๐—ฑ ๐—ต๐—ถ๐—ด๐—ต๐—ฒ๐—ฟ ๐Ÿ‘Ž
Rates moved higher last week, with the biggest moves coming on Friday in reaction to much stronger than expected jobs data. The jobs report smashed expectations, with more than twice as many new jobs created as forecast. The strong labor market makes it even more likely that the Fed will raise its policy rate this year to fight inflation.

๐—ง๐—ต๐—ถ๐˜€ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—™๐—ผ๐—ฟ๐—ฒ๐—ฐ๐—ฎ๐˜€๐˜: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ฐ๐—ผ๐˜‚๐—น๐—ฑ ๐—ฏ๐—ฒ ๐˜ƒ๐—ผ๐—น๐—ฎ๐˜๐—ถ๐—น๐—ฒ โš ๏ธ
After last week's early headlines that Iran could be pulling out of peace talks proved to be inaccurate, there was still no meaningful progress toward a deal. Rates will continue to move alongside oil prices, as well as be affected this week by both consumer and wholesale inflation reports and continued headlines coming out of the Middle East.

๐Ÿ“ˆ ๐—ช๐—ต๐—ฎ๐˜โ€™๐˜€ ๐—ฎ๐—ณ๐—ณ๐—ฒ๐—ฐ๐˜๐—ถ๐—ป๐—ด ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ:
โ€ข The Middle East: Despite talks dragging on, mortgage rates are still likely to move along with headlines about any progress toward a deal that could reopen the Strait of Hormuz to commercial shipping traffic.
โ€ข Economic data: Inflation is bad for rates, pushing them higher, and we could see rates react to both consumer and wholesale inflation data this week if they show inflation continues to increase.

I offer a special program that significantly reduces your mortgage payments for the entire first year. DM me to learn mo...
06/05/2026

I offer a special program that significantly reduces your mortgage payments for the entire first year. DM me to learn more! This is investor paid not borrower or seller paid.

06/04/2026

You could score big savings working with a mortgage broker like me. Give us a call to advance in your homebuying journey!

06/03/2026

๐—ช๐—ต๐—ฎ๐˜ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฏ๐—ฎ๐—ป๐—ธ ๐—ต๐—ผ๐—ฝ๐—ฒ๐˜€ ๐˜†๐—ผ๐˜‚ ๐—ป๐—ฒ๐˜ƒ๐—ฒ๐—ฟ ๐—น๐—ฒ๐—ฎ๐—ฟ๐—ป ๐Ÿ‘€

Making extra payments on your mortgage can potentially save you a LOT of money.

Hereโ€™s why:

๐Ÿ‘‰ Every extra dollar you pay toward the ๐—ฝ๐—ฟ๐—ถ๐—ป๐—ฐ๐—ถ๐—ฝ๐—ฎ๐—น lowers the amount you owe.

That means:
โœ… Less interest paid over time
โœ… More equity in your home
โœ… A faster path to owning your house outright

A few things to remember:

๐Ÿ‘‰ The sooner you make extra payments, the more they help.

๐Ÿ‘‰ Small extra payments add up. You donโ€™t have to wait until you can make a huge one.

๐Ÿ‘‰ Ask your loan servicer to apply extra money to ๐—ฝ๐—ฟ๐—ถ๐—ป๐—ฐ๐—ถ๐—ฝ๐—ฎ๐—น ๐—ผ๐—ป๐—น๐˜†.

Even one extra payment each year can make a big difference over the life of your loan.

Save this post for later and send it to someone who owns a home. ๐Ÿ‘‡

06/02/2026

Give us a call if you're ready to tackle the next big chapter in your life: homeownership!

Address

2454 US-6 & 50, Suite 104
Grand Junction, CO
81505

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 10am - 6pm
Sunday 10am - 6pm

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