The Mortgage Guy - John Ruiz NMLS 560079 Mortgage Loan Officer

The Mortgage Guy - John Ruiz NMLS 560079 Mortgage Loan Officer Servicing clients with their Purchase and refinance needs for the past 18 years. 708-925-5148 Call

"Getting my loan for my condo went a whole lot easier and hazel free with John Ruiz and his group, any questions or mixu...
03/14/2026

"Getting my loan for my condo went a whole lot easier and hazel free with John Ruiz and his group, any questions or mixups were quickly answered resolved and answered personally by John.. thank you so much for everything." says Jairo on Google

★★★★★ Getting my loan for my condo went a whole lot easier and hazel free with John Ruiz and his group, any questions or mixups were quickly answered resolved and answered personally by John.. thank you so much for everything.

"When I first called John, I didn’t know what to expect but then he immediately showed me why my friends recommended him...
02/20/2026

"When I first called John, I didn’t know what to expect but then he immediately showed me why my friends recommended him He was so knowledgeable and willing to answer all my questions. I look forward to getting a house because of him

Matthew Mirabella" says Matt

★★★★★ When I first called John, I didn’t know what to expect but then he immediately showed me why my friends recommended him He was so knowledgeable and willing to answer all my questions. I look forward to getting a house because of him Matthew Mirabella

"John Ruiz is the best! Highly recommend him." says Erica on Google
02/18/2026

"John Ruiz is the best! Highly recommend him." says Erica on Google

★★★★★ John Ruiz is the best! Highly recommend him.

"We had a great experience with John and Dorothy at Preferred Rate. They made sure everything went smoothly with our pu...
12/23/2025

"We had a great experience with John and Dorothy at Preferred Rate. They made sure everything went smoothly with our purchase and closing. They were always available to answer any questions. I would highly recommend using them." says Sandra on Google

★★★★★ We had a great experience with John and Dorothy at Preferred Rate. They made sure everything went smoothly with our purchase and closing. They were always available to answer any questions. I would highly recommend using them.

"John and Dorothy are very versed in this process. We were able to close on this loan while I was on vacation in a diffe...
12/02/2025

"John and Dorothy are very versed in this process. We were able to close on this loan while I was on vacation in a different state! They coordinated everything and kept us up-to-date the entire way. I didn’t have to lift a finger except to sign the papers! I have been using this team for plenty of refis and the purchase of a new home. Fantastic service and even better people. " says Kim

★★★★★ John and Dorothy are very versed in this process. We were able to close on this loan while I was on vacation in a different state! They coordinated everything and kept us up-to-date the entire way. I didn’t have to lift a finger except to sign the papers! I have been using this tea...

"John and his team helped me buy my first home and they were so communicative and helpful through the whole process! Hon...
11/26/2025

"John and his team helped me buy my first home and they were so communicative and helpful through the whole process! Honestly bugged him so much but he was so patient the entire time as well as Dorothy she was amazing, definitely owe them the next round at the bar !" says Bipin

★★★★★ John and his team helped me buy my first home and they were so communicative and helpful through the whole process! Honestly bugged him so much but he was so patient the entire time as well as Dorothy she was amazing, definitely owe them the next round at the bar !

"John was absolutely awesome to work with! He made the entire process smooth. He was always responsive, patient with my ...
10/17/2025

"John was absolutely awesome to work with! He made the entire process smooth. He was always responsive, patient with my questions, and went above and beyond to make sure everything stayed on track. I really appreciated his professionalism and genuine care throughout the process!" says Sladjana on Google

★★★★★ John was absolutely awesome to work with! He made the entire process smooth. He was always responsive, patient with my questions, and went above and beyond to make sure everything stayed on track. I really appreciated his professionalism and genuine care throughout the process!

"John made the mortgage process so simple and smooth. I really appreciated his quick responses to my questions. I'd defi...
08/20/2025

"John made the mortgage process so simple and smooth. I really appreciated his quick responses to my questions. I'd definitely recommend him and the Preferred Rate team!" says Kristen on Google

★★★★★ John made the mortgage process so simple and smooth. I really appreciated his quick responses to my questions. I'd definitely recommend him and the Preferred Rate team!

"This is now my third mortgage I did with John and has team. They are amazing in every aspect. Dorothy does a great job ...
08/19/2025

"This is now my third mortgage I did with John and has team. They are amazing in every aspect. Dorothy does a great job and has great communication with you throughout the whole process and makes the whole process really easy. I will only work with John and his team" says Brent on Google

★★★★★ This is now my third mortgage I did with John and has team. They are amazing in every aspect. Dorothy does a great job and has great communication with you throughout the whole process and makes the whole process really easy. I will only work with John and his team

"Great lender, very helpful and always explains everything. Can always get a hold of him, would use again. " says Seth
08/07/2025

"Great lender, very helpful and always explains everything. Can always get a hold of him, would use again. " says Seth

★★★★★ Great lender, very helpful and always explains everything. Can always get a hold of him, would use again.

"John and Dorothy were very professional and easy to work with.I definitely recommend them. They answer our questions p...
07/01/2025

"John and Dorothy were very professional and easy to work with.
I definitely recommend them. They answer our questions promptly and made the loan process go smoothly." says Susan

★★★★★ John and Dorothy were very professional and easy to work with. I definitely recommend them. They answer our questions promptly and made the loan process go smoothly.

Address

20635 Abbey Woods Court, Suite 301
Frankfort, IL
60423

Opening Hours

Monday 8am - 9pm
Tuesday 8am - 9pm
Wednesday 8am - 9pm
Thursday 8am - 9pm
Friday 8am - 9pm
Saturday 8am - 9pm
Sunday 8am - 9pm

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