Rich Marra - Sr Loan Officer, NMLS #327782

Rich Marra - Sr Loan Officer, NMLS #327782 I am a Senior Loan Officer at New American Funding
NMLS #327782 Equal Housing Lender. New American Funding NMLS #6606.

I am a licensed mortgage originator, NMLS # 327782, and am licensed to originate mortgage loans in the following state(s): California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act
Loans made or arranged pursuant to a California Financing Law license

09/08/2026

The air is crisper. Pumpkin spice lattes are back on menus. And the housing market is shifting along with the season.

09/03/2026

Homebuyers waiting for mortgage interest rates to fall may want to keep an eye on something else: How many others are also anticipating the descent.

09/01/2026

Here’s what real estate experts say causes the most anxiety for homebuyers and how to move forward with greater confidence.

08/26/2026

Depending on your circumstances, refinancing in a higher-rate environment could still make sense.

08/19/2026

Here’s what’s defining home exterior renovations in 2026.

08/14/2026

For homeowners who lose their jobs, the loss of a steady income can be financially destabilizing. Lenders and mortgage servicers may be able to offer relief.

08/06/2026

A mortgage recast typically lowers your monthly housing payments because you’re making a large, lump-sum payment toward your remaining loan balance.

08/04/2026

The Federal Reserve left its benchmark interest rate unchanged this week, but that doesn’t mean the housing market is standing still.

07/30/2026

The picture emerging this summer is a housing market that may finally be finding a better balance.

Address

Encinitas, CA
92024

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm

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