Fatima J. Naylor - Mortgage Loan Originator #2227074

10/29/2026

As a Mortgage Broker, some of the most rewarding clients I work with are first-time homebuyers!

Justin has a demanding job that kept him out of town through most of the loan process. Did I mention he and his partner are also expecting a baby?

The last thing he needed was an overcomplicated mortgage process on top of everything else.

That’s why I make it my priority to carry as much of the load as possible.

Flexible call times (for Justin that meant some Facetime calls on the side of the road), clear communication so nothing falls through the cracks while you’re away, and a streamlined process so you can focus on work and getting ready to come back home to your family!

⭐️client love ⭐️

“Fatima was great to work with, she made the loan process super easy and fast!”

-J. Moranda

10/27/2026

Thinking about buying your first home? You may qualify for Humboldt County's First-Time Homebuyer Down Payment Assistance Program. Learn how the program works, who may be eligible, and how to get started with pre-approval. 🏡🔑

Coming up with a down payment can be one of the biggest challenges for first-time homebuyers. The Humboldt County First-Time Homebuyer Down Payment Assistance Program offers eligible low-income buyers access to a deferred-payment second mortgage that may be used for down payment assistance, closing....

10/16/2026

Busy parents, I see you; I am you!

Between work, school drop-offs, soccer practice, and trying to squeeze in five minutes of quiet… the idea of buying a home can feel completely overwhelming.

That’s exactly where one young family of four was not long ago. Two hardworking parents, two little ones, and a dream of finally having a place of their own.

They needed someone who understood their reality and could make the process fit into their already-full lives.

We walked them through every step—finding the right loan, navigating the paperwork, and helping them land a home that works for their family (not just on paper, but in real life).

Today they’re settling into their first house, creating memories in a space that’s truly theirs.

If you’re a busy family dreaming of homeownership but short on time (and energy), you don’t have to figure it out alone. We’re here to make the process clearer, simpler, and a whole lot less stressful.

Ready when you are. 🏡

⭐️client love⭐️

Where do I start… Fatima, Maxwell and Nate were all incredible when it came time for us to purchase our first home.

From day one she was responsive, friendly and informative and made the entire process seamless. We are so grateful for her help.

- Faith & Kody Ables

09/30/2026

⭐️client love⭐️

“Working with Fatima made our home purchase smooth and easy. Her and her team were readily available to answer questions and offer guidance. I highly recommend!”

-J. Halman Kincaid

Shoutout to her amazing realtor Alicia Fryrear Buckner.

We made a wonderful team 🏡

09/09/2026

These first time homebuyers originally started their homebuying journey with another lender, but when things weren’t coming together as planned, they called me.

I’m so grateful they trusted me to step in, find a path forward, and help get them the keys to their beautiful new home!

Every loan has its own story, and sometimes getting to “YES” takes a fresh set of eyes, experience, persistence, and a willingness to look for solutions.

Let me help you!

⭐️client love⭐️

After having a ton of trouble with a big mortgage company, we decided to look locally and ended up working with Fatima and her staff.

Throughout the whole process, they were all so wonderful. Fatima and Nate are both quick, efficient, and hardworking. Every call, message, or email got answered immediately- oftentimes even after business hours. It really does seem like they work around the clock for you.

We had a difficult loan and they ended up working magic. Besides the hard work, Fatima has great energy, and she’s very uplifting and incredibly easy to talk to.

I’d recommend them to anyone, especially over a large mortgage company, it was like night and day for us. Getting a loan is such a difficult experience and having someone as awesome as Humboldt mortgage truly made all of the difference. Thanks to them we got our FHA loan and now own our first home!!

-D. Prescott and J. Marangoni

09/08/2026

It's no mystery... I love supporting our local community! 🎭
Humboldt Mortgage Company is proud to sponsor CLUE at the Ferndale Repertory Theatre in beautiful Ferndale, California!
I'm excited to support the talented cast, crew, and everyone behind the scenes who brings live theater to our community. ❤️
That's community-showing up for one another and investing in the places that make our hometown feel like home.

Do you have your tickets for opening weekend yet? Clue opens this Friday 9/11 and tickets are selling quickly!! Get yours ASAP at ferndalerep.org

08/06/2026

We're proud to be sponsoring the Trinidad Bay Art and Music Festival this year, occurring this weekend and next!

07/29/2026

We hope to see you at the Eureka Theater tonight!

Nobody leaves this theater without singing the blues. Or eating pizza. 🎬🍕 Nobody leaves this theater without singing the blues. Or eating pizza. Join us at the Eureka Theater for our 80s Adventure Series! Week seven is a wild ride through Chicago. 📅 July 29 – Adventures in Babysitting Abo...

07/24/2026

What can i say about Avery and Devin? After our first in-person meeting I knew that they wanted to move to Humboldt with every part of their being! They worked their tails off from beginning to end. The smiles at the end… that’s what it’s all about 🤍

✨client review✨

“I couldn’t be more grateful for Humboldt Mortage company!! Fatima, Nate and Maxwell are the most amazing people.

Fatima and Nate are miracle workers, who went up to bat for us day and night to help us achieve our dreams of owning a home.

I am forever grateful of Fatima and her whole team! Having them on our team made this insane process seem so much less stressful and enjoyable for us to buy our first home. We absolutely will be using Humboldt Mortage company again💗

- A. Camp

07/17/2026

We're excited to sponsor this 80s classic on 7/29 at the Eureka Theater! We hope to see you there!

We’re sponsoring a showing of the classic 80s comedy, ‘Adventures in Babysitting’ on Wednesday, July 29 at the Eureka Theater! Every ticket comes with a slice of pizza from Paul’s Live from New York, $12 for adults and $7 for kids 12 and under. Doors at 6:00 PM, film starts at 7:00 PM. We ho...