Anchor Wealth Strategies

10/15/2026

LPL Research analyzes historical performance of S&P 500 bull markets that have made it through a fourth year as a guide to what stocks might do over the next year.

10/12/2026

That $1M figure you hear? It's probably someone else's number.

Your retirement target should flow from one place only: how you actually want to live. Not benchmarks. Not what financial media says. Not what your neighbor has.

The math is simpler than you think-and it starts with an honest look at your current spending, adjusted for the retirement lifestyle you're designing. A couple spending $75K today might need $60K in retirement (no commute, but more travel). Multiply that by 25-30x to account for longevity and market assumptions, and suddenly that $1.5M target makes sense-because it's *theirs*, built from their choices.

Your number will be different. And that's exactly the point.

The variables that matter-healthcare timeline, legacy goals, risk tolerance, market assumptions-are personal. They deserve a framework that respects that, not a one-size-fits-all rule.

Swipe through to see the full calculation, then download our Retirement Worksheet to reverse-engineer your own number.

10/12/2026

A plan that works for 20 years can quietly fall short over 30. We look at withdrawal rates and inflation together, sized for the retirement you're actually planning. Curious how your numbers hold up? Send us a message or sign up for our monthly newsletter.

10/12/2026

Your 30s and 40s feel like the right time to have it all figured out. But five decisions made in isolation today-investing without a strategy, skipping insurance, delaying retirement planning-compound into six figures of regret by your 50s and 60s.

The good news? None of them are irreversible. A second set of eyes catches what solo decision-making misses: tax inefficiencies, protection gaps, income shortfalls. One conversation often pays for itself.

Ready to see where you stand? Book a brief planning session or grab the 5-Decision Checklist-no pressure, just clarity.

10/11/2026

The same dollar can do two very different jobs depending on your stage of life. In our 30s, we focus on time and compounding. In our 50s, we focus on protecting what we've built and creating income we can count on. Before you make your next money move, we'd suggest asking: what stage am I actually in? Want to talk through your own plan? Sign up for our monthly newsletter and let's start the conversation.

10/10/2026

You're maxing out retirement accounts, diversifying, rebalancing-all the right moves. But here's what separates wealth builders from wealth *keepers*: the accounts you hold your investments in matter just as much as the investments themselves.

Three coordinated decisions create measurable tax savings that compound over time:

1. Account type - 401(k), Roth, taxable brokerage. Each has different tax treatment.
2. Investment selection - Tax-efficient index funds vs. active funds can save thousands annually depending on your account mix.
3. Rebalancing strategy - Timing gains and harvesting losses strategically keeps more of what you earn.

On a $500K portfolio, coordinating these three levers can reduce annual tax drag by thousands-money that stays invested and grows. This isn't complicated. It's just intentional.

Tax-efficient wealth building is a strategic choice, not an afterthought. And it's exactly what independent financial advisors use to help clients keep more of what they earn.

Ready to see how this works for your situation? Let's talk.

10/09/2026

🌴 More Americans are deciding that enjoying life now matters just as much as making financial progress for later.

A recent SoFi survey found that 72% of Americans would be willing to make slower progress toward their financial goals so they can spend more time with family, travel more, and prioritize meaningful experiences.

That doesn’t necessarily mean abandoning long-term goals. In fact, 59% of respondents said enjoying life is how they define financial progress, compared with 27% who pointed to owning a home.

The challenge is finding a balance between what matters now and what matters later. ✈️ That can mean making room for a vacation, concert, or family event while still keeping an eye on retirement savings and debt.

But charge that trip to a credit card and carry a balance, and interest can turn a two-week memory into a much longer bill.

What does financial progress look like to you: reaching the next milestone, enjoying more of life now, or some mix of both?


Source:

SoFi found 72% of Americans are willing to make slower progress on financial goals to prioritize family, travel and meaningful experiences.

10/06/2026

October is your 401(k) checkpoint month. 👀
The 2026 employee deferral limit is $24,500 — and there are only a few paychecks left to close the gap. Two things to check before you bump up your contribution:
1️⃣ Where you stand year-to-date vs. the limit
2️⃣ Whether your employer matches per paycheck or trues up at year-end — maxing out too early can cost you match dollars
Small payroll tweak now, real money later. That's the kind of Q4 move we love to see.
Questions about your number? Send us a DM — we're happy to walk through it.

10/05/2026

Most people can answer maybe one of these confidently. ⚓
That's not a knock. Nobody teaches this stuff. But if you can't answer all five, it's worth a conversation.
Save this post and see how many you can answer. 📝

10/02/2026

https://stocks.apple.com/AXsCys8bxQXSpYAyF3Q-Xqw 📈

U.S. stocks are rising near their record after the latest jobs report cooled worries that a potentially hot U.S economy could make inflation much worse.