Team Ortiz Home Loans, NMLS# 524657

Team Ortiz Home Loans, NMLS# 524657 PrimeLending NMLS ID: 13649 I’m Hugo Ortiz-Pulido NMLS 524657, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple.

primelending.com/legal Equal Housing Lender https://www.facebook.com/MortgagesTheOrtizTeam/ Hugo Ortiz- Pulido, Branch Manager, NMLS # 524657
Frank Castro, Associate Loan Officer, NMLS # 608493
Daniel Fernandez, Team Loan Officer NMLS # 2335760

The market is volatile right now and I’m ready to get started on a qualification* letter, answer questions or help any w...
05/09/2025

The market is volatile right now and I’m ready to get started on a qualification* letter, answer questions or help any way I can this weekend. Contact me to turn house hunters into happy homeowners.

*All loans subject to credit approval. A qualification is not an approval of credit, and does not signify that underwriting requirements have been met. Conditions and restrictions may apply.

Thinking about selling your home this spring or summer?Don’t underestimate the power of curb appeal — it’s your home’s f...
05/06/2025

Thinking about selling your home this spring or summer?
Don’t underestimate the power of curb appeal — it’s your home’s first impression!
Before a buyer even steps inside, they’ve already formed an opinion. Luckily, small updates can make a big impact. Here are a few budget-friendly curb appeal upgrades that add real value:
• Fresh landscaping — Add mulch, trim hedges, and plant seasonal flowers for instant charm.
• Paint the front door — A bold, fresh color creates a memorable, welcoming entryway.
• Upgrade your lighting — New fixtures enhance both style and safety.
• Power wash everything — Clean siding, walkways, and driveways to make your home look years newer.
• Add porch decor — Simple touches like potted plants, a fresh doormat, or cozy seating invite buyers in.
Bonus Tip: Some of these updates may even be financed through a renovation loan — perfect whether you’re getting ready to move or just want to boost your home’s value!
Curious if a renovation loan could help with your curb appeal upgrades?
Let’s talk about your options — feel free to DM me or contact me directly!

Hugo Ortiz
Mortgage Loan Officer | Primelending
NMLS # 524657
Phone: 817-304-6465
Email: [email protected]
Apply Now: www.ortizmtg.com

05/05/2025

PITI: It’s not a typo — it’s what makes up your mortgage payment.

If you're buying a home, understanding your PITI helps you budget with confidence. Here's what it includes:

Principal — The part of your payment that goes toward reducing your loan balance
Interest — What the lender charges you for borrowing the money
Taxes — Property taxes paid to your local government, typically included in your monthly mortgage payment
Insurance — Homeowners insurance (and in some cases, mortgage insurance) to help protect your home
Together, these four parts make up your total monthly mortgage payment — not just the loan amount. Knowing your full payment up front helps you avoid surprises and stay in control of your budget.

Want help estimating your monthly mortgage payment or reviewing your budget? Send me a message or get in touch — I’m happy to walk you through it.




Hugo Ortiz
Mortgage Loan Officer | PrimeLending
Phone: 817-304-6465
Email: [email protected]
Apply Now: www.ortizmtg.com

The housing market is all about supply and demand. And traditionally, both those numbers start to climb during the Sprin...
03/08/2025

The housing market is all about supply and demand. And traditionally, both those numbers start to climb during the Spring. More homes on the market are a good sign that demand for homes is high. Plus, the more homes that hit the market, the more you may have to choose from.

Want to set yourself up for success in today’s market? The best way is with an approval letter* from PrimeLending. You’ll know what you can afford, be prepared to act quickly and be able to show sellers you’re serious. Contact me today to get approved for a mortgage.

*Approval means an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.
📧[email protected]
📲817-304-6465
www.ortizmtg.com

A $0 down payment mortgage can be a great option for buyers who want to become homeowners sooner without needing a large...
03/07/2025

A $0 down payment mortgage can be a great option for buyers who want to become homeowners sooner without needing a large upfront investment. Like any loan, it has benefits and things to consider.

Pros:
• You can buy a home sooner without waiting to save for a down payment.
• You keep your savings for other expenses instead of using it for upfront costs.
Cons:
• These loans often come with higher interest rates, which can mean larger monthly payments.
• You may need to pay mortgage insurance or meet specific eligibility requirements.

Curious if a $0 down mortgage is right for you? Let’s connect!

📧[email protected]
📲817-304-6465
www.ortizmtg.com

Help your VA clients save and close more deals this spring! With PrimeLending’s Spring Into Savings Buydown Program, a l...
03/06/2025

Help your VA clients save and close more deals this spring! With PrimeLending’s Spring Into Savings Buydown Program, a limited-time 1-0 temporary buydown* on VA purchase loans, we’re reducing the effective interest rate and mortgage payments for the first year. Plus, I can combine this offer with our No VA Lender Fees** promo to stack their savings.

Don’t miss out—this opportunity is only available for a limited time!

Contact me today and mention promo code SPRING SAVINGS to learn more.

*Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending between 2/1/25 and 4/30/25. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, construction loans, and refinances. Offer can be paired with PrimeLending VA No Lender Fees promotion, all other promotions are excluded. Certain loan programs do not allow buydowns. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.
** All lender closing costs such as origination, processing, underwriting, and closing will be waived, borrower is still responsible for third party fees such as VA funding fee, title, and appraisal etc. Down payment waiver is based on VA eligibility. This offer is valid until 6/30/2025. Savings only applies to direct originations made by PrimeLending for first mortgage purchase or refinance transactions and is not available on loans obtained through mortgage brokers. Only one offer per loan transaction is available, and savings cannot be combined with any other offer, discount, or bond program other than Spring Into Savings Buydown promotion offer. Savings will reflect on Closing Disclosure at closing.
📧[email protected]
📲817-304-6465
www.ortizmtg.com

We had a great time at the Fort Worth MBA luncheon, where top industry experts shared insights on where interest rates a...
03/06/2025

We had a great time at the Fort Worth MBA luncheon, where top industry experts shared insights on where interest rates are headed and what’s next for the housing market! 🏦📊

With market shifts on the horizon, staying informed is key to helping our clients make the best decisions. Huge thanks to Andrew Stringer for breaking down the trends and keeping us ahead of the curve!

Check out some highlights from the event! 📸

Want to keep family close while still giving everyone their own space? An Accessory Dwelling Unit (ADU) could be the ans...
03/05/2025

Want to keep family close while still giving everyone their own space? An Accessory Dwelling Unit (ADU) could be the answer! An ADU is a self-contained living space on your property—like a guest house, basement apartment, or converted garage. Whether you’re creating a place for aging parents or adult children, or looking for extra income, an ADU has plenty of benefits like:

Rental Income – Earn passive income by renting it out
Increase Property Value – A well-designed ADU can boost your home’s worth
More Living Space – Use it as a home office, guest suite, or creative studio
Greater Independence – A separate space allows privacy while staying connected

Financing an ADU is easier than you might think! DM me to talk about loan options to help you get started.

03/05/2025

Homeowners, tax season is here! Don’t miss these potential deductions*:

• Mortgage Interest
• Property Taxes
• Home Office
• Energy-Efficient Upgrades
• Home Improvement Loan Interest
• Mortgage Points

Make sure you’re getting the most out of homeownership this tax season! As always, consult a tax professional for advice specific to your situation.

*PrimeLending is not authorized to give tax advice. Please consult your tax adviser for guidance on your specific tax situation.

Looking to enhance your home's appeal and functionality? These 5 upgrades can make a meaningful impact:• New Garage Door...
03/03/2025

Looking to enhance your home's appeal and functionality? These 5 upgrades can make a meaningful impact:

• New Garage Door – Refreshes your home’s exterior and improves its overall look.
• Stone Veneer Exterior – Creates a polished and high-end appearance.
• HVAC Upgrade – Improves comfort, reduces energy costs, and can be a key selling point.
• Outdoor Enhancements – Updated patios, fire pits, and landscaping create inviting spaces for living.
• Smart Home Tech – Programmable thermostats, security systems and smart lighting add convenience and modern appeal.

If you're considering home upgrades, let’s discuss financing options that can help you bring your vision to life. Send me a message to explore your options.

📧[email protected]
📲817-304-6465
www.ortizmtg.com

Ending February with a successful cash-out refinance! 🎉 Congrats to Mr. Martinez on unlocking home equity and putting th...
02/28/2025

Ending February with a successful cash-out refinance! 🎉 Congrats to Mr. Martinez on unlocking home equity and putting their investment to work. Whether it’s for home improvements, debt consolidation, or new opportunities, this is a smart move toward financial flexibility. Grateful to have been part of the journey! 🏡💰

📧[email protected]
📲817-304-6465
www.ortizmtg.com

Address

200 Bailey Avenue Ste. 310
Fort Worth, TX
76107

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 10am - 4pm

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