Mina Snead, Senior Loan Officer Nmls#524551

Mina Snead, Senior Loan Officer Nmls#524551 With over thirty years experience, I focus my time and energy on understanding the needs of my customers.

My goal is to deliver quality service that will make the mortgage process quick and easy. Presidential Bank Mortgage is a full service, residential mortgage lender headquartered in Bethesda, Maryland that has served our community since 1987. As an operating division of Presidential Bank, FSB, Presidential Bank Mortgage provides loans across the United States*. Presidential Bank Mortgage continues to grow each year and has doubled in size since 2010. Our experienced management team has served the Mid-Atlantic region for almost thirty years. Presidential Bank Mortgage has 16 retail branches conveniently located throughout Virginia, Maryland, and Pennsylvania. Our local offices offer our customers fast and convenient service within their communities. The key to our success is that we offer a wide array of affordably priced mortgage programs and provide professional, experienced, local service that is second to none.

09/17/2026

🔑 Sometimes the biggest question isn't "Should I move?"—it's "Does my home still work for me?"

From rising homeownership costs to changing family dynamics and evolving lifestyle needs, there are several factors worth considering before making your next move.

In our newest blog, we break down four questions every homeowner should ask before deciding whether to renovate, relocate, or stay put.

➡️ Click the link to read the full article and explore your options.
https://www.presidentialbankmortgage.com/post/is-your-home-still-the-right-fit-four-questions-to-help-you-decide

Still waiting for the “perfect” mortgage rate? 👀With the Fed raising rates, it may be time to stop waiting on the market...
09/16/2026

Still waiting for the “perfect” mortgage rate? 👀

With the Fed raising rates, it may be time to stop waiting on the market and start looking at what makes sense for you.

Whether you’re considering buying, refinancing or tapping into your home equity, knowing your options today can help you stay ready for tomorrow.

Let’s run the numbers.

How much home can you comfortably afford? 🏡 The answer goes beyond your maximum approval. Your monthly budget, expenses,...
09/16/2026

How much home can you comfortably afford? 🏡 The answer goes beyond your maximum approval. Your monthly budget, expenses, and financial goals all play a role in finding the right loan for you.

Let’s talk and explore your homebuying options!

09/14/2026

🏡 When was the last time you checked how much equity you have?

U.S. mortgage holders now have approximately $18 trillion in home equity đź’° and nearly $12 trillion may be tappable.

For homeowners who don’t want to give up their existing mortgage rate, a HELOC or second mortgage may offer a way to access that equity while leaving the first mortgage untouched. 🔑

If you’ve owned your home for a while, you could be sitting on more financial flexibility than you think. A quick equity review can help you understand what options may be available. 📊

💬 Curious what your home equity could mean for you? Let’s talk.

🍎🍯 Wishing you a sweet and joyful Rosh Hashanah! May the new year bring peace, happiness, and new beginnings for you and...
09/12/2026

🍎🍯 Wishing you a sweet and joyful Rosh Hashanah! May the new year bring peace, happiness, and new beginnings for you and your loved ones. Shanah Tovah! ✨

09/11/2026

We will never forget the lives lost, the families forever impacted, and the bravery shown on September 11, 2001.

Don’t get them confused! 🏡 A home inspection looks at the condition of the property, while an appraisal helps determine ...
09/10/2026

Don’t get them confused! 🏡 A home inspection looks at the condition of the property, while an appraisal helps determine its value. Different purposes, but both play an important role in the mortgage process.

Have questions about what comes next? Let's help you understand each step.

09/08/2026

Purchase applications rose 2% last week, and more buyers are exploring adjustable-rate options. The fixed year loan is the default, not the only answer. If you're not planning to stay 30 years, it's worth asking whether a different structure fits better. Want to compare?

Happy Labor Day! Today, we celebrate the hard work, dedication, and perseverance that turn the dream of homeownership in...
09/07/2026

Happy Labor Day! Today, we celebrate the hard work, dedication, and perseverance that turn the dream of homeownership into a reality. We hope you enjoy a truly wonderful and well-deserved day of rest, relaxation, and quality time in the place that matters most—your home. 🎉

09/01/2026

đź“Š MARKET PERSPECTIVE: Gen Z Is Entering the Housing Market

The next generation of homebuyers isn’t waiting on the sidelines. Gen Z is becoming a growing force in today’s housing market, with younger buyers representing an increasing share of purchase activity.

And they’re finding creative ways to make homeownership work. From personal savings and family assistance to non-savings sources, today’s buyers are using multiple strategies to put together their down payment.

At the same time, buyers are navigating higher rates, more inventory and a little more negotiating room than we’ve seen in recent years.

🏡 The takeaway? There isn’t one “right” path to homeownership. Understanding your financing options can make all the difference.

Check out this month’s Market Perspective for a closer look at what today’s numbers are telling us.

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