Shawna Mertens - Guild Mortgage

Shawna Mertens - Guild Mortgage Dependable Mortgage Consultant • 5 Star Reviews • WI | MI | FL Guild Mortgage Equal Housing Lender NMLS 3274/698420 Contact me today at (920) 948-1894.

Based in Fond du Lac, Wisconsin, I bring over 20 years of experience in the mortgage industry and a passion for helping individuals and families achieve the dream of homeownership. As a licensed mortgage professional in Wisconsin, Michigan, and Florida, I proudly serve clients with personalized guidance and expert solutions tailored to their unique financial goals. At Guild Mortgage, I offer a wid

e range of innovative home loan products, competitive rates, and a streamlined, stress-free process from application to closing. Whether you’re a first-time homebuyer, looking to refinance, or purchasing your next home, I’m committed to clear communication, transparency, and exceptional service every step of the way. My business is built on long-term relationships, repeat clients, and strong referral partnerships throughout Wisconsin and beyond—earned through decades of dependable results. Nothing is more rewarding than seeing smiling faces on closing day—it’s why I love what I do. When I’m not helping clients secure the right home loan, you’ll find me spending time with family and friends or cheering on the Green Bay Packers. Ready to explore your home loan options or have questions about mortgages or refinancing? Let’s make your homeownership dreams a reality!

Cody has outgrown his first home!! It was a pleasure to be able to help Cody and Abby purchase a new home that will fit ...
09/02/2026

Cody has outgrown his first home!! It was a pleasure to be able to help Cody and Abby purchase a new home that will fit their families needs. Appreciate your confidence in me to assist you with your second home purchase!! Thank you for choosing Guild Mortgage.

Some great information about homeowners insurance from our friends over at McNamara & Thiel Insurance Agency!
09/01/2026

Some great information about homeowners insurance from our friends over at McNamara & Thiel Insurance Agency!

Let's talk homeowners insurance.

Specifically, replacement cost vs actual cash value. Do you know which one you have? 🏠

Most people never think about this until they have to file a claim. Then it matters a lot.

Here is the difference:
🔹 Actual Cash Value pays what your belongings are worth TODAY, factoring in depreciation. That 5 year old couch? You are getting what a 5 year old couch is worth, not what a new one costs.
🔹 Replacement Cost pays what it actually costs to replace your belongings with something new and comparable. That is the coverage most people think they already have.

Here is a real example:
❌ Actual Cash Value: Your roof is 15 years old. A claim pays out based on its depreciated value. You may be left covering thousands out of pocket.
✅ Replacement Cost: Your claim pays what it costs to put a new roof on. Period.

The real question: Do you know which one is in your policy right now?

Drop a 🏠 in the comments if you know, or an 😬 if you just realized you should check. We are always happy to review your coverage! 👇

Want to invest in real estate but don’t want to use your personal income to qualify? A DSCR loan might be the solution!
09/01/2026

Want to invest in real estate but don’t want to use your personal income to qualify? A DSCR loan might be the solution!

Brian had the right mindset from the start of the preapproval process! Wanted to buy an owner occupied duplex to start h...
08/29/2026

Brian had the right mindset from the start of the preapproval process! Wanted to buy an owner occupied duplex to start his dream of building an investment portfolio. This is how it all starts! Congratulations on the first of many to come! Thank you for choosing Guild Mortgage!

The excitement on Veronica and Eugene’s face at closing was priceless! They are so excited to buy the home they first wa...
08/28/2026

The excitement on Veronica and Eugene’s face at closing was priceless! They are so excited to buy the home they first wanted to write an offer on but got beat to the punch. After an unexpected surprise… they got the home they wanted!! Congratulations and thank you for choosing Guild Mortgage!

You don’t have to be an expert to buy a home...you just need the right people in your corner. 🤝🏡That’s where we come in....
08/26/2026

You don’t have to be an expert to buy a home...you just need the right people in your corner. 🤝🏡

That’s where we come in. We’ll break down the numbers, answer every “is this a silly question?” question (it’s not), and guide you through each step with clarity and care.

Let’s make homeownership feel doable.

08/24/2026
📣 Myth Buster: "I don't have a credit score, so I can't buy a home." Not necessarily! FHA programs may allow buyers to q...
08/19/2026

📣 Myth Buster: "I don't have a credit score, so I can't buy a home." Not necessarily! FHA programs may allow buyers to qualify using alternative forms of credit history. Your path to homeownership could be closer than you think. 🏡💙

Let's Chat!

Thank you so much for your kind words! It was truly a pleasure helping your family through the homebuying process. As fi...
08/17/2026

Thank you so much for your kind words! It was truly a pleasure helping your family through the homebuying process. As first-time homebuyers, there can be a lot of questions along the way, and I'm so glad I could help make everything clear and stress-free. Congratulations on your new home and your growing family! Wishing you many happy memories there!

Financial confidence starts with good information and trusted guidance. Today’s a great reminder that small steps and sm...
08/14/2026

Financial confidence starts with good information and trusted guidance. Today’s a great reminder that small steps and smart questions can make a big difference over time.

Address

484 W Johnson Street, Suite B
Fond Du Lac, WI
54935

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:03am - 5pm

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