John Pflieger Jr, Senior Loan Officer NMLS# 525745

John Pflieger Jr, Senior Loan Officer NMLS# 525745 Presidential Bank Mortgage is a full service, residential mortgage lender headquartered in Bethesda, Maryland that has served our community since 1987.

As a CPA and former CFO of a large local construction company, I'm uniquely qualified at handling borrowers with high net worth, self employment and other complex financial situations. As an operating division of Presidential Bank, FSB, Presidential Bank Mortgage provides loans across the United States*. Presidential Bank Mortgage continues to grow each year and has doubled in size since 2010. Our

experienced management team has served the Mid-Atlantic region for almost thirty years. Presidential Bank Mortgage has 16 retail branches conveniently located throughout Virginia, Maryland, and Pennsylvania. Our local offices offer our customers fast and convenient service within their communities. The key to our success is that we offer a wide array of affordably priced mortgage programs and provide professional, experienced, local service that is second to none.

💼 The right lending partner does more than close loans—they help grow your business.With financing solutions for a wide ...
08/28/2026

💼 The right lending partner does more than close loans—they help grow your business.

With financing solutions for a wide variety of borrower scenarios, you can confidently refer every client knowing they'll receive exceptional service and personalized guidance from start to finish.

📲 Let's build more success together.

🏡🎮 READY TO LEVEL UP TO HOMEOWNERSHIP? Finding the home is only part of the adventure. Finding the right financing can h...
08/28/2026

🏡🎮 READY TO LEVEL UP TO HOMEOWNERSHIP?

Finding the home is only part of the adventure. Finding the right financing can help you make your move with confidence.

🎯 Explore mortgage options that fit your goals
⭐ Power up with a pre-approval
🏠 Find the place you want to call home
🔓 Unlock your next address

🚀 Ready to start your homebuying quest?

📲 Let’s talk mortgage options and find the financing that works for you!

Robots can run. Jump. Even play soccer.But can they get you pre-approved?The World Humanoid Robot Games are showing just...
08/26/2026

Robots can run. Jump. Even play soccer.
But can they get you pre-approved?

The World Humanoid Robot Games are showing just how far technology has come. And in the mortgage world, technology can make things faster, easier and more convenient, too.

But when the unexpected happens? That’s where having an experienced human in your corner matters.

Real questions deserve real answers.
Unique situations need real solutions.
And one of the biggest financial decisions you’ll make deserves a personal touch.

Keep the robots in the games. Put your mortgage in human hands.

Ready to make your move? Let’s connect.

08/24/2026

🏡 Mortgage qualifying just got a little more flexible for some borrowers.

Freddie Mac has expanded its Accumulated Assets as Income guidelines, an important update for borrowers whose financial strength may be tied more to their assets than a traditional paycheck.

Think about someone who has built significant wealth through investments, retirement accounts or other eligible assets but has a lower or less predictable monthly income. Previously, that financial picture might not have translated as favorably when qualifying for a mortgage.

With the updated guidelines, Freddie Mac has:

🔹 Removed the minimum age requirement
🔹 Improved the asset calculation
🔹 Expanded certain LTV and property eligibility

It’s a good reminder that income isn't always the whole story when it comes to mortgage qualification.

If you have substantial assets and are considering buying a home, let's chat!

Let's be real for a second — that rent check you write every single month? It's paying off your landlord's mortgage, cov...
08/22/2026

Let's be real for a second — that rent check you write every single month? It's paying off your landlord's mortgage, covering their property taxes, and padding their investment portfolio. Meanwhile, your net worth? Standing still. 🏠💸😬

Renting gives you a roof over your head, but it gives you zero equity in return. No ownership, no asset growth, no long-term wealth building. Just a receipt at the end of the month and a hope that your rent doesn't go up again next year.

The good news? You have options. Whether you're a first-time buyer or just curious about what you actually qualify for, the first step is getting the right info — and we make that part easy.

Stop renting someone else's dream and start building your own. Visit our website today to explore your path to homeownership — no pressure, just real talk and real numbers.

Your future self will thank you. 🔑🏡

Want to win more listings? Lead with payment strategy, not just price! 🏡Showing sellers how rate buydowns, concessions, ...
08/20/2026

Want to win more listings? Lead with payment strategy, not just price! 🏡

Showing sellers how rate buydowns, concessions, and financing options can expand buyer demand creates stronger conversations and happier sellers.

Let's chat today to learn how I can help you create a winning strategy!

08/19/2026

🏡 Fixed-rate or Adjustable-Rate Mortgage... which is right for you?

There's no one-size-fits-all answer. It all comes down to your financial goals, how long you plan to stay in the home, and what you're comfortable with.

Watch this quick recap to learn the key differences, then reach out if you'd like to explore which option makes the most sense for your situation.

📩 Let's find the mortgage that fits you.

08/17/2026

Mortgage applications rose 3.6% last week, with refinances up 5%. 📲 More people are getting their paperwork in motion, which usually means they saw something they liked in the numbers. Being prepared is what lets you act when your moment shows up. Want to know where you stand? Let's talk!

5.0 star review received on Experience.com for John Pflieger Jr. by Tracey N G - John and  team  were  amazing to work w...
08/15/2026

5.0 star review received on Experience.com for John Pflieger Jr. by Tracey N G - John and team were amazing to work with thr the entire process.

Click to see all 84 reviews of John Pflieger , Senior Loan Officer | NMLS 525745

4.75 star review received on Experience.com for John Pflieger Jr. by Joshua B - John Pflieger has been amazing throughou...
08/15/2026

4.75 star review received on Experience.com for John Pflieger Jr. by Joshua B - John Pflieger has been amazing throughout the entire process of this home purchase and I couldn't have asked for a better loan officer. Mr. Pflieiger is very knowledgeable on what he does. He always kept me well informed on what steps needed to be taken to acheive the goal that we set out for and never hesitated to help point me in the right direction. I would personally recommend him to anyone! A+++ 10/10

Click to see all 84 reviews of John Pflieger , Senior Loan Officer | NMLS 525745

Address

50 Citizens Way, Ste. 401
Frederick, MD
21701

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