Rob Coury at Guaranteed Rate Affinity NMLS 242966

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Rob Coury at Guaranteed Rate Affinity NMLS 242966 I've been doing home loans in Southern California since 1982. Call if you are purchasing a home or need your current mortgage reviewed. NMLS # 242966.

I am a Vice President, Mortgage Lending at Guaranteed Rate Affinity. Guaranteed Rate Affinity NMLS # 1598647. At Guaranteed Rate Affinity, we provide the best experience possible, featuring incredibly low rates, fantastic customer service and a fast, simple process!

10/15/2026

If your house goes bump in the night, don’t worry. It might just be doing its job. While these sounds are usually perfectly normal, the best way to be sure is by being proactive about routine maintenance.

Check our guide to help you get your home ready for fall … and the trick-or-treaters.
https://myoc.io/hr4E5NnS2JH/ycjF7



NMLS # 242966

The latest housing data showed mixed results. Sales increased in the South and West regions, held steady in the Midwest ...
10/14/2026

The latest housing data showed mixed results. Sales increased in the South and West regions, held steady in the Midwest and declined in the Northeast compared to August. All four regions showed a year-over-year decline in sales, but many buyers are still entering contracts and available inventory is up to 1.60 million homes.

Let’s talk if you’re looking to head to the offer table with some serious leverage.
https://myoc.io/hr4E5NnS2JH/cyBTb



NMLS # 242966

10/13/2026

Spring may feel like an obvious time to buy – but it may not always be the smartest. Let's connect to talk timing and how buying outside this season could work to your advantage.
https://myoc.io/hr4E5NnS2JH/ttyu2



NMLS # 242966

10/12/2026

When it comes to evaluating a mortgage, there’s more to it than a single number. I’m here to help you understand all the moving parts and how they fit together to create a custom financial plan.

So, are you an interest rate expert? Let me know in the comments.
https://myoc.io/hr4E5NnS2JH/CtrAF



NMLS # 242966

10/08/2026

Ready for your mortgage vocabulary lesson of the day? A loan estimate helps break down the important details about your financing options so you have everything in one organized place.

Learn more must-know mortgage lingo in our guide or reach out to talk through the details.
https://myoc.io/hr4E5NnS2JH/sOrll



NMLS # 242966

10/06/2026

While a mortgage with a 30-year term is popular, it’s not your only option. Depending on your situation and goals, a different home loan type or term could be a better fit.
https://myoc.io/hr4E5NnS2JH/R2CNB



NMLS # 242966

10/06/2026

Your growing home wish list may be trying to tell you something. If home improvements are becoming part of your plan, your home equity may be able to help you fund those projects.

Let’s talk through your goals and the financing options worth exploring, like a Home Equity Line of Credit (HELOC).
https://myoc.io/hr4E5NnS2JH/ukyLk



NMLS # 242966

10/05/2026

When buying a home, knowledge is power. If you know the numbers, you can set yourself up for success from day one. That’s where a pre-approval comes in, giving you the direction you need to house-hunt with confidence.

I’m here to help you explore your options whenever you’re ready to take the first steps toward homeownership.
https://myoc.io/hr4E5NnS2JH/SP5im



NMLS # 242966

10/01/2026

Buying a home isn’t one-size-fits-all. The truth is, the perfect time to buy looks different for everyone. Instead of trying to time the market, talk to me so we can start with your personal goals and financial outlook.

I can help you evaluate your situation against the market to find the timing that makes the most sense for you.
https://myoc.io/hr4E5NnS2JH/e20hf



NMLS # 242966

09/30/2026

20% down isn’t always required. One of the biggest homebuying misconceptions is that everyone needs to put the same amount down. Understanding your options can help you prepare for homeownership . You may be ready sooner than you think.

Let’s get to the bottom of common mortgage myths holding buyers back.
https://myoc.io/hr4E5NnS2JH/W3gFb



NMLS # 242966

Address

1472 Encinitas Boulevard
Encinitas, CA
92024

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