Kevin Cordova - Timberline Mortgage - NMLS 236059

01/01/2026

✨ Cheers to a Fresh Start — Happy New Year from Fidelity Mortgage! ✨

As we turn the page to a brand-new year, we’re filled with optimism for all that’s ahead. Every conversation, every family served, and every connection made this past year has reminded us why we love what we do.

The new year brings opportunity — new goals, new ideas, and new possibilities. Whatever 2026 has in store for you, we’re here to support your path forward with clarity, care, and a commitment to your success.

Here’s to a year of growth, meaningful moments, and dreams taking shape.
Happy New Year from all of us at Fidelity Mortgage! 🎉

12/25/2025

🎄 Merry Christmas from Fidelity Mortgage 🎄

As we gather with the people who mean the most, our team is reflecting on the connections made throughout the year. Serving our community is a privilege we don’t take lightly, and this season reminds us just how meaningful those relationships are.

We hope your holiday is filled with comfort, joy, and moments that feel truly special. Thank you for letting us be a small part of your story — it continues to inspire everything we do.

Wishing you and your loved ones a Christmas wrapped in peace, warmth, and hope for the year ahead.

— Your Fidelity Mortgage Team

12/09/2025

Tomorrow is the Fed Rate Decision!

🧠 Bottom Line: What You Should Expect
✔ The Fed rate cut = already priced in → no major impact
✔ Dot plot & Powell = biggest factors
✔ Expect rate swings tomorrow around 2pm–3pm
✔ If the Fed shows confidence in more cuts → mortgage rates improve
✔ If the Fed signals caution or fewer cuts → rates worsen

12/02/2025

🎉 Big News for Our Community! 🎉

Fidelity Mortgage was honored with Branch of the Year, and we’re excited to share this moment with you! This recognition reflects our commitment to serving local homebuyers, supporting trusted partners, and delivering dependable guidance every step of the way.
Thank you to everyone who continues to put their confidence in our team. We’re proud to support this community and look forward to another strong year ahead!
🏡✨ Fidelity Mortgage — Your Local Lending Team

11/11/2025

Honoring Our Veterans

Today, we pause to honor and thank all the brave men and women who have served our country. Your courage, sacrifice, and dedication to protecting our freedom inspire us every day.

From all of us at Fidelity Mortgage, thank you for your service and commitment to our nation. ❤️🤍💙

09/11/2025

📰 Today’s U.S. Economic Snapshot

Inflation ticked up in August: Consumer prices rose slightly ( as forecasted) 2.9% year-over-year with core inflation (excluding food & energy) holding near 3.1%.

The labor market is losing steam: Only 22,000 jobs were added in August, and weekly unemployment claims jumped to 263,000 the highest in nearly four years.

Data revisions reveal weaker job growth than previously thought: Between April 2024 and March 2025, **911,000 fewer jobs** were created compared to earlier estimates.

The markets seem cautiously optimistic: Despite concerns about inflation and labor, stocks hit fresh highs as investors await signals from the Fed. Many expect interest rate cut next week.

07/14/2025

I know there has been a lot of talk of VA requiring a pest inspection lately. We had information that some of the information went out incorrectly and revised information has been released by the VA. Here are the counties that require inspection. Eff 07/11/2025

Colorado
Wood-destroying insect information is only required for the following counties: Alamosa, Arapahoe, Archuleta, Baca, Bent, Chaffee, Cheyenne, Conejos, Costilla, Crowley, Custer, Delta, Dolores, Douglas, El Paso, Elbert, Fremont, Gunnison, Hinsdale, Huerfano, Kiowa, Kit Carson, La Plata, Lake, Las Animas, Lincoln, Mineral, Montezuma, Montrose, Otero, Ouray, Park, Phillips, Prowers, Pueblo, Rio Grande, Saguache, San Juan, San Miguel, Summit, Teller, Washington, and Yuma.

05/22/2025

USDA allowing for all Manufactured existing homes now! Will have some requirements and subject to USDA guidelines but this is great news! Must have a manufacturing date within 20 years of loan closing as an example of one condition.

11/11/2024

Today, we honor and salute our veterans – the brave men and women who have served our country with courage, dedication, and sacrifice. Thank you for your unwavering commitment to protecting our freedom. Your service and sacrifice will never be forgotten. 🇺🇸

To all veterans, past and present, we are forever grateful. 🙏❤️

09/18/2024

Fed Cuts Rates by 0.50% Today! But Why Did My Mortgage Rate Slightly Go Up?

If you've been following me over the past few weeks, I’ve explained the lack of correlation between Mortgage Rates and the Fed Funds Rate. Here's a quick reminder of why today's rate cut by the Fed doesn't necessarily mean lower mortgage rates.

In fact, the possibility of this cut had already been anticipated and priced into mortgage rates since July, which is why we saw rates decline earlier. Now, mortgage rates are responding more to broader economic factors, not just Fed actions.

So, why not wait? I shared an article on September 6th that explained why waiting for rates to drop further might not be the best idea. If you missed it, I’ll share it again to help shed more light on why acting sooner rather than later can be a smart move.

Mortgage rates will continue to fluctuate based on economic conditions, not just what the Fed does. If you'd like to dive deeper or have questions, I’m happy to sit down and discuss further!

This week's labor market data and Fed speeches solidified the case for the Fed to cut rates by at least 0.25% when it meets in 2 weeks.  With more and more buzz surrounding that rate cut, it's on...