The Lane Gerhardt Mortgage Team - NMLS# 355279

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The Lane Gerhardt Mortgage Team - NMLS# 355279 Senior Mortgage Loan Officer at FirstBank Mortgage. NMLS #355279 I don’t have a job; I have a calling. I’m called to help people. How?

Whether I'm helping first-time buyers prepare for their journey, or helping seasoned buyers, no loan is too small to command my complete attention. I love showing inexperienced home buyers how they can accomplish their dream of owning a home, especially when they never thought they could! I get equal satisfaction in helping seasoned and savvy home buyers integrate their mortgage into their overall financial plan. Whether the situation is basic or complex, I enjoy solving riddles and making friends.

Earnest money trips up a lot of first-time buyers who think it’s money gone. It isn’t. Here’s what it actually is andwhe...
10/30/2026

Earnest money trips up a lot of first-time buyers who think it’s money gone. It isn’t. Here’s what it actually is and
where it goes.

https://myoc.io/lanegerhardt

10/21/2026

Stop Looking for Your First Home as Your "Forever Home" 🛑

If you are trying to buy your first house, here is a reality check that will save you years of stress: Your first house is a stepping stone, not the final destination.

Be realistic about your first step so you can actually get your foot in the door. Call the to find out more at (615) 496-3322.

What is the one non-negotiable you actually need in a first home? Drop it in the comments! 👇

10/14/2026

Mortgage rates are high. The tech market is volatile. Global news is chaotic. So, is it a bad time to buy a home or a great opportunity?

The truth is, there is no perfect market crystal ball. But after years in the business, here is what I do know for a fact:

The "perfect time" depends entirely on your situation, your budget, and your timeline.

Let's skip the guesswork and look at your individual numbers.

Reach out to the Lane Gerhardt Mortgage Team at LaneGerhardt.com or give me a call at (615) 496-3322.

Not every home project pays you back. Before you spend, here are some upgrades buyers actually notice — fromusable space...
10/06/2026

Not every home project pays you back. Before you spend, here are some upgrades buyers actually notice — from
usable space to curb appeal.

10/02/2026

Wondering how much home you can afford? 🏡 It comes down to more than just the price tag.

Your credit score, debt-to-income ratio, down payment, and loan term can all play a role in determining your buying power. Understanding these numbers before you start shopping can help you feel more prepared for what comes next.

Address

341 Cool Springs Boulevard Suite 100
Franklin, TN
37067

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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