Towne First Mortgage

Towne First Mortgage Serving the Charlottesville and Richmond communities. We blend hometown service with advanced technology to make your loan experience seamless. NMLS #1609478

We're people helping people get home. 🏡

Equal Housing Lender.

One Towne. One Team. One Name. Towne First Mortgage is now officially TowneBank Mortgage. Same great loan officers. Same...
10/01/2025

One Towne. One Team. One Name.

Towne First Mortgage is now officially TowneBank Mortgage.

Same great loan officers. Same Richmond team. Just one unified name—reflecting the care, trust, and service you’ve always known.

It’s hard to believe the 2025 VMBA Annual Convention has come to a close. Sharing one last photo drop to celebrate an in...
09/24/2025

It’s hard to believe the 2025 VMBA Annual Convention has come to a close. Sharing one last photo drop to celebrate an incredible week of learning, connection, and leadership. 📸

Our team was proud to represent the TowneBank Mortgage family of companies and especially proud to celebrate our own Sarah Stedfast and Bill West as they transition leadership with distinction.

Thank you to the organizers and speakers who made it all possible.

🚨 Big News from Towne First Mortgage: Unlock 2026 Loan Limits Early!Towne First Mortgage is giving you early access to t...
09/19/2025

🚨 Big News from Towne First Mortgage: Unlock 2026 Loan Limits Early!

Towne First Mortgage is giving you early access to the new, higher conventional loan limits for 2026—starting Monday, September 22.

You’ll be able to lock in a loan up to $819,000 on a 1-unit property, months before the official increase takes effect.

This means more buying power, sooner, and the ability to stay within conventional loan guidelines, which often come with lower rates, easier qualification, and fewer restrictions compared to jumbo loans.

Contact a loan officer to learn more and see how this can support your home search.

09/19/2025

Wait, the fed dropped rates… so why did mortgage rates go up? 👀

Here’s what’s happening and why now’s a good time to plan your next move.

Rates shift fast. Let’s make sure you’re ready.

Tired of seeing “almost perfect” homes? Your clients don’t have to settle for an outdated kitchen or an aging roof.  Wit...
09/11/2025

Tired of seeing “almost perfect” homes? Your clients don’t have to settle for an outdated kitchen or an aging roof.

With an FHA 203k loan, you can finance the home purchase and the renovations all in one go, for as little as 3.5% down. It’s the perfect solution for properties that need a little love.

Ready to close the deal on more fixer-uppers? Partner with us. Contact us today to learn more about how we can work together.

This Patriot Day, we pause to remember the victims and honor the heroes of September 11, 2001. We will never forget the ...
09/11/2025

This Patriot Day, we pause to remember the victims and honor the heroes of September 11, 2001. We will never forget the profound loss we suffered, nor the extraordinary courage and resilience that America displayed in the face of tragedy.

Today, and every day, we stand united. We are committed to service and compassion, ensuring that a spirit of unity lives on in our actions and in the strength of our nation.

Happy National Dog Day from our fur-ever family to yours! 🐶❤️We’re not just a team of mortgage pros, we’re also proud pe...
08/26/2025

Happy National Dog Day from our fur-ever family to yours! 🐶❤️

We’re not just a team of mortgage pros, we’re also proud pet parents. Swipe to see all the good boys and girls who make our days better!

Monday memories have us feeling the contagious energy from our Chairman’s Club trip to Atlantis! ⚡️ The trip was more th...
08/25/2025

Monday memories have us feeling the contagious energy from our Chairman’s Club trip to Atlantis! ⚡️

The trip was more than a reward; it was a powerful reminder of our company culture. We believe in working hard, celebrating big, and fostering a community where everyone feels supported. This year, our Towne First Mortgage team was thrilled to celebrate with our partners at TowneBank and Towne Insurance, strengthening the bonds that make our business so successful.

This is what it’s like to be part of a team that’s invested in your success. Join a company where your hard work is a celebrated part of a bigger family.

So incredibly proud to celebrate Abby Allen for her well-deserved induction into the 2025 Chairman's Club! As a true sel...
07/22/2025

So incredibly proud to celebrate Abby Allen for her well-deserved induction into the 2025 Chairman's Club!

As a true self-starter, Abby's dedication to her clients and partners shines through in everything she does. Congratulations on this amazing accomplishment, Abby!

If you're a self-employed professional, freelancer, or small business owner, you know traditional loans don't always get...
07/15/2025

If you're a self-employed professional, freelancer, or small business owner, you know traditional loans don't always get it. That's why we're excited to offer the 12-Month P&L Loan Program!

No more struggling with tax return limitations. We qualify you based on your business's Profit & Loss statement for the last 12 months.

This means for YOU: ✅ Easier income verification ✅ Access to homeownership ✅ A loan that understands your success!

Ready for an "outside the box" mortgage?

Reach out today!

Address

4501 Cox Road, Suite 301
Glen Allen, VA
23060

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 12pm
Sunday 9am - 9pm

Telephone

+18048888020

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