Patrick Settle

Patrick Settle NMLS ID #145115
First Heritage Mortgage, LLC
Equal Housing Lender
Company NMLS ID #86548

Real estate investing is gaining momentum right now as the market shifts. Buyers have better negotiating power and new o...
04/07/2026

Real estate investing is gaining momentum right now as the market shifts. Buyers have better negotiating power and new opportunities are opening up across vacation, rental properties, and more! There are more paths to building wealth through real estate than ever. 🤩💸

If you are eyeing your next investment, our team can guide you in turning an opportunity into long-term value. Get started here! 🤝 https://brev.is/l8yCr

You've heard of Fannie Mae and Freddie Mac, but what about Ginnie Mae? 🤔 Ginnie Mae doesn’t lend money directly, but it ...
03/31/2026

You've heard of Fannie Mae and Freddie Mac, but what about Ginnie Mae? 🤔

Ginnie Mae doesn’t lend money directly, but it plays a huge role behind the scenes by backing government loans like FHA and VA, helping keep mortgage options more accessible and affordable. 🤩

If you're curious to see how it all works (and how it compares to Fannie Mae & Freddie Mac), read more here! 👉 https://brev.is/Xfvrk

Before you buy the beach house… there are a few things you should know! 🌊 Beachfront properties can be amazing second ho...
03/30/2026

Before you buy the beach house… there are a few things you should know! 🌊

Beachfront properties can be amazing second homes or investment opportunities, but they also come with important considerations like insurance, maintenance, or local rental rules. 🏡

If owning a home by the water is on your bucket list, make sure you understand the full picture first. 🏖️ Read our blog to learn more. 🔗 https://brev.is/JHIjp

It's officially Spring. You know what that means... 🌸🧹🧼🌷🧽🌼Mark your Sundays for some spring cleaning to mentally prepare...
03/28/2026

It's officially Spring. You know what that means... 🌸🧹🧼🌷🧽🌼

Mark your Sundays for some spring cleaning to mentally prepare to leave winter behind and fully embrace what the new season will bring. 🗓️🧺

If you don't know where to start, we have a checklist that will help you get past the winter blues. 👉🏼 https://brev.is/E3ObK

A home inspection is a crucial element of a house purchase. You should know about any necessary repairs or maintenance i...
03/27/2026

A home inspection is a crucial element of a house purchase. You should know about any necessary repairs or maintenance issues that could make or break the potential of your new or existing home. 🤔🛠️

To learn how a home inspection works, read our blog so that you know what to look out for! 👉🏼 https://brev.is/vmcCQ

You've probably heard the names Fannie Mae, Freddie Mac, and Ginnie Mae — But what’s the difference and why does it matt...
03/26/2026

You've probably heard the names Fannie Mae, Freddie Mac, and Ginnie Mae — But what’s the difference and why does it matter? 🤔

These key players help keep the mortgage market moving and impact your homebuying options more than you might think! 🏡

To learn how they work and compare, read our blog. 👉 https://brev.is/T3vUS

Are you self-employed? We get it. 💼 Our loan officers at First Heritage Mortgage help freelancers, consultants, and entr...
03/25/2026

Are you self-employed? We get it. 💼

Our loan officers at First Heritage Mortgage help freelancers, consultants, and entrepreneurs secure the right home loan with confidence. By understanding expectations and your loan options, you can achieve homeownership! 🏡

We break down what lenders want to see and the best loan programs for self-employed borrowers in our blog! 🔗 https://brev.is/NBA8j

With so much happening in today’s market, interest rates continue to be a major topic. But, what does that mean for buye...
03/24/2026

With so much happening in today’s market, interest rates continue to be a major topic. But, what does that mean for buyers? 🤔📈

It means the path to homeownership may look different, but it is still possible with the right strategy! To explore some of our strategies in detail, check out our blog! 👉🏼 https://brev.is/iolEN

Traditional mortgage guidelines can be tough to meet. 🤔 If your income, credit, or employment does not fit the standard ...
03/23/2026

Traditional mortgage guidelines can be tough to meet. 🤔

If your income, credit, or employment does not fit the standard mold, you still have options like Non-QM loans! They offer flexible ways to qualify to help make homeownership possible. 🏡✨

To learn more, read our blog! 🔗 https://brev.is/YY2sY

House hunting right now could come with some unexpected advantages. 👀 Buyers in today’s market may be able to negotiate ...
03/21/2026

House hunting right now could come with some unexpected advantages. 👀

Buyers in today’s market may be able to negotiate seller concessions, which can help cover some closing costs and make buying more affordable! 🏠

Find out how seller concessions work in our blog! 🔗 https://brev.is/KENtv

Would you ever buy a house by the beach? 🏖️🌊 Beachfront properties are highly desirable and can even boost property valu...
03/20/2026

Would you ever buy a house by the beach? 🏖️🌊

Beachfront properties are highly desirable and can even boost property values, but they also come with unique costs like higher insurance, maintenance, and storm risks. ⛈️

But before you start picturing sunset walks on the sand, make sure you know what to evaluate first! Check out our blog to learn more about buying beachfront property 🔗 https://brev.is/ss8Bt

Address

11325 Random Hills Road, Suite 600
Fairfax, VA
22030

Opening Hours

Monday 8:30am - 4pm
Tuesday 8:30am - 4pm
Wednesday 8:30am - 4pm
Thursday 8:30am - 4pm
Friday 8:30am - 5pm

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