John Melnick II Presidential Bank Mortgage NMLS ID# 527960

John Melnick II Presidential Bank Mortgage NMLS ID# 527960 John Melnick II Presidential Bank Mortgage ohn is a career mortgage loan officer. Company NMLS # 421593

He has been providing mortgages for his clients for 30+ years and has been a senior loan officer with Presidential Bank Mortgage since 2009. He has helped his clients navigate through a variety of different housing markets and considers himself a trusted mortgage advisor. John believes homeownership provides financial security, creates generational wealth, and improves communities. What makes John

stand out is how he calmly and patiently guides clients through the complex mortgage process. He notes that setting reasonable expectations upfront and providing regular communications throughout equals less stress and more success getting a home loan. "I listen to my clients and create a mortgage plan that meets their homeownership goals and eligibility.” John stays up to date with financing trends and uses modern technology to provide a superior mortgage application experience. John's business is based on referrals from satisfied clients and referral partner relationships. “The best part of my job is attending a happy settlement and knowing I have made a real difference in my client’s lives”. John provides home loans for residences, 2nd homes, and investment properties, nationwide. John grew up in Arlington, Virginia and currently lives in Reston, Virginia with his wife and two sons. When he isn't in the office, John enjoys playing guitar in a band, volunteering, photography, running, and brewing beer. Scroll down to see what John's clients and partners have shared about their experience!

06/15/2026

🚗 Looks like more people are putting their homeownership plans in gear.
With mortgage application activity on the rise, many buyers and homeowners are deciding it's time to explore their next move. Whether you're looking for a new address or a new strategy for your current home, knowledge is power.
📲 Let's talk about the road ahead.

🌿 Your houseplants deserve a permanent address, too.If the plant collection has outgrown the apartment windowsill, it ma...
06/12/2026

🌿 Your houseplants deserve a permanent address, too.
If the plant collection has outgrown the apartment windowsill, it may be time to explore homeownership. More space, more sunlight, and a place to truly put down roots.
June is Homeownership Month—the perfect time to start planning for a home of your own.

06/11/2026

⚽The World Cup has a way of bringing people together—whether it's gathering with friends, cheering on a favorite team, or simply enjoying the excitement of the tournament.

As the matches begin, it's a reminder that reaching big goals rarely happens by accident. Success takes preparation, patience, and the right team behind you. The same is true when it comes to homeownership.

Whether you're buying your first home, moving up, or planning your next chapter, having a solid game plan can make all the difference.

Here's to a great tournament, memorable moments, and finding your own home-field advantage when it's time to make your next move.

🏡 Still saving for a down payment? You may not have to do it alone.One of the biggest challenges for homebuyers isn't qu...
06/09/2026

🏡 Still saving for a down payment? You may not have to do it alone.

One of the biggest challenges for homebuyers isn't qualifying for a mortgage—it's coming up with the cash needed upfront. Down Payment Assistance Programs can help eligible buyers bridge that gap, making it easier to move from renting to owning.

If you've been putting off your home search because of your savings account, it may be time to explore what's possible.

📞 Let's talk about your options and create a plan that gets you closer to the front door.

Night schooling with Virginia Housing homebuyers and Cornerstones and Rob Cox - Realtor. Attendees are learning how to p...
06/09/2026

Night schooling with Virginia Housing homebuyers and Cornerstones and Rob Cox - Realtor. Attendees are learning how to plan for a home purchase and succeed while owning a home, and become eligible for up to $16,000 in down payment and closing costs grants. Need to be schooled in homeownership, contact us!

06/08/2026

What if the “uncertain market” is actually creating openings for buyers who are paying attention? 🏡
Recent economic strength, rising housing supply, and ongoing price adjustments from sellers are quietly shifting leverage in the market. It may not feel like a perfect moment—but it is a more accessible one.
For buyers ready to move strategically, opportunity is starting to show up in real ways.
Missed calls happen. Missed opportunities don’t have to.

06/05/2026

When you’re thinking mortgage, think Melnick, homebuyer recap for the week

🏀 The NBA Finals are all about having an edge when the stakes are highest. The same goes for buying a home.In today's ma...
06/03/2026

🏀 The NBA Finals are all about having an edge when the stakes are highest. The same goes for buying a home.

In today's market, preparation can make all the difference—and that's exactly what our Buyers Edge Pre-Approval is designed to do.

✅ Know your buying power before you shop
✅ Strengthen your offer when you find the right home
✅ Move quickly in a competitive market
✅ Buy with confidence from start to finish

Whether you're purchasing your first home, moving up, or navigating a more complex financing scenario, having a trusted mortgage team and a solid game plan can help put you in a winning position.

🏡 Ready to make your move? Get started with a Buyers Edge Pre-Approval today and gain the advantage before you step onto the court.

06/01/2026

📈 Mortgage rates remain a key focus for buyers and homeowners this month, with several economic reports expected to influence market movement.

The June employment report, inflation data, and Federal Reserve meeting could all play a role in shaping interest rate expectations in the weeks ahead. While no one can predict exactly where rates will go, these events often provide important insight into the broader economic outlook.

As always, staying informed is one of the best ways to navigate a changing mortgage market.

Buy it. Fix it. Make it yours. 🏠✨Renovation and rehab loans are a powerful way to turn a “not quite right” home into the...
05/31/2026

Buy it. Fix it. Make it yours. 🏠✨
Renovation and rehab loans are a powerful way to turn a “not quite right” home into the perfect fit—by combining purchase and renovation costs into one streamlined mortgage.

Whether it’s a fixer-upper or upgrades to your current home, this approach can simplify financing, reduce upfront costs, and unlock long-term value.

👉 Read the full breakdown:
https://www.presidentialbankmortgage.com/post/renovation-rehab-loans-everything-you-need-to-know

Address

11320 Random Hills Road #100
Fairfax, VA
22030

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