The MacIntyre Group NMLS #1379810

The MacIntyre Group NMLS #1379810 Scott MacIntyre, Loan Consultant at loanDepot.

Specializes in providing comprehensive lending solutions for high-net-worth clients, Veterans and first-time homebuyers.

Labor Day is behind us, routines are settling back in, and the fall housing market is taking shape. 🍂If buying has been ...
09/08/2026

Labor Day is behind us, routines are settling back in, and the fall housing market is taking shape. 🍂

If buying has been sitting on your “maybe later” list, this can be a useful time to take another look—not because one season is automatically better, but because the pace, choices, and conversations may feel different after the summer rush.

This week I’m sharing three reasons fall may deserve a place in your plan: the potential for a little more breathing room, the long-term value of ownership, and the chance to make decisions around your real monthly budget instead of a headline.

Scott MacIntyre | NMLS #1379810
703.436.5363

This Labor Day, we celebrate the dedication and contributions of workers everywhere. Thank you to all who work hard to m...
09/07/2026

This Labor Day, we celebrate the dedication and contributions of workers everywhere. Thank you to all who work hard to make a difference every day.

Go enjoy the long weekend. The market will still be here Tuesday—and so will I.When the conversation turns back to buyin...
09/03/2026

Go enjoy the long weekend. The market will still be here Tuesday—and so will I.

When the conversation turns back to buying, refinancing, or simply understanding what may be possible, send me a message. We’ll start with your goals and build from there.

Have a safe and relaxing Labor Day weekend!

The last summer weekend is almost here—but these are the market signals worth keeping nearby for when attention turns to...
09/02/2026

The last summer weekend is almost here—but these are the market signals worth keeping nearby for when attention turns to fall. 📊

• Fed Chair Kevin Warsh said more progress on inflation is still needed, without committing to a September rate hike.
• New-home sales fell 10.5% from June to July, while national home prices gained another 0.4% in June.
• Second-quarter GDP held at a 1.5% annualized pace.
• Labor-market reports take center stage this week.

Headlines give us context. Your budget, timeline, property, and goals are what shape a useful mortgage strategy.

Swipe through, save this for after the long weekend, and message me when you’re ready to talk through your options.

Scott MacIntyre | NMLS #1379810
703.436.5363

**Source note:** Data supplied from the loanDepot Weekly Market Update for the week of August 24, 2026.
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One more long weekend. One more sunset. One more chance to leave the calendar alone for a minute. ☀️Enjoy the last easy ...
09/01/2026

One more long weekend. One more sunset. One more chance to leave the calendar alone for a minute. ☀️

Enjoy the last easy stretch of summer. The home questions, saved listings, and refinance ideas will still be there when attention shifts—and I’ll be here to help turn them into a clear plan.

No pressure. Just a conversation when you’re ready.

Scott MacIntyre | NMLS #1379810
703.436.5363

You don’t have to predict the Fed to make a smart housing decision.This week brings fresh inflation data, more housing r...
08/28/2026

You don’t have to predict the Fed to make a smart housing decision.

This week brings fresh inflation data, more housing reports and plenty of commentary from
Jackson Hole.

Markets will react. Headlines will move. Forecasts will change.

But a good mortgage strategy shouldn’t depend on guessing one announcement correctly.

It should answer three practical questions:
• What payment works comfortably today?
• How much cash should you preserve after closing?
• What flexibility do you have if rates improve later?

That’s the conversation worth having before the fall market gets busier.

I help clients leverage their largest asset smartly and strategically.

Some loans are straightforward. This one wasn’t.The clients were purchasing a $4MM+ home with a $3MM+ jumbo mortgage. Th...
08/26/2026

Some loans are straightforward. This one wasn’t.

The clients were purchasing a $4MM+ home with a $3MM+ jumbo mortgage. The borrower was self-employed; the financing needed to be highly competitive, and everyone involved needed certainty.

We received the application and contract after 5 p.m. on a Wednesday. Two Fridays later, the
loan documents were out.

That didn’t happen because the file was simple.

It happened because we got clear early,
documented the full story, anticipated the questions, and kept the process moving.

The best part wasn’t the speed. It was happy clients who could focus on their new home instead of worrying about their mortgage.

If your next purchase has a few more moving parts, I’m always happy to help you think through the financing before the pressure is on.

Every loan is different. But every client deserves the best experience.

Loan approval, rate, and timing depend on the borrower, property, documentation, and program availability.

A slower market isn’t necessarily a broken market.The latest data shows home prices are still 1.71% higher than a year a...
08/25/2026

A slower market isn’t necessarily a broken market.

The latest data shows home prices are still 1.71% higher than a year ago, even as housing
starts and pending home sales both pulled back in July.

That tension matters. Buyers may have a little more room to be thoughtful, but waiting for a
perfectly clear signal can mean missing the home—or the negotiating window—that actually
works for you.

The way I see it, the question isn’t whether every headline is positive.

It’s whether the purchase fits your life, your cash flow and your long-term plan.

If you’re thinking about buying this fall, let’s run the numbers before the right house appears.

New routines have a way of making us notice what is—and isn’t—working at home.If more space, a different commute, or a f...
08/21/2026

New routines have a way of making us notice what is—and isn’t—working at home.

If more space, a different commute, or a fresh start is becoming part of the conversation, the financing plan is a smart place to begin. I’m here to help you understand the options and map out a timeline that feels realistic.

Message me to plan ahead.

School supplies: checked. Calendar: updated. Monthly home comfort zone: worth checking too. ✅A purchase price is only on...
08/20/2026

School supplies: checked. Calendar: updated. Monthly home comfort zone: worth checking too. ✅

A purchase price is only one part of the picture. A useful home budget also considers the full monthly payment, cash needed at closing, reserves, and the way the payment fits alongside the rest of family life.

Before you start saving listings, let’s look at the numbers together. A clear plan can make the search feel a lot less overwhelming.

Scott MacIntyre | NMLS #1379810
703.436.5363

Address

Fairfax, VA

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