Mortgages with John Lanzone

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Meet John Lanzone, the Caffeinated Lender! | NMLS #2105771
Your interest at heart.
3006 Lafayette Blvd Fredericksburg, VA 22408
Fairway Independent Mortgage Corporation | NMLS ID #2289 | www.nmlsconsumeraccess.org
bit.ly/FIMCDisclosures

Sometimes one number can look great until you understand everything around it.  That doesn’t mean the number was mislead...
10/28/2026

Sometimes one number can look great until you understand everything around it. That doesn’t mean the number was misleading.

It means it wasn’t the whole story. That’s why one of the questions I’ve learned to ask more often is:

“What are we really trying to decide?”

Sometimes widening the question changes the entire conversation.

From Information to Clarity | Article 3 A colleague of mine was recently reviewing a competitor’s mortgage quote for a borrower. At first glance, the interest rate was incredibly attractive.

Are we asking the right question? Sometimes the information we have is completely accurate.The problem is that we may be...
10/26/2026

Are we asking the right question? Sometimes the information we have is completely accurate.

The problem is that we may be asking a question that’s too narrow for the decision we’re actually trying to make.

That’s the idea behind Article 3 of my From Information to Clarity series.

It starts with a real mortgage conversation involving an unusually attractive rate, three discount points, and a question posed to ChatGPT.

The answer wasn’t necessarily wrong. There was simply a bigger question worth asking.

When the Answer Is Right but the Question Is Too Narrow

I’d love to hear what you think.

From Information to Clarity | Article 3 A colleague of mine was recently reviewing a competitor’s mortgage quote for a borrower. At first glance, the interest rate was incredibly attractive.

A good advisor shouldn’t just give you more information.You can find plenty of that online.The greater value is helping ...
08/26/2026

A good advisor shouldn’t just give you more information.

You can find plenty of that online.

The greater value is helping you understand which information matters, how it applies to your situation, and what tradeoffs you should be thinking about.

That’s the idea I explored in this article:

The Scarce Resource Isn’t Information. It’s Clarity.

From Information to Clarity is a new series exploring how better context, better questions, and clearer thinking can lead to better decisions in an age of abundant information. We have access to more information than at any point in history.

One thing I’ve learned:Having more information doesn’t necessarily make a decision easier.Sometimes the real challenge i...
08/23/2026

One thing I’ve learned:

Having more information doesn’t necessarily make a decision easier.

Sometimes the real challenge is figuring out:

What actually matters?
What does it mean for me?
What should I do next?

That idea became the starting point for a new series I’m writing called From Information to Clarity.

Here’s the first article:

From Information to Clarity is a new series exploring how better context, better questions, and clearer thinking can lead to better decisions in an age of abundant information. We have access to more information than at any point in history.

07/31/2026

Address

3006 Lafayette Boulevard
Fredericksburg, VA
22408

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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