Alliance Mortgage Group Frisco TX NMLS #292257

Alliance Mortgage Group Frisco TX NMLS #292257 Alliance Mortgage Group is located in Frisco, Texas. We specialize in helping customers obtain fundi We are the #1 Team for all of your home loan needs!

At Alliance Mortgage Group we are committed to assisting our clients with the highest quality home loans combined with the lowest mortgage rates available. We are located in Frisco and are available to serve anyone throughout the great state of Texas. We specialize in the following types of business:

· Purchase Loans
· Refinance Loans
· Debt Consolidation Loans
· Home Improvement Loans

At Allian

ce Mortgage Group we are here to help you navigate the many different home loan options that are available. Those options include conventional home loans (conforming or non-conforming), FHA loans for those looking to purchase a home with little money down or less than stellar credit, VA loans for military personnel, and Jumbo or Super Jumbo loans. Our current loan programs offer historically low interest rates and make it the perfect time to refinance your current mortgage loan or finance a new home! Alliance Mortgage Group’s ultimate goal is to service all clients throughout Texas and build lasting relationships for years to come. www.sml.texas.gov/ResidentialMortgageLoanOriginator/documents/rmlo_compliance_reporting/rmlo_80_200_b_recovery_fund_notice.pdf

06/11/2026

A $10,000 seller credit is not automatically a $10,000 win.

It depends how it is used.

In some situations, it may make more sense to apply it toward closing costs.

In others, using it toward a rate buydown could help the monthly payment.

And sometimes the best answer depends on how long you plan to stay in the home, how much cash you want left after closing, and what your lender allows.

That is why the strategy matters.

Before you agree to a seller credit, ask how it actually changes your numbers.

Save this for later.
Send it to someone negotiating on a home.



— If we haven’t met yet, I’m Richard Sarey, your go-to independent mortgage broker in Frisco Texas



• seller concessions mortgage • home buyer closing costs





06/09/2026

Me, quietly rearranging income, debts, credit, down payment, lender rules, and thirteen tiny details so the loan can finally make sense.

This is why “just apply online” makes mortgage brokers blink twice.

The math has layers. The file has personality. The lender has opinions.

And somehow, we are going to make everybody get along.

Save this for later.
Send it to someone who thinks mortgage approvals are just vibes and a submit button.



— Richard Sarey, your go-to Independent Mortgage Broker in Frisco Texas





06/06/2026

There's nothing more rewarding than helping clients navigate the homebuying process and handing them the keys to a place they can call their own. From pre-approval to closing day, our team was there every step of the way to make the journey as smooth and stress-free as possible.

Congratulations to our newest homeowners! Thank you for trusting us with one of the biggest financial decisions of your life. Wishing you many years of happiness, memories, and success in your new home.

Thinking about buying a home? Let's talk about your options and create a plan to get you there.

06/04/2026

A $10,000 seller credit is not automatically a $10,000 win.

It depends how it is used.

In some situations, it may make more sense to apply it toward closing costs.

In others, using it toward a rate buydown could help the monthly payment.

And sometimes the best answer depends on how long you plan to stay in the home, how much cash you want left after closing, and what your lender allows.

That is why the strategy matters.

Before you agree to a seller credit, ask how it actually changes your numbers.

Save this for later.
Send it to someone negotiating on a home.



— If we haven’t met yet, I’m Richard Sarey, your local independent mortgage broker in Frisco Texas



• seller concessions mortgage • home buyer closing costs





05/27/2026

One thing I’ve learned as a mortgage broker:

Most buyers don’t need more confusing mortgage terms thrown at them.

They need someone to slow the process down and explain what everything actually means.

Because “you’re approved” is great…

But do you understand the payment?
The closing costs?
The loan program?
The long-term impact?
Why one option makes more sense than another?

That part matters.

I’ve seen buyers go from overwhelmed to confident simply because someone finally explained the numbers in plain language.

And that’s the experience every buyer deserves.

Buying soon?

Message me “GUIDE” and I’ll help you understand your next mortgage step.

05/27/2026

4 closings. 4 families. 4 new homeowners.

Last week was special at Alliance Mortgage Group! Congratulations to all of our clients who trusted us through the homebuying journey. There’s nothing better than handing over the keys and watching dreams become reality.

Thank you to our clients, realtor partners, and team for making it happen! If you’re thinking about buying a home, let’s create your success story next. 💙

Today, we remember the sacrifices of those who gave everything to protect our freedom.
05/25/2026

Today, we remember the sacrifices of those who gave everything to protect our freedom.

05/23/2026

Buying my first home as a mortgage broker was funny because I thought I would be fully prepared.

I help people do this all the time.

I understand the numbers.
I understand the process.
I understand what lenders need.

And still… buying my own first home humbled me a little.

Not because it wasn’t worth it.

It absolutely was.

But because there are so many little things buyers don’t always think about until they’re living it.

The moving costs.
The furniture.
The random repairs.
The endless decisions.
The “wait, we need to buy that too?” moments.

It reminded me that buying a home is not just a transaction.

It is emotional. It is exciting. It is overwhelming. And with the right plan, it can still be one of the best decisions you ever make.

Thinking about buying your first home?

Comment or DM ‘START’ and let’s make sure the numbers, timing, and plan actually make sense before you jump in

05/20/2026

VA loans have always been one of the strongest mortgage options for eligible buyers.

The problem?

A lot of people still believe outdated myths about them.

Starting May 1, 2026, some VA appraisal requirements are being simplified, which may help reduce repair issues, seller hesitation, and closing delays.

That does not mean every VA loan is automatically easy.

It means the process may become smoother when the loan is structured the right way.

Comment or DM me the word ‘VA’ and I’ll help you review your options before you start house hunting.



—Richard Sarey, your go-to VA mortgage broker in Frisco TX





05/18/2026

$10K off the purchase price sounds like the obvious win.

But it depends on what you need most.

$10K off the purchase price:

You’re lowering your loan amount by $10K.

At around a 6.25% rate over 30 years, that could be roughly:

$60 less per month
about $12K saved in interest over time

Sounds great, right?

But here’s the catch…

You still need cash for your closing costs.

So if you’re tight on funds, this may not help you get across the finish line.

$10K toward closing costs:

The price stays the same.

The loan may stay about the same.

But the seller helps cover $10K of your closing costs.

That means more money stays in your pocket at closing.

Yes, you may pay a little more over time.

But you’re not draining your bank account just to get the keys.

So which one is better?

Go with the price reduction if:

you already have cash saved
you want the lower monthly payment
you plan on staying long-term

Go with the closing cost credit if:

you’re tight on cash to close
you want reserves for moving, repairs, or life
you’re okay with a slightly higher payment

The goal is not just getting the keys.

It’s getting the keys and still liking your bank account after.

Comment “NUMBERS” and I’ll help you compare both options.



– Richard Sarey, your go-to mortgage broker in Frisco Texas





Address

2770 Main Street Ste 221
Frisco, TX
75033

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+12148722188

Website

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