Jerry Berry at First Heritage Mortgage

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Jerry Berry at First Heritage Mortgage Work with our team of lending experts for greater simplicity, honesty, and fairness throughout the mortgage process.

Jerry Berry | NMLS ID #109657

First Heritage Mortgage, LLC is an Equal Housing Lender
Company NMLS ID #86548
(www.nmlsconsumeraccess.org)
Georgia Residential Mortgage License #58846 At First Heritage Mortgage, we understand that your home represents peace of mind for your family, a sense of community belonging, and in many cases, your most significant financial investment. Our History
Founded in 1996, First Heritage Mortgage was designed to be the premier source of mortgage financing in the Washington DC area. By working hard to prove ourselves on every loan, we have earned a reputation for our ability to provide innovative mortgage solutions, customized to the unique needs of each borrower. Today, we serve customers throughout the Mid-Atlantic, southern East Coast, and beyond. Our Approach
We go beyond traditional conventional mortgage programs to offer FHA and VA insured mortgages, financing for new construction and second homes, first time homebuyer assistance programs, refinancing options, and more. As a direct lender, we control every aspect of the mortgage process from start to finish. Our borrowers’ loans are processed, underwritten, and closed in a local First Heritage Mortgage office. This translates to a speedy and accurate delivery of services, removing much of the stress from the process. Reach out today to learn more - We look forward to the opportunity to work with you! First Heritage Mortgage, LLC is an Equal Housing Lender. Company NMLS ID #86548
(www.nmlsconsumeraccess.org)

Figuring out how to buy your next place while selling your current one feels impossible — but it doesn’t have to be. 🏠✨Y...
11/01/2026

Figuring out how to buy your next place while selling your current one feels impossible — but it doesn’t have to be. 🏠✨

You’ll learn how to make a move without getting stuck with two payments, what role your current home’s equity plays, and how to plan the timing so the whole process feels way more organized and way less stressful.

If you’re thinking about moving and want a clear, simple breakdown of your options, check out our blog! 👇
https://myoc.io/h7HpOO17ZAY/EZwhc

Building a real estate portfolio isn’t one-size-fits-all — so why should your financing be? Conventional loans can be a ...
10/30/2026

Building a real estate portfolio isn’t one-size-fits-all — so why should your financing be?

Conventional loans can be a great fit for investors with strong, traditionally documented income. But for self-employed investors, business owners, or those growing a rental portfolio, Non-QM options like DSCR and Bank Statement Loans may offer the flexibility traditional financing doesn’t. 🤝

We’re breaking down Conventional vs. Non-QM loans, including the pros, qualification differences, and financing options investors should know about before their next purchase. 🏠

Read the full guide to find the right financing strategy for your next investment property. 👇
https://myoc.io/h7HpOO17ZAY/nYckq

What if you could lower your monthly payment for the first few years of homeownership? If you've never heard of a mortga...
10/28/2026

What if you could lower your monthly payment for the first few years of homeownership?

If you've never heard of a mortgage buydown, it can help make those early payments more manageable by temporarily reducing the interest rate. But how does that actually work, and does it make sense for you? 💰

We’re breaking down mortgage buydowns, how they work, and what to consider before choosing one in our blog. Click the link to learn more! 👇
https://myoc.io/h7HpOO17ZAY/rwtiq

Trying to pick between a fixed-rate mortgage and an ARM and worried you’ll choose "wrong"? You’re not the only one. 🤔Thi...
10/25/2026

Trying to pick between a fixed-rate mortgage and an ARM and worried you’ll choose "wrong"? You’re not the only one. 🤔

This blog breaks down both options and also compares them so that you can best understand which option works better for you. From how fixed-rate mortgages give you payment stability to how ARMs can offer a lower initial rate and more flexibility, and when each one is better based on your budget and your plans. 🏡

It’s all about helping you match your mortgage to your actual life, not just a rule of thumb. ☺️

Tap the link to read the full guide and start figuring out which loan type fits you best! 👇
https://myoc.io/h7HpOO17ZAY/AE0eD

Is your furry friend truly living their best life in your current space? Our pets are family, and creating a comfortable...
10/23/2026

Is your furry friend truly living their best life in your current space? Our pets are family, and creating a comfortable environment for them is always a top priority.

Owning your home gives you total freedom to customize spaces, build pet nooks, and create play areas without landlord restrictions. Check out our latest blog post for easy DIY projects that will make your pets feel completely at home.

🏡 Ready to purchase a place with a big yard or extra room for your four legged family members? Send us a message today to explore your home loan options.
https://myoc.io/h7HpOO17ZAY/WKVZv

10/21/2026

What if your mortgage payment didn’t have to start at its full amount? 👀

A mortgage buydown can help make those early years of homeownership more manageable by temporarily reducing your monthly mortgage payments. But how does a buydown actually work, and what’s the difference between options like a 2/1, 1/1, or 1/0 buydown?

We’re breaking down what homebuyers need to know, including how mortgage buydowns work, potential savings, and what to consider before deciding if one fits your home financing strategy. 🏡

If you're thinking about buying a home, check out our blog to see if a buydown makes sense for you. 👇
https://myoc.io/h7HpOO17ZAY/lLZ1d

Feel like the housing game was over before Gen Z even got a turn? It doesn’t have to stay that way. 👏This post dives int...
10/18/2026

Feel like the housing game was over before Gen Z even got a turn? It doesn’t have to stay that way. 👏

This post dives into what it really looks like to buy a starter home in this economy — how condos, townhomes, smarter budgeting, and first-time buyer programs are helping Gen Z turn ‘someday’ into an actual plan.

Click the link to see what’s actually realistic for you right now and how First Heritage Mortgage can help you make your first move into homeownership. 👇
https://myoc.io/h7HpOO17ZAY/l02vp

Fixed-rate or adjustable-rate mortgage… which one makes sense for you? 🏡The answer depends on more than just the interes...
10/16/2026

Fixed-rate or adjustable-rate mortgage… which one makes sense for you? 🏡

The answer depends on more than just the interest rate. Your budget, how long you plan to stay in your home, and your future goals all play a role in finding the right loan option.

🔒 Fixed-rate mortgages offer predictable principal and interest payments.
📉 Adjustable-rate mortgages may offer a lower initial rate, depending on market conditions and loan terms.

There’s no one-size-fits-all answer when it comes to home financing. Let’s find the loan that fits your plans! Read the full guide and learn more about your options. 🔗
https://myoc.io/h7HpOO17ZAY/kn4St

🚨 Last call! FHM's social media webinar is tomorrow at 10 AM!If growing your business and staying top of mind with your ...
10/14/2026

🚨 Last call! FHM's social media webinar is tomorrow at 10 AM!

If growing your business and staying top of mind with your network are on your radar, you don't want to miss this 📲

The FHM Marketing team is breaking down how to choose the right platforms, figure out what to post, and build a social media strategy that feels authentic without adding more to your plate.

The webinar is tomorrow, Thursday, October 15, at 10 am! If you haven't registered yet, they have a few spots left. Register here. 👇
https://zoom.us/webinar/register/6517907937624/WN_cnynfJz0RnW7u5k6J4WXig #/registration

HOA fees. Rules. Maybe even a very specific shade of beige for your front door. 😂 That's what HOA is most known for. But...
10/14/2026

HOA fees. Rules. Maybe even a very specific shade of beige for your front door. 😂 That's what HOA is most known for. But there’s more to a homeowners association than just neighborhood restrictions. HOAs can help manage maintenance, maintain shared spaces and amenities, address community concerns, and even help protect property values. 🏡

Of course, there are trade-offs — and whether an HOA is worth it really comes down to what you value most in a home.
🏊 Amenities
🌳 Maintenance
📋 Community standards
💰 HOA fees
🚪 Restrictions

So, is an HOA actually worth it? We’re breaking down the pros, cons, costs, and what to consider before buying a home in an HOA community.

Read the full blog to decide if HOA living is right for you.👇
https://myoc.io/h7HpOO17ZAY/WG3yu

Address

11325 Random Hills Road, Suite 600
Fairfax, VA
22030

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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