Rob Coury at Guaranteed Rate Affinity NMLS 242966

Rob Coury at Guaranteed Rate Affinity NMLS 242966 I've been doing home loans in Southern California since 1982. Call if you are purchasing a home or need your current mortgage reviewed. NMLS # 242966.

I am a Vice President, Mortgage Lending at Guaranteed Rate Affinity. Guaranteed Rate Affinity NMLS # 1598647. At Guaranteed Rate Affinity, we provide the best experience possible, featuring incredibly low rates, fantastic customer service and a fast, simple process!

09/01/2026

Here’s to everyone who works behind the scenes to make a home purchase happen. Together, we help you go from house hunting to move-in. Ready to get in the game?

Let’s talk about any questions you may have about the homebuying process.
https://myoc.io/hr4E5NnS2JH



NMLS # 242966

08/31/2026

You've put in the years and built real equity in your home. So what can you actually do with it? A HELOC is one option that may let eligible homeowners tap into a portion of that equity, up to an approved limit, for the goals that matter to them.

If you've been curious how your equity fits your bigger plans, it's worth a conversation.
https://myoc.io/hr4E5NnS2JH/sbtCJ



NMLS # 242966

08/27/2026

Your mortgage was built around your life at closing. But life keeps moving, and sometimes it's worth checking whether your mortgage has kept up. Refinancing is one option, though it's not the only one, which is exactly why a quick conversation makes it clearer. No pressure, just clarity when you want it.

Save this for when your situation shifts, and reach out anytime you're ready to talk.
https://myoc.io/hr4E5NnS2JH/o0frt



NMLS # 242966

08/26/2026

You don’t need a W-2 to get a mortgage. Asset utilization lets qualified borrowers use liquid assets instead of traditional employment documentation.
That means savings, investment accounts, stocks, crypto, retirement accounts and bonds give you access to loans up to $5M, without liquidating your portfolio.

If you’re a retiree, investor or anyone who’s built wealth outside of a W-2, this is for you.
https://myoc.io/hr4E5NnS2JH/2udmI



NMLS # 242966

08/24/2026

Buying a home feels a lot less overwhelming when you start early. A few smart moves now may shape the options you will have later.

Message me whenever you want to talk through your starting point.
https://myoc.io/hr4E5NnS2JH/4iWr3



NMLS # 242966

08/20/2026

The best part of owning is not the house. It is everyone you fit inside it. Your space, your people, your call on how the night goes. So tell me, what would you host first? Let me know in the comments below.

And whether you're ready to buy now or are just starting to think about it, I'm here to help you navigate the path home.
https://myoc.io/hr4E5NnS2JH/D7Omy



NMLS # 242966

08/19/2026

Your monthly housing payment is already part of your budget. The question is whether it could also support your future goals.

I can help you compare renting and owning so you can make a more informed decision.
https://myoc.io/hr4E5NnS2JH/StMpK



NMLS # 242966

Signed contracts dropped month over month in all four regions, though the Midwest was the only region to see a year-over...
08/18/2026

Signed contracts dropped month over month in all four regions, though the Midwest was the only region to see a year-over-year increase. That means your local market may tell a different story than the national trend, especially when it comes to available homes, competition and timing. A clear financing plan can help you understand your options before you make a move.

Let’s discuss what the latest pending home sales report could mean for your opportunities ahead.
https://myoc.io/hr4E5NnS2JH/Tq98G



NMLS # 242966

08/17/2026

So, did you crack it before the answer dropped? Property taxes love to keep you guessing. Every time your area reassesses, the number can move, which is why your monthly total sometimes shifts even when nothing about your loan has changed. Figuring out what is really behind those numbers is the fun part.

Drop your guess in the comments and let me know if you got it. Then reach out whenever you want to break it all down together.
https://myoc.io/hr4E5NnS2JH/3sBzg



NMLS # 242966

08/13/2026

How well do you really know your monthly payment? A lot of people are surprised there's more going on than principal and interest. Taxes and insurance are part of the deal too.

If you want the full rundown of what your monthly payment includes, reach out to me today and we'll go through it together.
https://myoc.io/hr4E5NnS2JH/8cN3a



NMLS # 242966

Address

1472 Encinitas Boulevard
Encinitas, CA
92024

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