11/04/2026
Although many homebuying costs can be rolled into the loan (“financed”), buyers will have some out-of-pocket costs:
-Earnest money deposit
-Down payment
-Appraisal and Inspection fees ($300-500 each)
-Costs that cannot be financed (property taxes, HOA fees, etc.)
But remember that assistance programs, gift funds, and seller concessions can help with many closing costs. Reach out to learn more!
NMLS # 1074434
