Breanna Smith Home Loans

08/26/2026

5.0 star review received on Experience.com for Breanna Smith Home Loans by Ariadna C - It was great working with Breanna and our real state agent Geo. The process was really smooth and easy. Breanna was awesome answering all our questions!!

Click to see all 80 reviews of Breanna Smith Home Loans, Loan Officer | NMLS ID # 1745735

08/04/2026

One of the things I love most about my job is getting to know my clients, and I realized many of you probably don’t know much about me either. 😊

So I rounded up some of the questions I get asked most often as a mortgage loan officer.

Whether you’re a first-time homebuyer, a homeowner thinking about refinancing, or just curious about the mortgage process, I hope this gives you a better idea of who I am and how I work.

If there’s a question I didn’t answer, leave it in the comments or send me a message. Chances are someone else is wondering the same thing!

📞 770-540-5185
📧 [email protected]
🌐 breannasmithlending.com

06/24/2026

Just closed a DSCR Cash-Out Refinance for a repeat investor client!🏡 One of my favorite parts of working with investors is helping them leverage the equity they’ve already built to continue growing their portfolio and reaching their financial goals.

Unlike traditional loans, a DSCR loan focuses on the property’s cash flow rather than the borrower’s personal income, making it a powerful tool for real estate investors looking to scale.

A huge thank you to my client for trusting me once again with their financing strategy. Repeat business is always the greatest compliment. 🙌

Thinking about pulling equity from an investment property, purchasing your next rental, or exploring DSCR financing options? I’d love to talk!

📞 770-540-5185
📧 [email protected]
🌐 breannasmithlending.com

06/19/2026

Most people only see the beginning and the end of a mortgage transaction.

The pre-approval. The accepted offer. The closing photo.

What they don’t see are the hundreds of conversations, calculations, documents, emails, phone calls, and problem-solving moments happening behind the scenes.

Every “clear to close” represents a lot more than a loan approval. It’s a family reaching a goal, a first-time buyer becoming a homeowner, or someone creating a better future for themselves.

That’s the part of this job I’ll never get tired of. 🏡

06/12/2026

I know how overwhelming the process can feel as a first-time buyer, so hearing that you felt informed, supported, and at ease every step of the way is exactly what I hope for with every client. There are always a lot of questions, and I’m always happy to walk through each one, that’s what I’m here for.

I’m so grateful you trusted me to guide you through such an important milestone. It was a pleasure working with you, and I’m so excited for you in this new chapter of homeownership! 🏡

06/08/2026

A huge congratulations to Alejandra and Raul on their new home in Gainesville, GA!

This one moved FAST, from a fully executed contract to the closing table in just one week. 🙌 When everyone works together and stays focused, amazing things can happen.

A big thank you to Maria Perez for helping her clients navigate the process and to Scotty Ball and the team at the closing attorney’s office for helping us get this one across the finish line on such a quick timeline.

Congratulations, Alejandra and Raul! Wishing you many happy memories in your new home. 🏡

📞 770-540-5185
📧 [email protected]
🌐 breannasmithlending.com

06/03/2026

A huge congratulations to Mr. Satterfield on his new home! It’s always an honor to help clients achieve their homeownership goals, but it’s especially meaningful when they come back for a second time.

Thank you for your continued trust, repeat clients are the greatest compliment I can receive.

A special thank you to Ashley Santiago for representing the buyer and to Elaine Black on the listing side!

Wishing you many happy years and wonderful memories in his new home. ✨

📞 770-540-5185
📧 [email protected]
🌐 breannasmithlending.com

05/28/2026

Congratulations to Mrs. Wynette on the purchase of her newest investment property in Gainesville, GA!🏠

It’s always such a compliment when a client comes back for another purchase, and I’m incredibly grateful for the opportunity to help Mrs. Wynette continue growing her real estate portfolio.

This time, we utilized a DSCR loan, allowing her to qualify based on the property’s income potential rather than personal income.

A special thank you to Kay Norris for representing the buyer and to Jeannie Copeland on the listing side. Great teamwork helped make this transaction a success!

Whether you’re purchasing your first investment property or adding to an existing portfolio, I’d love to help you explore your financing options.

📞 770-540-5185
📧 [email protected]
🌐 breannasmithlending.com