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Tanya Elder Mortgage Advisor-MLO#278508 NOVA Home Loans

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Gilbert, AZ
Tanya Elder Mortgage Advisor-MLO#278508 NOVA Home Loans

For more than 25 years I have made my career as a mortgage professional in Portland, Oregon. Loan products are subject to availability and credit approval.

For 9 of these years I helped many clients relocate through their Employer Groups, doing loans in all 50 States. This has given me a broad range of knowledge, which has helped me better assist my clients at every level. I have built my career on listening to my clients’ needs, with honesty, integrity and putting pride in everything I do. I value the importance in building long-term relationships with my processors, underwriters, escrow and title officers, realtors, and my clients, as each person involved in the process helps the client’s transaction go smooth and as seamless as possible. My passion for helping clients in selecting the right loan program to match their needs while fitting into their payment comfort level is my #1 commitment, as my clients success as a homeowner is priceless. Using my communication skills, creativity with loan structure and my ability to problem-solve effectively has solidified my relationships with long term clients, and their trust in referring me to their friends and family. I look forward to helping you with your purchasing or refinancing needs throughout Oregon and Washington. Thank you,

Tanya Elder

ADVERTISEMENT | 1-888-628-1414 | A division of Hometown Lenders, Inc., an Equal Housing Lender NMLS # 65084 (www.nmlsconsumeraccess.org) | Terms, conditions, and restrictions may apply. Not a commitment to extend credit. Hometown Lenders USA AZ BK- 0949142. Licensed by the Department of Financial Protection & Innovation under the California Residential Mortgage Lending Act 41DBO-60614

10/29/2026

You may have more retirement resources than you realize.

For homeowners 62 and older, home equity may be one of them. A reverse mortgage could provide funds for monthly expenses, medical bills, or other needs. It may also pay off an existing mortgage and remove the required monthly mortgage payment while you continue to own and live in your home.

You remain responsible for property taxes, insurance, and maintenance.
The right fit depends on your goals and the loan’s costs.

Give us a call, and let’s look at what your home equity could mean for your retirement plan.

10/26/2026

Want a smaller place? A home closer to your kids? A layout that works better for this stage of life?

A HECM for Purchase may help eligible buyers make that move without a required monthly mortgage principal and interest payment. You’ll need funds toward the purchase and must continue paying taxes, insurance, and property costs.

If you have a home in mind, call us before you rule out the move.

10/13/2026

You earned that equity one payment and one year at a time.

Now you get to decide what role it should play in retirement. Using it has a cost, and the loan must eventually be repaid. But understanding the option puts the decision in your hands.

Let’s review how much equity you may be able to access and what that would mean over time.

10/09/2026

Waiting until you run out of money to explore a reverse mortgage could leave you with fewer options.

The process may take 30 to 60 days, and certain home repairs may need to be completed before the loan can close. If you choose a reverse mortgage line of credit, opening it earlier may also give the available credit more time to grow.

Most importantly, qualifying today does not guarantee that you’ll qualify later. Your health, finances, property or lending guidelines could change.

A reverse mortgage isn’t right for everyone, but it may be worth exploring before you need it. Reach out to us and let’s see whether it makes sense for your retirement goals.

10/01/2026

This question deserves a straight answer: with a reverse mortgage, you keep the title to your home.

You also remain responsible for property taxes, homeowners insurance, and maintenance.

Those details matter more than a rumor you heard years ago.

Have questions about ownership or what your family inherits? Call us and ask every one of them.

09/16/2026

Downsizing might make sense to everyone else, but that doesn’t mean it feels right for you.

Your friends are here. Your family is close. You know your neighbors, your routines and every corner of the home you worked so hard for.

For eligible homeowners, a reverse mortgage may provide access to home equity while allowing you to remain in the place you love.

Retirement doesn’t have to mean leaving home. Let’s talk about whether a reverse mortgage could be right for you.

09/03/2026

For many retirees, their home may be one of their largest financial assets.

A reverse mortgage can allow eligible homeowners age 62 and older to access a portion of their home equity, pay off an existing mortgage, and eliminate required monthly mortgage payments. Remaining proceeds may also be used to supplement retirement income, cover expenses, or support the lifestyle they’ve worked hard to enjoy.

You still own the home and remain responsible for property taxes, homeowners insurance, and maintenance.

Want to know if your home equity could strengthen your retirement? Give us a call to explore your options.

08/25/2026

What would retirement look like without a monthly mortgage payment?

For eligible homeowners, a reverse mortgage may eliminate that major monthly expense and create more breathing room in the budget.

You’ll still be responsible for property taxes, homeowners insurance, and maintaining the home, but removing the principal and interest payment could make a meaningful difference.

Want to know if a reverse mortgage may be an option for you or a family member? Reach out and let’s talk.

04/23/2026

5.0 star review received on Experience.com for Tanya Elder by Barton L - Communication with Tanya is very easy. I had multiple ways to reach her, she responded quickly to all my messages and there was never a delay in getting answers to any of my questions. She is very professional and expert level at her job. There were a few hiccups on our end and she responded to them all in a proficient manner so we could close as quickly as possible. She even had to deal with a less than professional sellers realtor and Tanya handled the situation with the highest level of respect and composure. She should be the face of Nova Home Loans.

Click to see all 46 reviews of Tanya Elder, Loan Officer | NMLS #278508

04/23/2026

5.0 star review received on Experience.com for Tanya Elder by Nicki K - We had a fantastic experience working with Tanya on a recent Lakeshore condo purchase for my client. From start to finish, she was incredibly communicative, proactive, and just genuinely great to work with. She kept everyone in the loop at all times, handled any bumps in the road quickly, and stayed one step ahead to make sure we hit every deadline without unnecessary stress.
As the Realtor on the transaction, I really value a lender who treats the deal like a team effort—and Tanya absolutely does that. She was consistently reaching out, coordinating with all parties, and making sure nothing slipped through the cracks.
It makes such a difference working with someone who not only knows their stuff but also shows up with a great attitude and strong follow-through. My client was in great hands the entire time.
Already looking forward to the next one together—highly recommend!

Click to see all 46 reviews of Tanya Elder, Loan Officer | NMLS #278508

Address

275 Rivulon Boulevard Suite 409
Gilbert, AZ
85297

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.TanyaElder.com/

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