Kim Haddock MLO, NMLS #1037533

03/22/2024

If you're going through the process of buying a property, you may see the terms "recurring costs" and "non-recurring costs." Recurring costs are those that are ongoing, like mortgage interest or property taxes. Non-recurring costs are those that are one time only, like appraisal fees and other closing costs.

02/05/2024

Using a Reverse Mortgage to buy a home increases your purchasing power. Get more home for less cash. Of course, you need to be at least 62 and live in your new primary home.
Reverse mortgages are not for everyone but are a great option for many Seniors.

11/17/2023

11/06/2023

ADDITIONAL FUNDS!

An additional $36 million has been approved for the Hometown Heroes Program! The last $100 million was gone in under 2 months so this won't last too long. If you are currently renting and thought you didn't have enough to get into your own home, now is your chance.

-Minimum 640 Credit Score
-Maximum Debt to Income 50%
-Up to $35,000 available (5% of loan amount)
-Must be a First Time Homebuyer (no ownership in last 3 years)
-At least one borrower must work at least 35 hours per week for an employer with a physical location in Florida
-Income Limits apply based on location

For additional details or to see if you qualify, please schedule a no-obligation consultation.

09/11/2023

06/10/2023

Pro tip for my Realtor friends!

05/01/2023

Fable: DON'T ARGUE WITH DONKEYS

The donkey said to the tiger:

- "The grass is blue".

The tiger replied:

- "No, the grass is green."

The discussion heated up, and the two decided to submit him to arbitration, and for this they went before the lion, the King of the Jungle.

Already before reaching the forest clearing, where the lion was sitting on his throne, the donkey began to shout:

- "His Highness, is it true that the grass is blue?".

The lion replied:

- "True, the grass is blue."

The donkey hurried and continued:

- "The tiger disagrees with me and contradicts and annoys me, please punish him."

The king then declared:

- "The tiger will be punished with 5 years of silence."

The donkey jumped cheerfully and went on his way, content and repeating:

- "The Grass Is Blue"...

The tiger accepted his punishment, but before he asked the lion:

- "Your Majesty, why have you punished me?, after all, the grass is green."

The lion replied:

- "In fact, the grass is green."

The tiger asked:
- "So why are you punishing me?".

The lion replied:

- "That has nothing to do with the question of whether the grass is blue or green.

The punishment is because it is not possible for a brave and intelligent creature like you to waste time arguing with a donkey, and on top of that come and bother me with that question."

The worst waste of time is arguing with the fool and fanatic who does not care about truth or reality, but only the victory of his beliefs and illusions. Never waste time on arguments that don't make sense...

There are people who, no matter how much evidence and evidence we present to them, are not in the capacity to understand, and others are blinded by ego, hatred and resentment, and all they want is to be right even if they are not.

When ignorance screams, intelligence is silent. Your peace and quiet are worth more. ❤️

Copied from somebody’s page.

07/24/2019

Do you expect your monthly mortgage payment to be comparable to a rent payment? Here's why it isn't quite that simple:

Learn the financial differences between being a homeowner and a renter.

07/21/2019

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07/19/2019

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