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Meyer Mortgage Team powered by Edge Home Finance

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Frederick, MD
Meyer Mortgage Team powered by Edge Home Finance

Equal Housing Lender
Mortgage Loan Officer
NMLS #936392
Edge Home Finance LLC NMLS #891464

The views expressed on this page are solely my own.

08/31/2026

Why did I make the move to Edge Home Finance?

For me, it came down to having more options for my clients, more control over my business, and the ability to grow without sacrificing the level of service I expect to provide.

This Thursday, I’m joining Inside Edge as the featured guest to share a little about my experience, what I’ve learned making the move to the broker side, and why Edge has been the right fit for how I want to build my business.

If you’re a loan officer who’s ever wondered what the broker model-or Edge-could look like for you, join us.

📅 Thursday, September 3
⏰ 12 PM ET | 11 AM CT
🎙️ Inside Edge Webinar

No pressure. Just a chance to hear a real perspective, ask questions, and learn more.

Register using the QR code or the link in my comments.

08/18/2026

If you closed on a home in Maryland this summer, make sure you’re not missing a property tax credit or exemption you may qualify for. 🏡

Check the official Maryland property-tax resources for three things:

1. Which homeowner programs are available
Maryland homeowners may qualify for the Homestead Tax Credit, Homeowners’ Property Tax Credit, or other exemptions, including certain exemptions for disabled veterans, qualifying surviving spouses, blind homeowners, and others.

2. Whether you are eligible
The Maryland Homestead Tax Credit is generally for your principal residence and requires a one-time application. Other credits and exemptions have their own eligibility requirements.

3. The application deadline and required documents
Deadlines vary depending on the program, so always verify your information directly with the Maryland State Department of Assessments and Taxation (SDAT).

MARYLAND HOMESTEAD TAX CREDIT

Deadline: One-time application check your Homestead status to make sure you have applied and are approved.

Official application:
https://sdathtc.dat.maryland.gov/

HOMEOWNERS’ PROPERTY TAX CREDIT

2026 Application Deadline: October 1, 2026

Other property-tax exemptions may also be available based on veteran/disability status and other qualifying circumstances.

Don’t assume you’re automatically enrolled just because you purchased the home. Take a few minutes to check your status and see what benefits may be available to you.

🔖 Save this for later

📲 Send it to a Maryland homeowner who needs to see this

Melanie Meyer, Mortgage Loan Officer
Your Home Finance Advisor
📞 240-575-4765
NMLS #936392 | Edge Home Finance LLC NMLS #891464

08/12/2026

Kinda chic to love what you do. 🧡

26 years in the mortgage business and I still love helping people figure out the puzzle. Whether it’s a first home, a complicated scenario, an investment, or a loan someone else said couldn’t be done.

Build the business.
Know your craft.
Take care of your clients.
Support other women doing the same.

Turns out, that’s pretty chic. ✨

Melanie Meyer | Your Home Finance Advisor
NMLS #936392 | Edge Home Finance NMLS #891464

08/11/2026

🔥 Big market day tomorrow.

Wednesday’s CPI report will give us another look at inflation and mortgage rates could react quickly depending on what the numbers show.

But here’s the part I want buyers to remember:

A lower rate doesn’t automatically equal a better buying opportunity.

If rates improve, buyer demand can improve right along with them. More competition can mean higher prices, fewer concessions and less negotiating power.

Instead of trying to perfectly time the market, know your numbers before the market moves.

I’ll be watching tomorrow’s report and mortgage pricing and will post an update on what it actually means for buyers and homeowners.

Melanie Meyer | Your Home Finance Advisor
NMLS #936392
Edge Home Finance LLC | NMLS #891464

08/03/2026

July recap: 12 families. 3 states. Countless reasons to be grateful. ❤️🏡

Every closing tells a different story. This month’s clients came through past clients, friends, trusted real estate partners, and members of our community. A few were even “rescued” after difficult situations.

Three years ago, becoming an independent mortgage broker with Edge Home Finance changed the direction of my business. The broker advantage allows me to shop multiple lenders, create more solutions, and help my clients no matter what the market is doing.

Grateful for every referral, every opportunity, and every family who trusted me to be part of their journey. Here’s to continuing to grow, serve, and get a little better every day.

07/17/2026

🏡 The 21st Century ROAD to Housing Act: What Does It Actually Mean for Homebuyers?

There’s been a lot of buzz about the new 21st Century ROAD to Housing Act, but here’s what you really need to know.

The good news:
✅ More homes are expected to be built.
✅ Fewer barriers for new housing developments.
✅ More support for manufactured and modular homes.
✅ Additional restrictions on large institutional investors buying up single-family homes.

The reality:
❌ This does not lower mortgage rates.
❌ It does not instantly make homes more affordable.
❌ It does not create a nationwide down payment assistance program.

Housing affordability isn’t just about home prices. It’s also about:
🚗 Car payments
💳 Credit card debt
📈 Interest rates
🏠 Property taxes
🛡️ Homeowners insurance

The ROAD to Housing Act is a step in the right direction because it focuses on increasing housing supply-but it’ll take time before buyers see the full impact.

If you’re waiting for the “perfect time” to buy, remember this: the best strategy is to buy when you are financially ready. The right loan program, down payment strategy, and long-term plan often matter more than trying to perfectly time the market.

Have questions about how this could affect your homebuying plans? Send me a message-I’m always happy to help break it down.

Melanie Meyer
Your Home Finance Advisor
Meyer Mortgage Team | Powered by Edge Home Finance
NMLS #936392

07/15/2026

🥚☕ Who’s ready for breakfast and better listings? 🏡

Join us for Omelettes & “Oh WOW” Listings, a morning of great food, fresh ideas, and meaningful networking with fellow REALTORS®.

Enjoy breakfast from The Omelette Guys, learn practical curb appeal and virtual staging strategies from Picture Perfect, and walk away with actionable tips to help your listings stand out in today’s market.

📅 Wednesday, August 5, 2026
⏰ 10:00–11:30 AM
📍 Pen-Mar REALTORS® Office
300 Cameo Drive • Hagerstown, MD

🎁 The first 30 registrants will be entered to win a REALTOR® swag bag featuring a $50 gas card, Pen-Mar gear, and other great giveaways!

I’m excited to be an event sponsor alongside Friends Title & Escrow and Pen-Mar REALTORS®, and I look forward to connecting with everyone for a fun, educational morning filled with great conversations and ideas you can put to work immediately.

👉 Reserve your spot today: https://members.penmarrealtors.org/ap/Events/Register/eZF4O1JfYCWCq
⁠

07/08/2026

Good morning to everyone… except the listing agent who told my Veteran client’s agent that VA home loans are “harder.” ☕🇺🇸

Let’s clear up one of the biggest myths in real estate.

VA loans are not weaker offers. In fact, they consistently have some of the lowest mortgage default rates in the mortgage industry, demonstrating the strength and reliability of eligible Veteran borrowers.

Here’s another advantage many people don’t know about…

The VA Tidewater Initiative.

If a VA appraiser believes a property may not support the contract price, they can issue a Tidewater notice before completing the appraisal. This gives the lender and real estate professionals an opportunity to provide additional comparable sales that may support the home’s value.

That’s an extra layer of protection designed to help keep transactions together-not make them harder.

VA loans aren’t difficult.
They simply have guidelines that protect the Veteran, the lender, and the integrity of the transaction.

The challenge isn’t the loan.
The challenge is misinformation.

Our Veterans have earned one of the best mortgage benefits available. They deserve professionals who understand how to use it-not fear it.

If you’re a listing agent with questions about VA financing, I’d be happy to be a resource.

And if you’re a Veteran, don’t let outdated myths keep you from buying your next home.

🇺🇸 Thank you for your service.

Melanie Meyer
Mortgage Loan Officer| Edge Home Finance
NMLS #936392

Edge Home Finance NMLS 891464. Equal Housing Opportunity. This post is for educational purposes only and is not a commitment to lend. Loan approval is subject to credit, income, property approval, and program guidelines.

07/07/2026

🚨 Your mortgage payment can go UP after you buy your home… and it doesn’t always mean your interest rate changed.

One of the biggest surprises for homeowners is an escrow shortage.

Your payment can increase because:
🏡 Property taxes are reassessed
🛡️ Homeowners insurance premiums go up
💰 The original escrow estimate wasn’t enough

This is exactly why I walk my clients through their real monthly payment-not just the number that gets them pre-approved.

The goal isn’t just getting the keys. It’s making sure your payment still fits your budget long after closing.

Comment “ESCROW” and I’ll explain how it works and what to watch for before you buy.

Follow for honest mortgage tips that make homeownership less confusing.

Melanie Meyer
Your Home Finance Advisor
Mortgage Broker | Edge Home Finance
📍 Frederick, MD
NMLS #936392 | Edge Home Finance NMLS #891464

06/30/2026

This wasn’t just another closing. It was years of working together, multiple loans, and the privilege of helping a veteran achieve another dream. From refinancing to purchasing a beautiful Florida home using VA bonus entitlement, it’s been an incredible journey. Reviews like this are why I love what I do. Thank you for your service, your loyalty, and your continued trust-it truly means everything. 🇺🇸🏡❤️

Address

7100 Guilford Drive Ste 200 #139
Frederick, MD
21704

Opening Hours

Monday	9am - 7pm
Tuesday	9am - 7pm
Wednesday	9am - 7pm
Thursday	9am - 7pm
Friday	9am - 7pm
Saturday	9am - 5pm
Sunday	11am - 6pm

Telephone

+12405754765

Website

http://yourhomefinanceadvisor.com/

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