Hometown Mortgage Team - Cardinal Financial - NMLS 1405208

Hometown Mortgage Team - Cardinal Financial - NMLS 1405208 Speed to Mortgage™
Cardinal Financial Company, Limited Partnership NMLS ID 66247

Our experienced team of professionals is dedicated to:
> Empowering you to review and compare personalized financing options, tailored to your needs
> Aligning your financing with your short- and long-term goals
> Helping you enjoy a convenient process that respects your time

Hometown Mortgage Team - Cardinal Financial® is ending the mortgage mayhem. Powered by our living loan engine, Octane®, we

deliver Speed to Mortgage™ with certainty from application to close — real approvals, real numbers, and real confidence. With operations in all 50 states, we’re combining automation with human expertise to turn lending complexity into clarity. Driven by innovation and a commitment to doing what’s right, we’re building the future of modern home lending with every clear, confident close. Hometown Mortgage Team / Cardinal Financial Company, Limited Partnership NMLS ID 66247

21920 County Road 45, Goshen, IN 46528 | 574.293.5626 | www.cardinalfinancial.com/hometownmortgageteam

Cardinal Financial is an Equal Housing Opportunity Lender

For licensing information: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/66247
Company Licenses: https://cardinalfinancial.com/nmls-licensing

Corporate: 3530 Toringdon Way, Suite 200, Charlotte, NC 28277

08/07/2026

Not every income story fits a W-2. Your loan options should reflect that.

Non-QM loans can help self-employed borrowers, investors, and others with non-traditional income qualify using documentation that better reflects how they earn income.

Whether it's bank statements or rental income, there may be more options available than you think. There’s more than one path to home financing. Our team can help you find yours. cf.loans/hmt

❓This or That Thursday 🌽Fresh sweet corn: on the cob OR cut off the cob?Late summer has a way of reminding us to slow d...
08/06/2026

❓This or That Thursday

🌽Fresh sweet corn: on the cob OR cut off the cob?

Late summer has a way of reminding us to slow down and enjoy the little things. Fresh sweet corn is definitely one of them.

Which way do you prefer it?

#

Keys in hand. Another family home.From the first conversation to closing day: No surprises. No mayhem. Just a plan that ...
08/05/2026

Keys in hand. Another family home.

From the first conversation to closing day: No surprises. No mayhem. Just a plan that worked.

If you are thinking about buying, we would love to help you get there too. cf.loans/hmt

: Tomorrow Starts TonightBusy mornings feel easier when you spend just a few minutes getting ahead.Try this before bed...
08/04/2026

: Tomorrow Starts Tonight

Busy mornings feel easier when you spend just a few minutes getting ahead.

Try this before bed:
• Set out tomorrow's clothes
• Pack lunches or snacks
• Prep the coffee maker
• Review tomorrow's schedule

Less rushing. More breathing room.

🎉 Join us in celebrating our Hometown team members with August birthdays!Whether you’re working directly with homebuyers...
08/03/2026

🎉 Join us in celebrating our Hometown team members with August birthdays!

Whether you’re working directly with homebuyers or supporting the process behind the scenes, your contributions help create exceptional experiences for those we serve. Thank you for being part of the Hometown team.

We hope your birthday is filled with much joy and time to celebrate with the people you love. Wishing you a wonderful year ahead and a fantastic birthday month!

Jessica Badskey
Cardinal Financial - Scott West
Hometown Mortgage Team - Amanda Newland

College costs are real. So is your home equity.As back-to-school season approaches, more homeowners are asking a smart q...
07/31/2026

College costs are real. So is your home equity.

As back-to-school season approaches, more homeowners are asking a smart question: should I use my home equity instead of private loans.

For many, the answer is worth exploring.

A cash-out refinance can offer:
A potentially lower rate than private education loans
One payment, not a separate loan on top of everything else
Access to funds you have already earned through your home

It is not right for everyone. But for families with equity and a plan, it is a conversation worth having.

The best financing decision starts with the right information. Reach out to one of our loan originators to discuss your options and get real numbers you can trust. cf.loans/hmt

*Using your home equity to pay off debts or make other purchases does not eliminate the debt or the cost of the purchases, but rather increases the loan amount of your mortgage to be paid according to your new mortgage terms.

❓This or That Thursday 🗳️🎒 Carry-on only OR🧳check the bag?However you travel, there’s always something nice about coming...
07/30/2026

❓This or That Thursday 🗳️

🎒 Carry-on only OR🧳check the bag?

However you travel, there’s always something nice about coming back to a place that’s entirely your own. If owning a place of your own is on your wish list, we'd be happy to help you get there.

✈️How are you traveling: carry-on or checked bag?

#

You have been putting off that trip. Your home equity might be the reason to stop waiting.A cash-out refinance gives you...
07/29/2026

You have been putting off that trip. Your home equity might be the reason to stop waiting.

A cash-out refinance gives you access to the equity you have built, at a mortgage rate that is typically far lower than a credit card or personal loan.

Fund what matters. Pay at a rate that makes sense.
If your home has equity and you have been thinking about travel, home upgrades, or just getting your finances in order, this is a conversation worth having.

Reach out to our team today. One of our Loan Originators will walk you through your options with real numbers and no pressure. cf.loans/hmt

*Using your home equity to pay off debts or make other purchases does not eliminate the debt or the cost of the purchases, but rather increases the loan amount of your mortgage to be paid according to your new mortgage terms.

🍋Freshen Your Sink Naturally: Drop a few lemon peels into your garbage disposal and run cold water.It’s a simple way to...
07/28/2026


🍋Freshen Your Sink Naturally: Drop a few lemon peels into your garbage disposal and run cold water.

It’s a simple way to help freshen odors and leave your kitchen smelling cleaner.

Easy, inexpensive, and satisfying.

Same home. Different strategies. Here is how the two most common loan terms compare.3️⃣0️⃣-YEAR MORTGAGE:• Lower monthly...
07/27/2026

Same home. Different strategies.
Here is how the two most common loan terms compare.

3️⃣0️⃣-YEAR MORTGAGE:
• Lower monthly payment
• More flexibility in your monthly budget
• Builds equity more slowly

1️⃣5️⃣-YEAR MORTGAGE:
• Higher monthly payment
• Pays off faster
• Significantly less interest paid over time

The best mortgage isn’t the same for everyone. It depends on your financial picture, your goals, and what you’re most comfortable with.

Our team can walk you through both options with real numbers, so you can make a confident decision. cf.loans/hmt

Address

21920 County Road 45
Goshen, IN
46528

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15742935626

Website

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