Lori Mintzer at First Heritage Mortgage

06/14/2026

You’re cleaning a room no one’s used in years, putting off yard work (again), and doing math you’d rather ignore. 🧹 Sound familiar?

Downsizing isn’t just a move; it’s a major financial decision. If it's done right, it can unlock equity, lower expenses, and align your home with your life today. 🏠✨

If you think it's time, check out our guide that can help you spot the signs and learn what to consider before making the move! 👉🏼 https://fhmtg.com/2026/03/26/when-is-the-right-time-for-downsizing-your-home/

06/10/2026

Meet the Big 3: Fannie Mae, Ginnie Mae and Freddie Mac.

They don’t lend directly, but they work behind the scenes to make home loans more accessible and affordable for you!

We explain how in our blog. 👉🏼 https://fhmtg.com/2026/03/12/what-to-know-about-fannie-mae-ginnie-mae-and-freddie-mac/?fbclid=IwY2xjawRDWW9leHRuA2FlbQIxMABicmlkETF5aHhvR0JEMDAxVnhPMVpMc3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHkDB1xXImxdTsaBvZpGTOEZnrwAjt6_qpoFQsG1rC_Y5wc_msEm9Clf2ZyxK_aem_i_fAKDy9yDq9vmkYQhRGkg

06/07/2026

Are you struggling to find the right home on the market? Well, building your dream house might be more achievable than you think! 🏠

We have created this resource to help you understand the costs of building your own home. Check it out here! 🔗 https://fhmtg.com/2022/10/13/how-much-does-it-cost-to-build-a-house/

06/05/2026

Are interest rates looking good right now? It might be time to refinance your mortgage. 🤩

Refinancing can help you lower your payment, shorten your loan term, or unlock equity from your home. But the right timing depends on your goals.🏡

Read our blog to learn when refinancing makes the most sense for you! 🔗 https://fhmtg.com/2024/05/16/when-is-the-right-time-to-refinance-your-mortgage/

06/03/2026

Did you start your homeownership journey with an ARM mortgage? We get it, they can be appealing at the beginning. But, future adjustments can mean higher payments.

If you’re looking for stability, refinancing to a fixed-rate mortgage could lock in a consistent rate and monthly payment. 🏡 ✨

Check out our blog to learn how to get started and why this could be a smart move! 🔗 https://fhmtg.com/2024/12/05/how-to-refinance-your-arm-into-a-fixed-rate-mortgage/

05/31/2026

Is it your first time buying or selling a house? You often hear that working with a real estate agent plays a key role in these transactions, but what do they do? 🤔

Quick overview:
👉 Fully support clients
👉 Handle contracts & paperwork
👉 Negotiate offers
👉 Market properties to qualified buyers
👉 Find homes that match clients' needs

Real estate agents fully guide you from the first showing to closing. 🏠 But, that’s just part of what they do!

To learn more about how they can help you, check out our blog! 🔗 https://fhmtg.com/2022/04/28/what-does-a-real-estate-agent-do/

05/29/2026

5.0 star review received on Experience.com for Lori Mintzer by Elizabeth H - Lori was very helpful and always available!

Click to see all 39 reviews of Lori Mintzer, Senior Loan Officer | NMLS ID #199526

05/29/2026

If you’ve been keeping an eye on mortgage rates, you’ve probably noticed they move with the news. Whether it is a conflict overseas, a pandemic, or a trade dispute, suddenly, rates are shifting. 🌎

It's not a coincidence. We created a guide that breaks down why this happens, what history can teach us, and how you can stay ahead of it! ➡️ https://fhmtg.com/blog/how-global-events-affect-mortgage-rates-and-the-housing-market/
https://myoc.io/a41rhRxpxnK

05/25/2026

This Memorial Day, we pause to remember and give thanks to those who made the ultimate sacrifice for our freedom. As we enjoy time with loved ones, let’s never forget the true meaning of this day.

05/24/2026

5.0 star review received on Experience.com for Lori Mintzer by Chase H - Lori and sandy where outstanding! Very helpful and quick to respond

Click to see all 36 reviews of Lori Mintzer, Senior Loan Officer | NMLS ID #199526