OneRay - NEXA Mortgage - Fresno, CA

06/03/2026

Another 5 star review. I am humbled!!

05/23/2026

As we head into Memorial Day Weekend, take a moment to honor the men and women who made the ultimate sacrifice for our freedom. Regardless of political views, please remember what these humans and their families gave up for our country. Be kind, be respectful, and enjoy your freedom with friends and family this weekend!

05/18/2026

🤯 Mortgage math making your head spin? You’re not alone!

Between principal, interest, taxes, insurance, APR, and fees… figuring out your REAL monthly payment can feel overwhelming. 🏡💸

That’s why we made it easy!
👉 Try our FREE Mortgage Payment Calculator here:
🌐 www.oneray.com/PITI

Get a quick estimate of your potential PITI payment and feel more confident about your home buying journey.

Need help understanding the numbers or exploring loan options? Reach out to your mortgage expert Ray Jones at NEXA Mortgage today!

📞 559-346-7238
🌐 www.oneray.com/appt
Ray Jones | OneRay- NEXA Mortgage
NMLS #212593

05/16/2026

05/13/2026

Stop right there! ✋ If you’ve been scrolling through endless mortgage options and feeling a little overwhelmed, you can take a deep breath. Your search ends here.

Meet Ray—the mortgage lender who actually makes the process feel human. 🏠✨

Buying or refinancing a home is a huge milestone, and you deserve someone in your corner who isn't just "running numbers." Ray is:

• Knowledgeable: He knows the ins and outs of the market so you don’t have to.
• Super Helpful: No question is too small (or asked too many times!).
• Friendly & Genuine: You’re a person, not a file number.
• Your Advocate: He’s always looking out for your best interest, ensuring you get the right fit for your future.

Whether you're a first-time buyer or looking to make a move, Ray takes the "scary" out of the paperwork and replaces it with a plan.
________________________________________
We want to hear from you! 👇

What is the one thing you’re looking for in your dream home this year? Is it a big backyard, a home office, or maybe that perfect kitchen island?
Ray Jones
Drop a comment below and let’s chat! 🏠💬

Ray Jones - NEXA Mortgage
NMLS #212593

05/12/2026

There’s something about this time of year that gets people thinking… “Maybe it’s time.” 🌸☀️

Whether that means buying your first home, refinancing, or using your equity to upgrade your current space, spring and summer are great seasons to take that next step.

With over 30 years of experience in the Fresno area, Ray has helped people in every kind of market find the right path forward.

If it’s been on your mind—even a little—it’s worth a conversation.
Schedule an in-person or phone appointment at www.oneray.com/appt or call 559-346-7238.

No pressure—just real answers.

NMLS 212593

05/11/2026

🌴 Welcome to the Mortgage Jungle! (Don’t worry, I brought the map 🗺️)

Are you ready to find your dream home but feeling a little lost in the "Great Forest of Paperwork"? 🌲📄 Fear not! Your personal tour guide is here to make sure you don't get tripped up by a hidden fee or lost in a thicket of credit scores.

Think of the loan process as a scenic hike. Sure, there are some steep climbs and the occasional "Debt-to-Income" rivers to cross, but with Ray Jones, you’re never hiking alone.

🚩 What’s on the Itinerary?
The Pre-Approval Peak: We’ll start with a great view of exactly what you can afford.

The Valley of Options: FHA? Conventional? VA? I’ll show you the hidden gems that fit your budget.

The Clearing of Closing: We’ll navigate the final stretch together until those keys are officially in your hand! 🔑

Why trek with me? I handle the heavy lifting (and the confusing jargon) so you can focus on the fun stuff—like deciding where the couch goes.

✨ Ready to start the expedition? Schedule your phone or in person appointment at www.OneRay.com/appt or call/text me at 559-346-7238

🏠 Ray Jones @ NEXA Mortgage
🆔 NMLS 212593

Your guide to the front door.

05/07/2026

Longer days, warmer weather… and a lot of “For Sale” signs popping up. ☀️🏡

Spring and summer are some of the busiest times in the housing market—and a great time to explore your options if buying or moving has been on your mind.

With over 30 years helping families in the Fresno area, Ray knows how to navigate competitive markets and help you feel confident every step of the way.

Whether you’re looking to purchase, refinance, or explore tapping into your home’s equity, it starts with a simple conversation.

Schedule an in-person or phone appointment at www.oneray.com/appt or call 559-346-7238.

No pressure—just helpful guidance.

NMLS #212593

05/05/2026

Spring cleaning doesn’t just apply to your home… sometimes it’s your finances too. 🌿

If you’ve been thinking about refinancing, consolidating debt, or using your home’s equity for upgrades, this season is a great time to take a fresh look.

With 30+ years of experience in the Fresno area, Ray helps homeowners find smart solutions that fit their goals—whether that’s lowering payments, accessing cash, or planning ahead.

Curious what might be possible for you?

Schedule an in-person or phone appointment at www.oneray.com/appt or call 559-346-7238.

A quick check-in now could set you up for a strong rest of the year.