Stephanie Shekell - Mortgage Banker, NMLS #1495272 - Bank of Texas Mortgage

09/17/2026

Navigating the home-buying journey? Choosing between an FHA and conventional loan doesn't have to be complicated. FHA loans can be a great fit for buyers with lower credit scores or smaller down payments, while conventional loans may offer long-term savings.

Let's talk about which option best fits your goals. I'm here to help you find the right path to homeownership! 📞💬

Credit scores, down payments, mortgage insurance and long-term costs may factor into the decision

09/10/2026

More housing options can mean more opportunities for homebuyers. The ROAD to Housing Act is intended to support housing development, expand access to financing, and help communities address inventory shortages.

These types of initiatives can help strengthen the long-term path to homeownership. Read this column from my colleague to learn more about what he calls the most significant housing legislation passed in the last 15 years: https://ow.ly/otW350ZKNjn

If you're considering buying a home, let's talk about what options may be available to you today.

First-time buyers often find themselves competing for a limited number of homes. We need more supply. | Opinion

09/08/2026

Every day, I have conversations with people working toward their homeownership goals.

That's why I appreciated reading my colleague's column, which features insights on the 21st Century ROAD to Housing Act and the ongoing discussion around housing affordability and supply.

Thoughtful conversations around increasing housing opportunities and addressing affordability challenges are important for the communities we serve. It's encouraging to see these issues receiving attention as leaders across the industry work toward solutions that can help make homeownership more attainable. https://ow.ly/peLU50ZKNeZ

First-time buyers often find themselves competing for a limited number of homes. We need more supply. | Opinion

08/31/2026

Think you need 20% down to buy a home? Think again.

Many buyers are surprised to learn that some loan programs allow low down payments, and some may not require a down payment at all.

Every buyer’s situation is unique. Reach out to discuss what options could work for you.

08/28/2026

Attention realtor partners! 🏠 I'm available this weekend to help your clients get prequalified, update an offer letter, or answer any home loan questions they may have.

Call, text or email me and let's make it happen. 🤝

08/21/2026

The equity you’ve built could open the door to new possibilities. Take advantage of our limited-time HELOC (home equity line of credit) offer and access flexible financing tailored to your goals.

👉Contact me today to explore the possibilities – hurry, offer ends August 27, 2026.

🔗 https://ow.ly/P0Ec30sY8HI

08/20/2026

🏠🔑 Dallas-Fort Worth homebuyers: this opportunity is for you! For a limited time, save $3,000 on closing costs when you purchase or refinance with an FHA or Native American Home Loan.

Whether you're working with a low-down payment or building your credit, homeownership may be more attainable than you think. Let us help you take the next step toward finding the home of your dreams.

Contact me today to learn more about this amazing opportunity!

08/17/2026

I truly appreciate my clients' trust in me and my team during their homebuying journey. It's an honor to be part of such an important milestone, and I'm committed to making the experience smooth and positive every step of the way.

Click here to apply: bankoftexas.com/stephanieshekell

08/13/2026

One of the biggest misconceptions I hear is that buying a home requires a large down payment. In reality, there may be assistance programs available that can help. This article explores why many buyers overlook these options and what to consider before getting started.

Limited awareness, eligibility and tradeoffs may keep borrowers from using down payment assistance.

08/10/2026

More value. More equity. More opportunities. As property values rise, so can your available equity.

Let’s talk about how you can put that equity to work and turn possibilities into plans.