Braxton L. Yeago - Integrity Home Mortgage Corporation

Braxton L. Yeago - Integrity Home Mortgage Corporation Virginia Mortgage lender, delivering a 5 star home purchase experience | NmlsID #2287852

No Ratio, No Stress!Traditional debt-to-income rules don’t tell your whole story — and that’s okay.Our No Ratio Loan loo...
10/30/2025

No Ratio, No Stress!

Traditional debt-to-income rules don’t tell your whole story — and that’s okay.

Our No Ratio Loan looks beyond the numbers to help more buyers qualify.

· Up to $2M loan amounts
· Fixed & adjustable options
· Primary or second homes
· Gift funds accepted
· 401(k) & stock may count as reserves

Not available in DC, MD, PA, or WV. Minimum requirements apply.

Integrity Home Mortgage Corporation serves as a mortgage loan broker and arranges loans through a third-party lender and does not make mortgage loan commitments or fund mortgage loans within this loan program

Braxton Lawrence Yeago
[email protected]
(540) 414-4396

October is Breast Cancer Awareness Month — a time to honor survivors, support those in the fight, and raise awareness fo...
10/29/2025

October is Breast Cancer Awareness Month — a time to honor survivors, support those in the fight, and raise awareness for early detection.

Together, we stand for hope, strength, and awareness.

Did you know your assets can help you qualify for a mortgage — even without a traditional paycheck? It’s called asset-ba...
10/28/2025

Did you know your assets can help you qualify for a mortgage — even without a traditional paycheck?

It’s called asset-based income, and it’s designed for borrowers with strong savings or investments.

Through asset depletion loans, your accounts (like savings, investments, or retirement funds) can be used to calculate qualifying income — even if you’re not actively drawing from them.

Perfect for:
· Retirees without steady income
· Self-employed borrowers
· High-net-worth clients leveraging portfolios

Curious how it’s calculated? Let’s find out if this could work for you!

Braxton Lawrence Yeago
[email protected]
(540) 414-4396

All eyes are on the Fed this week! The next rate decision could shift mortgage rates — up or down.If you’re thinking abo...
10/27/2025

All eyes are on the Fed this week! The next rate decision could shift mortgage rates — up or down.

If you’re thinking about buying or refinancing, now’s the time to get your ducks in a row.

Let’s review your options before the market reacts.

What do you think the Fed will do this week?

· Cut rates
· Keep steady
· Hike again



Braxton Lawrence Yeago
[email protected]
(540) 414-4396

The holidays are coming fast…is your budget ready?If you have a VA loan, the VA IRRRL streamline refinance may help lowe...
10/23/2025

The holidays are coming fast…is your budget ready?

If you have a VA loan, the VA IRRRL streamline refinance may help lower your payment before the season of giving.

· Lower rate
· Fast, simplified process
· Potential savings each month

Honoring your service means helping your dollars go further.

*Integrity Home Mortgage Corporation (IHMC) is not affiliated with or acting on behalf of or at the direction of VA or the Federal government. For informational purposes only. All Mortgage loan applicants are subject to underwriting and qualification guidelines. This is not a commitment to lend.

Braxton Lawrence Yeago
[email protected]
(540) 414-4396

Don't forget! Fannie Mae & Freddie Mac have waived certain Loan Level Price Adjustments (LLPAs) — and Integrity Home Mor...
10/21/2025

Don't forget! Fannie Mae & Freddie Mac have waived certain Loan Level Price Adjustments (LLPAs) — and Integrity Home Mortgage is on board.

Who qualifies?
• First-time* buyers (*no home in 3 years)
• Income ≤100% AMI (or ≤120% in high-cost areas)
• AUS approval with LLPA waiver

What’s an LLPA? Since 2008, it’s been an extra fee added to offset loan risk. In general, lower credit scores + lower down payments = higher risk of default — so LLPAs acted like an extra layer of “insurance.”

Bottom line: With these waivers, buying just got more affordable!

Braxton Lawrence Yeago
[email protected]
(540) 414-4396

November is approaching. That typically marks the time when many recent grads start repaying student loans.· Mortgage My...
10/20/2025

November is approaching. That typically marks the time when many recent grads start repaying student loans.

· Mortgage Myth: “Student loans will keep me from buying a home.”
· Fact: Lenders focus on your debt-to-income ratio (DTI) — not just your loans. Many buyers still qualify, even with student debt.

Why Buy Younger? The earlier you start, the more time you have to build equity while your loans go down — instead of paying rent.

You may be closer to homeownership than you think

Braxton Lawrence Yeago
[email protected]
(540) 414-4396

It’s Get to Know Your Customers Day! We love learning what matters most to YOU when it comes to finding (or refinancing)...
10/16/2025

It’s Get to Know Your Customers Day!

We love learning what matters most to YOU when it comes to finding (or refinancing) your perfect home.

Tell us in the comments:

What’s one feature that instantly makes a house feel like the one? (A big kitchen? A cozy porch? A home office?)

And here’s a mortgage question for you: When you think about buying or refinancing, what’s your biggest priority — lowest monthly payment, paying off faster, or cash out for projects?

Your answers help us understand what’s most important to our community and we can’t wait to hear from you!

Braxton Lawrence Yeago
[email protected]
(540) 414-4396

The One+ Loan Program is one of the biggest concerns for today’s buyers. The One+ Loan Program was designed to make home...
10/15/2025

The One+ Loan Program is one of the biggest concerns for today’s buyers. The One+ Loan Program was designed to make homeownership more accessible by reducing upfront costs while keeping monthly payments manageable.

Program Highlights:
· Minimum 1% down payment
· 2% grant available to help with upfront costs
· Primary residence only
· Reduced mortgage insurance
· Maximum loan amount: $350,000
· Qualifying credit score: 620

Step into homeownership with confidence.

Contact today to see if you qualify!

Integrity Home Mortgage Corporation serves as a mortgage loan broker and arranges loans through a third-party lender and does not make mortgage loan commitments or fund mortgage loans within this loan program

Braxton Lawrence Yeago
[email protected]
(540) 414-4396

Address

17 Imperial Drive, Suite 201
Staunton, VA
24401

Telephone

+15404144396

Website

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