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Team Calk - Your Home Loan Helper

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United States
Fort Worth, TX
Team Calk - Your Home Loan Helper

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Cristina Calk – Mortgage Mama
Over 23 years helping families turn houses into homes! Trusted by clients, realtors, & builders. Cristina Calk NMLS #497446.

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We weren't able to r Cristina is a Texas native, living and working west of Fort Worth. Over the years, her primary focus has been customer satisfaction. Cristina has vast knowledge of Conventional and Government loan products. She works well with all customers, from first-time home buyers to seasoned investors. She loves to educate her borrowers and referrals partners, making for a smoother process from start to finish. Cristina and her husband have 4 children that keep them busy. They also have a small farm where they raise rabbits, goats, and cows. In their spare time, they enjoy outdoor activities, playing board games and watching movies.

11/03/2026

📺 What's your comfort show?

You know, that ONE show you can watch over and over again and never get tired of?

Mine is Game of Thrones! 🐉👑

I've watched the entire series FIVE TIMES! Yes, FIVE. 😂

Some people find comfort in Friends or The Office. Apparently, I find mine in dragons, betrayal, and people fighting over a chair. 🤣

And will I watch it a sixth time? ABSOLUTELY!

Now I want to know… What's YOUR comfort show, and how many times have you watched it? 👇🍿

11/03/2026

🏡 Think you need a huge down payment to buy a home?

You may have more options than you realize. Down Payment Assistance programs may help eligible homebuyers with down payment and/or closing costs, depending on the program and qualifications.

Not sure what options are available to you? Let’s take a look together.

📲 Reach out to see what you may qualify for!

Not all buyers qualify. Eligibility and program requirements apply.

11/02/2026

🍬 Too Much Halloween Candy? Let's Spread Some Sweetness! ❤️

If your kids came home with enough Halloween candy to last until NEXT Halloween (and let's be real, they probably did 😂), here's a sweet way to put that extra candy to good use!

Did you know you can donate leftover, unopened Halloween candy to organizations that support our military, veterans, and families in need? 🇺🇸❤️

🍫 Here are a few places to consider:

🇺🇸 Soldiers' Angels – Treats for Troops
📦 Operation Shoebox
❤️ Troopathon
🏡 Participating dental offices, Ronald McDonald House chapters, and local community organizations

Be sure to check current donation guidelines and availability before dropping off your candy!

This is also a wonderful opportunity to teach our kiddos that even something as small as sharing candy can make a BIG difference in someone's day. 💕

A little candy. A lot of kindness. ❤️

👇 Tell me, does your family have a mountain of leftover candy, too? Or did the Reese's mysteriously disappear already? 😂

11/02/2026

🏡 How Much House Can I Afford?

It's one of the biggest questions homebuyers ask, and the answer is about MUCH more than your income or the price of a home!

Your buying power depends on several factors, including your income, monthly debts, credit, down payment, loan program, and interest rate.

But here's something I always want my buyers to understand. 💙

What you QUALIFY for and what you're COMFORTABLE spending aren't necessarily the same thing!

Your monthly housing costs may include principal, interest, property taxes, homeowners insurance, and mortgage insurance (when applicable). And don't forget about utilities, maintenance, savings, and LIFE!

Just because you qualify for a certain amount doesn't mean you need to spend it.

My goal isn't to help you buy the MOST expensive house you qualify for. It's to help you find a home and payment that fit YOUR life! ❤️

🏡 Thinking about buying? Let's talk through your numbers and explore your financing options together!

📲 Cristina Calk | Mortgage Mama
🏡 Team Calk | Fairway Home Mortgage
📞 817-929-6239
📧 [email protected]
🌐 www.teamcalk.com
NMLS #497446

10/31/2026

🏡 Ready to start house hunting? There’s one step you may want to take first!

Before you fall in love with that dream home, let’s talk about Pre-Qualified vs. Pre-Approved! 🔑

✅ Pre-Qualified: Think of this as your starting point! It gives you an early estimate of your buying power, often based on financial information you provide.

✅ Pre-Approved: This takes things a step further! Your lender reviews your credit, income, assets, and financial documentation to give you a clearer picture of your financing options.

💡 Why does it matter? Understanding your budget BEFORE shopping can help you search with confidence and avoid surprises!

Pre-approval isn't a guarantee of financing. Final approval is subject to underwriting, documentation, property, and loan requirements.

❤️ Ready to explore your options? I'd love to help!

📲 Cristina Calk | Mortgage Mama
🏡 Team Calk | Fairway Home Mortgage
📞 817-929-6239
📧 [email protected]
🌐 www.teamcalk.com
NMLS #497446

10/31/2026

🎃 Happy Halloween! 👻🧡

Wishing you and your family a fun night filled with sweet treats, laughter, and happy memories! 🍬🕸️

Stay safe and have a SPOOKTACULAR night! 🧡

10/30/2026

🏡 Think you need 20% down to buy a home? THINK AGAIN! 🔑

One of the biggest homebuying myths is that you need a huge down payment to get started.

The truth? 20% down is NOT always required! 🙌

Depending on your financial situation and the loan program, some qualified buyers may have options that require significantly less upfront.

And here's something else worth knowing: Putting less than 20% down doesn't automatically mean you can't buy a home!

Buying a home is a big decision, and understanding your options is the first step. 💙

📲 Curious what you might qualify for? Let's chat! I'd love to help you explore your options and make an informed decision.

📲 Cristina Calk | Mortgage Mama
🏡 Team Calk | Fairway Home Mortgage
📞 817-929-6239
📧 [email protected]
🌐 www.teamcalk.com
NMLS #497446

Loan programs, down payment requirements, and eligibility vary. Not all borrowers qualify.

10/30/2026

🧀🌮 QUESO IS MY LOVE LANGUAGE! 😂❤️

We all have that ONE food that makes everything better. Some people reach for chocolate, some crave ice cream, and others want a big bowl of mac and cheese.

Me? Give me a big bowl of warm queso, some fresh tortilla chips, and a Dr Pepper, and I'm one happy girl! 🤣

And yes, queso absolutely counts as a meal. I will not be taking questions at this time. 💁‍♀️😂

👇 Now it's YOUR turn! What's your ultimate comfort food? Tell me in the comments! Bonus points if it's something your mama or grandma used to make! ❤️

📲 Cristina Calk | Mortgage Mama
🏡 Team Calk | Fairway Home Mortgage
📞 817-929-6239
📧 [email protected]
🌐 www.teamcalk.com
NMLS #497446

10/29/2026

🚨 IMPORTANT QUESTION THAT MAY END FRIENDSHIPS! 🚨

🌭 Is a hot dog a sandwich?!

I mean... it's meat between bread. BUT does that actually make it a sandwich? 🤔

I'm prepared for this comment section to get heated. 😂🔥

👇 TEAM SANDWICH or TEAM NOT A SANDWICH?

Defend your answer. Bonus points for making me laugh! 🤣

📲 Cristina Calk | Mortgage Mama
🏡 Team Calk | Fairway Home Mortgage
📞 817-929-6239
📧 [email protected]
🌐 www.teamcalk.com
NMLS #497446

10/29/2026

🏡💭 Dreaming of Owning Your Dream Home?

What if those sweet dreams could become your reality? ✨

Imagine making memories in your very own home. Family movie nights, laughter around the dinner table, and a place to truly call YOURS. ❤️

Homeownership may be closer than you think, and you don't have to figure it all out on your own!

Whether you're buying your first home or your forever home, I'm here to help you explore your options and make a plan that works for YOU.

💚 Because your dream home deserves more than just a dream!

📲 Let's chat and see what's possible!

Cristina Calk | Mortgage Mama
🏡 Team Calk | Fairway Home Mortgage
📞 817-929-6239
📧 [email protected]
🌐 www.teamcalk.com
NMLS #497446

Address

8851 Camp Bowie Boulevard West, Ste 103
Fort Worth, TX
76116

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm
Saturday	10am - 3pm

Website

http://www.TeamCalk.com/, https://mobile.fairwaynow.com/dr/c/l0ks1

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