FLO Mortgage NMLS#1835856

09/05/2026

🏡 **Another investment moving to the closing table.**

This Palm Coast property is officially **CLEAR TO CLOSE** using **DSCR financing** through FLO Mortgage.

For real estate investors, sometimes the opportunity makes sense even when traditional financing doesn't. DSCR financing allows qualified investors to leverage the property's rental income when qualifying — helping them continue building their portfolio without relying solely on traditional personal income documentation.

Congratulations to our client, and a big thank you to **Grisell Santiyani with Realty ONE Group Evolve** for a great partnership on this one.

Thinking about your next investment property? **Let's run the numbers.**

**Anthony M. Jones | Sr. Loan Officer**
NMLS #1590231 | 904-955-5569

**FLO Mortgage LLC | NMLS #1835856**
386-882-9980 | FLOMortgage.com
Equal Housing Opportunity

*Not all borrowers will qualify. Loan approval is subject to applicable credit, property, program and underwriting requirements.*

07/15/2026

Join us tomorrow for the exciting Flagler County Association of REALTORS Pickleball Tournament! 🎉🏓 We’re proud to be a sponsor of this fantastic event, which promises an evening filled with friendly competition, valuable connections, and lots of fun.

Two of our talented team members will be out on the court , showcasing their skills and spirit! We’d love for you to come out, cheer them on, and enjoy the lively atmosphere with us! Whether you’re a pickleball pro or just curious about the game, it’s a perfect opportunity to connect with the community. Don’t miss out on the action—see you there! 🌟✨

🏓🎉 FCAR'S 1ST ANNUAL PICKLEBALL TOURNAMENT🎉🏓

Don't miss one of FCAR's most exciting events of the year! Come and Enjoy the Competition!

👥 Are you ready for evening of fun, friendly competition, networking, and food?

📅 Thursday, July 16, 2026
⏰ 5:00 PM – 9:00 PM
📍 Southern Recreation Center

✨ We're also still accepting Tradeshow Sponsors! This is a great opportunity to showcase your business, connect with the PUBLIC and REALTORS®, and gain valuable exposure.

🏓 Pickleball • 🤝 Networking • 🍔 Food & Drinks • 🛍️ Tradeshow • 💻 Online Auction

🎟️ Register your team or secure your Tradeshow Sponsorship through GrowthZone today! Spots won't last long!
https://members.flaglercountyrealtors.com/ap/Events/Register/3BFz1R9UYCQCg

07/13/2026

FLORIDA HOMETOWN HEROES IS NOW LIVE! 🏡

If you dedicate your career to serving our community, this program was created with you in mind.

The Florida Hometown Heroes Program may provide eligible borrowers with:
✅ Down payment assistance
✅ Closing cost assistance
✅ Below-market interest rates
✅ A more affordable path to homeownership

We've attached the official Employer Eligibility Checklist to help you determine if your employer may qualify under the program.

Eligible professions may include:
👮 Law Enforcement
🚒 Firefighters
🚑 EMS & First Responders
🏥 Healthcare Professionals
🍎 Teachers & School Staff
🪖 Active Military & Veterans
👶 Child Care Professionals
⚖️ Court Employees..and other qualifying public service professions.

Not sure if your employer qualifies? That's exactly what we're here for.

📞 Call FLO Mortgage today: 386-882-9980
🌐 www.FLOMortgage.com

We live here. We work here. We are your neighbors.

FLO Mortgage LLC
Corporate NMLS #1835856
Equal Housing Opportunity

Program availability, funding, income limits, purchase price limits, and employer eligibility requirements apply. Not all borrowers will qualify. Down payment assistance is provided through the Florida Hometown Heroes Program and is subject to change. Contact FLO Mortgage for complete program details.

07/01/2026

❤️ Giving Back Is Part of Who We Are

Today, we had the privilege of supporting the SeaGate Homes Blood Drive, and we're proud to share that Joy McCoy Flores, Broker/Owner of FLO Mortgage, rolled up her sleeve to donate blood and help the event reach its donation goal.

At FLO Mortgage, we believe being part of the community means more than helping families finance their homes. It means showing up, giving back, and supporting causes that truly make a difference.

A special thank you to SeaGate Homes, OneBlood, and everyone who took the time to donate. Every donation has the potential to save lives, and together we made an impact.

We live here. We work here. We are your neighbors.

— The FLO Mortgage Team

💙 Proud Preferred Lending Partner of SeaGate Homes

06/19/2026

✨ PRICE IMPROVEMENT + MOTIVATED SELLERS ✨

If you've been waiting for the right home in Palm Coast, this is one you don't want to miss!

📍 42 Moana Court S, Palm Coast, FL

💰 $615,000
🛏️ 3 Bedrooms
🛁 3 Bathrooms
📐 2,699 Sq Ft
🏡 Built in 2023

This beautiful Beachwalk home offers an open floor plan, a bright kitchen, two flexible bonus spaces, and a fully fenced backyard. Whether you need a home office, playroom, gym, or guest space, this home gives you the flexibility to make it your own.

The location is hard to beat! Just minutes from Jungle Hut Beach, Hammock Dunes Parkway, A1A, shopping, dining, walking trails, and everything Palm Coast's coastal lifestyle has to offer. Sellers have already secured their next home and are ready to make a move. Bring your offers! ✨

📲 Schedule your private showing today!

Natalie Barnes
📞 954-702-3290
📧 [email protected]
Realty Exchange

06/13/2026

🎉 FUNDED! Another Dream of Homeownership Achieved! 🎉

Congratulations to our homebuyer on securing their new home with the help of our FLO Forward Down Payment Assistance Program!

✅ 3.5% Down Payment Grant
✅ No Repayment Required*
✅ Lower Out-of-Pocket Costs
✅ More Buying Power
✅ A Simpler Path to Homeownership

A huge shoutout to Anthony M. Jones "The Home Loan Expert" NMLS # 1590231 and Tommy Scott with The Newcomer Group for helping make this homeownership journey a success.

At FLO Mortgage, we're committed to helping more families achieve their dream of owning a home by providing financing solutions that fit their needs.

📞 Anthony M. Jones: 904-955-5569

🌐 www.flomortgage.com

Not all borrowers will qualify. Loan approval is subject to credit approval, income verification, property appraisal, and program guidelines. Program availability and terms are subject to change without notice. Contact one of our licensed loan officers for complete details.

FLO Mortgage LLC | NMLS #1835856
Equal Housing Opportunity

06/12/2026

🏡 JUST FUNDED! 💰

Another successful cash-out refinance is in the books!

Using a DSCR (Debt Service Coverage Ratio) loan program, our borrower was able to leverage the equity in their investment property and access funds to continue growing their real estate portfolio.

With Florida continuing to be a strong market for real estate investors, strategic financing solutions can help create opportunities for future acquisitions and long-term wealth building.

Congratulations to our client and great work by Ella Chageyeva, Sr. Loan Officer (NMLS #364831) for helping make it happen!

📞 Ella Chageyeva | 386-503-0327

🏠 FLO Mortgage LLC | NMLS #1835856

⚠️ Not all borrowers will qualify. Loan approval, terms, and program availability are subject to lender guidelines, credit review, property requirements, and underwriting approval. DSCR loan programs are designed for eligible investment property borrowers. Contact one of our licensed loan officers to discuss your specific situation and available financing options.

Equal Housing Opportunity.

06/12/2026

Congratulations to this first-time homebuyer on reaching a major milestone!

Every homeownership journey is unique, and we're proud to have helped find the right financing solution to keep this transaction moving smoothly and efficiently.

A special thank you to Miesha Davis with Realty Exchange LLC for her partnership and dedication throughout the process. Working together, we helped make another dream of homeownership a reality.

Great work by Anthony M. Jones "The Home Loan Expert" NMLS # 1590231 for guiding this file from application to Clear to Close in just 13 days.

📞 Anthony M. Jones | 904-955-5569
📞 Miesha Davis | 386-302-3468
🏠 FLO Mortgage LLC | NMLS #1835856
Equal Housing Opportunity

06/08/2026

🏡 JUST CLOSED! 🎉

Congratulations to our newest homeowners on the purchase of their beautiful new home in Ormond Beach!

A special thank you to Brianne Nodal with NextHome New Beginnings for her partnership and dedication throughout the process. Working together, we helped make another homeownership dream a reality.

Another successful closing by Anthony M. Jones, Sr. Loan Officer (NMLS #1590231), providing personalized guidance and support from application to closing day.

At FLO Mortgage, we're proud to help families across Florida find financing solutions that fit their needs—whether they're buying their first home, upgrading, or building their future.

📞 Anthony M. Jones | 904-955-5569
📞 Brianne Nodal | 904-606-6982
🏠 FLO Mortgage LLC | NMLS #1835856
Equal Housing Opportunity