Loans with Mirca

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United States
Fresno, CA
Loans with Mirca

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I've been helping buyers for over 10 years. Reach out to me for your next home purchase, refinance or investment.

Servicing all of California 📍
FHA | VA | USDA | Conventional Financing
NMLS 1507327

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10/20/2026

There are many reasons people decide to buy a home, but beneath most of them lies something simpler.

A place that is yours. The opportunity to build equity over time. A foundation that supports the rest of life. For a lot of people, that kind of stability is what they were really looking for all along.
https://myoc.io/bmUHxyyx3IG

NMLS # 1507327

10/16/2026

There's something about watching the seasons change that makes you appreciate the little things.

A garden, a backyard, or even a front porch with a few potted plants can become a favorite place to spend a quiet afternoon.
https://myoc.io/bmUHxyyx3IG

NMLS # 1507327

10/13/2026

Shorter days and cooler temperatures have a way of pulling life back inside.

Morning coffee before the sun comes up, evenings that wind down earlier, weekends spent closer to home. This time of year has a way of reminding you just how much the right space can shape your daily life.
https://myoc.io/bmUHxyyx3IG

NMLS # 1507327

10/09/2026

Pumpkin decorating or playing in the leaves with the kids in the yard. Which one are you doing this fall? Drop your pick in the comments.
https://myoc.io/bmUHxyyx3IG

NMLS # 1507327

10/01/2026

If you've been preapproved for a mortgage, there's something important to keep in mind. That letter has an expiration date.
Understanding how long preapproval lasts, what can affect it, and what to do if your home search takes longer than expected can help keep the process on track.

Read the full breakdown: pmrloans.com/blog

NMLS # 1507327

09/28/2026

It's a common assumption that the housing market winds down once summer ends. In reality, fall can be a strong time to buy.

There tends to be less competition, sellers who are still active are often motivated, and the process can move more smoothly without the frenzy of a peak spring market.
https://myoc.io/bmUHxyyx3IG

NMLS # 1507327

09/24/2026

Home library or game room. If you had the space, which one would you choose? Drop your pick in the comments.

NMLS # 1507327

09/22/2026

The first day of fall is here.

There’s something about that first cool morning when you can finally feel the season changing. The air is different, the light is different, and somehow home feels a little more like the place you want to be.

If homeownership is on your list of goals this autumn, this might be the season to start putting those plans in motion.

NMLS # 1507327

09/21/2026

Some houses just feel different.

They’re the places where you walk in, settle down, and stay awhile. Where friends gather, conversations run long, and home feels like somewhere you genuinely want to be.
https://myoc.io/bmUHxyyx3IG

NMLS # 1507327

09/17/2026

When it comes to mortgages, the loan type you choose shapes more than your interest rate.

It can affect your down payment requirements, monthly payment structure, mortgage insurance, and even which homes you're able to purchase. Understanding your options early in the process can make a real difference in how everything fits together.
https://myoc.io/bmUHxyyx3IG

NMLS # 1507327

Address

7643 N Ingram Avenue Suite 107
Fresno, CA
93720

Telephone

+15598247834

Website

http://pmrloans.com/mmoreno

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