Tom Reed at Landmark Mortgage Planners, NMLS# 703454

03/24/2026

Did you know this simple credit move could actually hurt your score? 👀

Closing credit card accounts might seem like the smart thing to do, but it can actually lower your credit score. Why? Because you’re reducing your total available credit and that impacts your credit utilization, which is a big factor lenders look at.

Instead of closing accounts, a better strategy is to pay down or pay off your balances while keeping those lines of credit open. ✔️

Small moves = Big impact when it comes to your financial future.

Have questions about how your credit affects your home buying power? Let’s talk.

📞 Call for further details:
Tom Reed
703-727-4478

03/14/2026

Let’s talk INTEREST RATES in this market 📈🗣️

Check out this live from yesterday with me and Glenn Stein. This is going to be something you want to pay attention to 👂

Looking to buy or sell in The villages ? I am your guy! Let’s talk 📲

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Tom Reed
703 • 727 • 4478

Interest rates are Killing the Villages Real Estate Mortgages Cash Purchases🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 dis...

03/10/2026

Mortgage rates jumped up a bit last week. This week the Mortgage Bonds are improving. We should see rates a bit lower this Friday. Stand by...

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Tom Reed
703-727-4478