Jessyca Miller, Wealth Advisor - Thirteen Twenty-Two Wealth Advisors

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Jessyca Miller, Wealth Advisor - Thirteen Twenty-Two Wealth Advisors

Full-service planning for retirement and beyond. I offer a wide range of brokerage products and services, including insurance and long term care.

I am a certified retirement counselor with a passion for my clients. I listen to my clients wants, needs, and dreams and find a solution to help them pursue their goals. Together we build the plan and make adjustments as needed along the journey. Securities offered through LPL Financial, Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC “www.finra.org” and “www.sipc.org”

Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness”. For a list of states in which I am/we are registered to do business, please visit www.caprockwa.com

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult with your
financial advisor. Past performance is no guarantee of future results.

08/24/2026

We are excited to share that we have received the Best Financial Planner Serving Downtown Fort Worth for 2026 award. We are grateful for our clients who we get to serve each day.

03/13/2026

Did you know that starting in 2026, if you're 50 or older with prior year wages over $150k, you must place catch-up contributions to a Roth IRA account?

That’s a big change, and here are 5 things you need to know:

1️⃣ This applies to 401(k), 403(b), 457(b) plans.
2️⃣ When catch-up contributions are put into a Roth account, you pay taxes on that money today, but qualified withdrawals and earnings can be tax-free later if requirements are met.
3️⃣ The 2026 catch-up limit is $8,000 for 50+, and a “super catch-up” limit of $11,250 may apply for ages 60 to 63 if the plan allows.
4️⃣ Regular contributions can still be elected as traditional pre-tax or Roth when a plan offers both options, while catch-up contributions may be Roth-only for those who meet the wage threshold.
5️⃣ The threshold is based on wages from the year before, specifically prior year F**A wages, so 2025 wages determine 2026 treatment.

The change eliminates what used to be a choice. For people with higher taxable income approaching retirement, this affects the approach to contribution timing and broader Roth conversion strategies.

Let’s talk if you have questions about how this could impact you. Your tax, legal, or accounting professional may also have insights.

Remember, with most retirement accounts, once you reach age 73, you must begin taking required minimum distributions. Roth accounts are the exception. Withdrawal penalties may apply if you take the money before age 59½. Roth IRA distributions must meet a 5-year holding requirement and occur after the account holder reaches age 59½.

03/01/2026

Women’s History Month question:

Does your family’s financial strategy reflect that by 2030, women are expected to control much of $30 trillion in US financial assets, according to a landmark study by McKinsey & Company?

Why Does This Matter for Families

👥 More households will have women leading major financial decisions, from retirement choices to legacy goals.

📌 Women live about five years longer than men on average, which might influence withdrawal strategies, insurance approaches, and long-term care decisions.

🧩 Clear roles, transparent accounts, and a playbook for what happens if one partner has to manage everything.

What’s a financial lesson you learned from a woman in your life?

02/14/2026

My favorite conference of the year!

02/14/2026

Question…do your current investments align with YOUR values? Make you go, hmmmm? Have you ever really thought about it? Probably not.
The impact of investments is as important as returns. Do you think if you invested in what YOU believe in, at YOUR core, you’d be giving up returns?
Reach out to me. Doesn’t matter where you live. What state you’re in. I can help you.

https://www.1322advisors.com/faith-based-investing

02/14/2026

Valentine’s Day has a way of putting the focus back where it belongs: on the people all this planning is really for. ❤️

Behind every goal, account, and strategy are relationships, commitments, and hopes for the people who matter most.

Here is to the spouses, partners, families, and friends who give real meaning to the work of planning for the future. ❤️

01/29/2026

A Colorado mother wired $2,000 to criminals who cloned her daughter's voice from online clips—in just 3 seconds of audio.

Her daughter was home the entire time.

AI has fundamentally changed how fraud works.

Criminals can now create fake voices, videos, emails, and documents that are nearly indistinguishable from real ones.

The emotional realism—especially of voice cloning—can make these scams devastatingly effective.

Three simple steps can help you manage your risk:
1️⃣ Create a family code word for emergencies. If someone calls asking for money, ask for the code. This defeats voice cloning instantly.
2️⃣ Verify before you act. Hang up and call back on a verified number. Real emergencies can wait 60 seconds.
3️⃣ Limit your digital footprint. Review social media settings and manage public videos/voice recordings that could be used against you.

The threat is real, but so is the solution: awareness, skepticism, and verification.

If you haven’t talked to your family, especially aging parents and young adult children, about these risks, don’t wait any longer.

01/14/2026

Excited to have Randall join our team!!

We are excited to announce that Randall Sloan has joined Thirteen Twenty-Two Advisors. Randall brings a wealth of investment knowledge, experience and is overall just a great person to know. Randall and his wife Stephanie live in Fort Worth and are very active in our community. He will be working in our Fort Worth, TX office. We are excited to have Randall join the Thirteen Twenty-Two Advisors family.

Address

Fort Worth, TX
76102

Website

http://www.1322advisors.com/

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