Alex Giron - Mortgage Advisor NMLS 1574810

Alex Giron - Mortgage Advisor NMLS 1574810 Our goals primarily focus on the well-being of our clients. We pride ourselves on an ethical, honest and sincere approach to the mortgage business.

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Every home journey starts with a first step. 🏡One of the biggest misconceptions I hear is that you need perfect timing, ...
07/08/2026

Every home journey starts with a first step. 🏡

One of the biggest misconceptions I hear is that you need perfect timing, perfect credit, or a huge down payment before speaking with a mortgage advisor.

The truth? Most successful homebuyers start with a conversation and a plan.

Whether you're ready to buy this year or simply exploring your options, understanding where you stand today can help you make informed decisions for tomorrow.

If homeownership is one of your goals, don't be afraid to take the first step.

Alex Giron
Mortgage Advisor
NMLS #1574810
📞 630.485.1325

Happy Fourth of July! 🇺🇸Wishing you and your loved ones a safe, relaxing, and memorable Independence Day.Whether you’re ...
07/04/2026

Happy Fourth of July! 🇺🇸

Wishing you and your loved ones a safe, relaxing, and memorable Independence Day.

Whether you’re spending the day at a backyard BBQ, watching fireworks, enjoying time on the lake, or simply relaxing at home, I hope you make wonderful memories.

Happy Independence Day! ❤️🤍💙

— Alex Giron
Mortgage Advisor
NMLS #1574810
📞 630.485.1325

Do I need 20% down to buy a home?This is probably the biggest misconception I hear from first-time buyers.The answer is:...
06/29/2026

Do I need 20% down to buy a home?

This is probably the biggest misconception I hear from first-time buyers.

The answer is: usually no.

Depending on the loan program, buyers may be able to purchase with much less down than 20%.

Every situation is different, but don't assume homeownership is years away simply because you haven't saved a huge down payment.

Sometimes the biggest obstacle isn't the down payment itself. It's not knowing what options are available.

If buying a home is on your radar, let's start with a conversation and see what your path could look like.

Alex Giron
Mortgage Advisor
NMLS #1574810
630.485.1325

What makes a house feel like home? 🏡For some people, it's a big kitchen.For others, it's a quiet backyard, a favorite re...
06/27/2026

What makes a house feel like home? 🏡

For some people, it's a big kitchen.

For others, it's a quiet backyard, a favorite reading chair, or a furry family member who greets them at the door.

One of my favorite parts of helping people buy homes is learning what "home" means to them. Because it's never just about square footage or interest rates. It's about creating a space where life happens.

What makes a house feel like home for you?

Alex Giron
Mortgage Advisor
NMLS #1574810
📞 630.485.1325

Should you pay off debt before applying for a mortgage? 🤔Maybe.Maybe not.This is one of the most common mistakes I see b...
06/23/2026

Should you pay off debt before applying for a mortgage? 🤔

Maybe.

Maybe not.

This is one of the most common mistakes I see buyers make.

Many people assume they should use all of their savings to pay off debt before speaking with a mortgage advisor. In some situations, that can actually hurt more than help.

Why?

Because your down payment, reserves, monthly payment, and overall financial picture all matter.

Sometimes paying off debt makes sense.

Sometimes keeping cash available is the better strategy.

The best approach depends on your specific situation, which is why I always recommend reviewing the numbers before making major financial moves.

Before paying off a credit card, car loan, or collection account, let's look at how it may impact your homebuying goals.

Alex Giron
Mortgage Advisor
NMLS #1574810
📞 630.485.1325

Strong foundations take time. 🌳One of the biggest misconceptions about buying a home is that you need to have everything...
06/19/2026

Strong foundations take time. 🌳

One of the biggest misconceptions about buying a home is that you need to have everything perfectly figured out before speaking with a mortgage advisor.

In reality, many buyers start months before they're ready to purchase.

That gives them time to:
• Understand their financing options
• Review their credit
• Build savings
• Create a plan that fits their goals

Homeownership is often a journey, not a single event.

The earlier you start gathering information, the more confident you'll feel when it's time to make a move.

Alex Giron
Mortgage Advisor
NMLS #1574810
📞 630.485.1325

A few questions I answered this week... 🏡One thing I've learned after years in mortgage lending is that most buyers have...
06/12/2026

A few questions I answered this week... 🏡

One thing I've learned after years in mortgage lending is that most buyers have the same concerns:

• Do I need 20% down?
• What credit score do I need?
• Can family help with my down payment?
• Should I pay off debt before applying?

The answer is almost always: it depends on your specific situation.

That's why I encourage people to ask questions early. Getting accurate information can save a lot of stress and uncertainty later.

If you're planning to buy a home this year or next, don't be afraid to start the conversation.

Alex Giron
Mortgage Advisor
NMLS #1574810
📞 630.485.1325

Pre-qualified and pre-approved are not the same thing, and in a competitive offer that difference can cost you the house...
06/01/2026

Pre-qualified and pre-approved are not the same thing, and in a competitive offer that difference can cost you the house.
Pre-qualified is an estimate based on what you tell me. Pre-approved means I've actually reviewed your numbers and a seller can take your offer seriously.
If you're planning to buy this year, getting pre-approved early is one of the simplest things you can do to set yourself up. It's free, and it tells you exactly where you stand before you fall in love with a place.
Curious what you'd qualify for? Comment PRE-APPROVED and I'll send you the quick rundown. 🏡

One thing I love about Chicago is how easy it is to find places like this.When people think about buying a home, they us...
05/29/2026

One thing I love about Chicago is how easy it is to find places like this.

When people think about buying a home, they usually focus on bedrooms, bathrooms, and interest rates.

But some of the best parts of homeownership happen outside the house itself.

The neighborhood.
The parks.
The trails.
The places that become part of your everyday life.

What's your favorite thing about the area you call home? 🌳🏡

Coffee, credit reviews, and helping clients move one step closer to home ☕🏡A lot of people think they need perfect credi...
05/27/2026

Coffee, credit reviews, and helping clients move one step closer to home ☕🏡

A lot of people think they need perfect credit to start the conversation, but sometimes all you need is the right game plan and guidance along the way.

Address

1801 S. Meyers Road, Oakbrook Terrace
Villa Park, IL
60181

Telephone

+16304851325

Website

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