Alliance Mortgage Group Frisco TX NMLS #292257

Alliance Mortgage Group Frisco TX NMLS #292257 Alliance Mortgage Group is located in Frisco, Texas. We specialize in helping customers obtain fundi We are the #1 Team for all of your home loan needs!

At Alliance Mortgage Group we are committed to assisting our clients with the highest quality home loans combined with the lowest mortgage rates available. We are located in Frisco and are available to serve anyone throughout the great state of Texas. We specialize in the following types of business:

· Purchase Loans
· Refinance Loans
· Debt Consolidation Loans
· Home Improvement Loans

At Allian

ce Mortgage Group we are here to help you navigate the many different home loan options that are available. Those options include conventional home loans (conforming or non-conforming), FHA loans for those looking to purchase a home with little money down or less than stellar credit, VA loans for military personnel, and Jumbo or Super Jumbo loans. Our current loan programs offer historically low interest rates and make it the perfect time to refinance your current mortgage loan or finance a new home! Alliance Mortgage Group’s ultimate goal is to service all clients throughout Texas and build lasting relationships for years to come. www.sml.texas.gov/ResidentialMortgageLoanOriginator/documents/rmlo_compliance_reporting/rmlo_80_200_b_recovery_fund_notice.pdf

09/03/2026

Mortgage advice online can sound very confident.

Then a buyer tries the tip and finds out their loan program, credit, debts, state rules, or cash reserves tell a different story.

That does not mean every tip is wrong. It means the smartest move is the one that has been tested against your actual numbers.

Save this before you make a mortgage decision based on one viral slide.

Send it to someone who needs to see this.



— Richard Sarey, your go-to independent mortgage broker in Frisco Texas



• home loan options





09/01/2026

September can be a clean starting point, even if buying still feels months away.

Gather current income and asset documents
Review credit and confirm any freezes
Document transfers and unusual deposits
Avoid new debt without discussing the impact
Estimate cash to close and cash to keep
Set a comfortable monthly payment range
The goal is not to make every number perfect overnight. It is to get the documents organized, stop avoidable money surprises, and understand what the next useful move actually is.

Comment “READY” for the document and money-moves list.



— Richard Sarey, your go-to independent mortgage broker in Frisco Texas



• mortgage preparation





08/30/2026

I can absolutely stop saying it.

Right after we know the budget, loan type, estimated cash to close, and whether the dream-house price is living in the same universe as the monthly payment. 😂

So… get pre-approved first.



— Richard Sarey, your go-to independent mortgage broker in Frisco Texas





08/29/2026

Proud to have helped with their VA purchase loan — and even prouder that our ROV win meant $0 shortfall out of pocket at closing.

Welcome to Abilene, and thank you for your service!

08/26/2026

CLOSING DAY. She didn't just buy a home — this was a plan.

Using her VA Home Loan benefit, she purchased her first home with $0 down. But she didn't stop there — she paired it with a renovation loan, rolled right into the purchase, so she could upgrade and personalize her home immediately instead of waiting years to make it hers.

One loan. One plan. Zero compromises.

This is exactly why I love helping veterans and service members use their VA benefits — it's not just about buying a house, it's about building a strategy that works for your life from day one.

Ready to see what your VA benefit can do for you? Send me a message or give me a call — let's map out your plan today.

Richard Sarey | Loan Officer, Alliance Mortgage Group
NMLS #291309 | Company NMLS #292257
📞 Office: 214-872-2188 | Cell: 972-948-7473

08/26/2026

Appraisal came in low. That wasn't the end of the story.

We fought for a Reconsideration of Value on this VA loan and got the appraisal moved from $355K to $371K — a $16,000 increase that kept our active duty client's deal alive and their homeownership goal on track.

If your appraisal comes in short, don't assume the deal is dead. Ask your loan officer whether an ROV makes sense — it can be the difference between walking away and closing.

Thank you for your service. Let's get you home.

08/15/2026

The Venmo memo says “rent” and suddenly we are calling it income. 😅

Seeing money deposited into your account does not automatically make it qualifying mortgage income.

A lender may still need to verify:

Where the money comes from
Why you receive it
How consistently you receive it
Whether it meets the loan program’s guidelines

So no, adding 🏠 💵 to the memo line will not turn random transfers into a pay stub.

Send this to the friend whose Venmo history looks like a second job.



— If we haven’t met yet, I’m Richard Sarey, your go-to independent mortgage broker in Frisco Texas



• mortgage income documentation • qualifying income for a mortgage





08/14/2026

No calculator. No spreadsheet. Pick with your gut first. 👀

Rates drop 1%
Seller pays closing costs
Credit score jumps to 800
First year of mortgage payments is covered
Which one are you choosing?



— Richard Sarey, your go-to independent mortgage broker in Frisco Texas





08/13/2026

Bank statements can make buyers nervous because ordinary life does not always arrive in neat, lender-ready categories.

A transfer from savings, money from family, a payment-app deposit, or one unusual transaction is not automatically a problem. It may simply need the right paper trail.

Send this for later.

Send it to someone who needs to see this.



— Richard Sarey, your go-to mortgage broker in Frisco Texas



• mortgage bank statement review • home loan documents





08/08/2026

A “your mortgage was transferred” letter can make a homeowner wonder whether the whole loan just changed.

The company collecting the payment may change. The loan terms do not automatically reset because a new servicer takes over.

When a mortgage servicer changes:

Read the transfer notice carefully
Confirm the effective date
Verify the new payment address through official channels
Update autopay only after confirming the information
Keep both the old and new notices
Save this for later.

Send it to someone who needs to see this.



— Richard Sarey, your go-to independent mortgage broker in Frisco Texas





Address

2770 Main Street Ste 221
Frisco, TX
75033

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+12148722188

Website

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