Nicki Torres: The Torres Team Movement Mortgage-NMLS 115571

Nicki Torres: The Torres Team Movement Mortgage-NMLS 115571 Our goal is to help you make the right choice for you and your family, ensuring a future of generational wealth and security. All rights reserved.

We are dedicated to offering customer service rooted in kindness and excellence, consistently exceeding your expectations. As a dedicated loan officer based in Fayetteville, North Carolina, I bring a unique perspective shaped by my experiences as a military spouse and a proud mom of seven incredible children. The challenges and sacrifices of military life have given me invaluable insights that dee

ply inform my approach to serving others, while parenthood has taught me the importance of patience, resilience, and adaptability—qualities that I bring to every interaction with my clients. In my role as a loan officer, my mission is to provide personalized financial solutions tailored to the unique needs of military families. I understand the critical importance of stability and security, especially when it comes to housing, and I'm committed to guiding my clients through the mortgage process with genuine care and support . My dedication extends beyond my professional responsibilities; I'm actively involved in my community, participating in various initiatives that support and uplift those around me. DISCLOSURES:
While it is Movement Mortgage’s goal to provide underwriting results within six hours of receiving an application, process loans in seven days, and close in one day, extenuating circumstances may cause delays outside of this window. Movement Mortgage supports Equal Housing Opportunity.
[AL-58808, CO-100539290, FL-LO49932, GA-42312, KY-MC819453, MS-1004318, NC-I-152921, PA-109287, SC-BFI-MLO - 115571, TN-129811, TX, VA-MLO-50970VA, WA-MLO-115571] | Movement Mortgage LLC. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

As equity grows, so can your options. Some homeowners use it to renovate, update, or invest back into the place they alr...
06/15/2026

As equity grows, so can your options. Some homeowners use it to renovate, update, or invest back into the place they already love.

A mortgage isn’t decided by one factor alone. It’s a combination of things working together behind the scenes. *Other do...
06/11/2026

A mortgage isn’t decided by one factor alone. It’s a combination of things working together behind the scenes. *Other documentation may be required for your specific loan program option selected. Reach out to a loan officer.

When you buy matters, but not in the way headlines make it seem. Prices, rates, and inventory all shift, and holding out...
06/08/2026

When you buy matters, but not in the way headlines make it seem. Prices, rates, and inventory all shift, and holding out for the perfect moment can cost you more than buying today. The better question is whether you're financially ready to make a move.

It doesn’t always take a big change to make an impact. Over time, even small extra payments can start to reshape your pa...
06/04/2026

It doesn’t always take a big change to make an impact. Over time, even small extra payments can start to reshape your path forward.

Built together. Celebrated together.Recognition in the 2026 Scotsman Guide Company Rankings is a testament to the people...
06/02/2026

Built together. Celebrated together.

Recognition in the 2026 Scotsman Guide Company Rankings is a testament to the people behind the work and the standard they uphold.

*Movement Mortgage is not affiliated, endorsed, or sponsored by the Department of Veterans Affairs or Federal Housing Administration; United States Department of Agriculture or any government agency.

As your equity grows, your payment can change. Reaching 20% could open the door to removing private mortgage insurance (...
06/01/2026

As your equity grows, your payment can change. Reaching 20% could open the door to removing private mortgage insurance (PMI) and creating more flexibility.* *Not a guarantee for all loan types. Speak to a loan officer for your specific situation.

💰 FINANCE FRIDAY TIP Mortgage Tip:👉 Don’t shop for a home based on the price - shop based on the monthly payment.A home’...
05/29/2026

💰 FINANCE FRIDAY TIP Mortgage Tip:

👉 Don’t shop for a home based on the price - shop based on the monthly payment.

A home’s list price doesn’t tell the full story. Monthly payments can change based on:
Interest rate
Taxes and insurance
Down payment amount

Understanding your comfortable monthly payment before house hunting can help you:
Avoid stretching your budget
Make more confident decisions
Enjoy homeownership long‑term

A little clarity upfront can save a lot of stress later. Let's create your clarity! Call or DM me today! 📲

The homebuying process doesn’t have to feel overwhelming. A few early decisions can help the rest fall into place. We ca...
05/28/2026

The homebuying process doesn’t have to feel overwhelming. A few early decisions can help the rest fall into place. We can help you make those decisions.

Our biggest thanks go to the incredible families choosing us for their home journey! Together, we build dreams 🏠✨
05/28/2026

Our biggest thanks go to the incredible families choosing us for their home journey! Together, we build dreams 🏠✨

05/27/2026

Rent builds someone else’s wealth. Ownership builds yours. When you’re ready for your payment to work harder, let’s talk.

Address

201 Hay Street Suite 301
Fayetteville, NC
28301

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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