Justin Kuehl, NMLS #1930175, CIBM Mortgage

08/31/2026

🏡 That advertised mortgage rate might not tell the whole story.

A mortgage point is a fee equal to 1% of your loan amount. So when you’re looking at a mortgage rate, make sure you ask:

👉 “Are there any points associated with that rate?”

A lower rate may come with a higher upfront cost, so it’s also important to consider how long it will take to recoup the cost of those points through your monthly savings—and whether you expect to keep the loan that long.

Understanding the rate AND the cost to get that rate helps you see the full picture. 🍎

Save this question for your next conversation about mortgage rates!

08/27/2026

🏡 Think buying a home starts with scrolling Zillow?

It’s definitely the fun part… but it’s not step one. 👀

Before you fall in love with the perfect kitchen, backyard, or neighborhood, there are a few things you’ll want to have figured out first.

Watch the video and I’ll walk you through where I’d actually start. 👇

08/12/2026

🏡🔑 From first-time homebuyer to HOMEOWNER!

There’s something extra special about handing the keys to someone buying their very first home. What started as a goal is officially a new address—and the beginning of an exciting new chapter!

Congratulations to my buyer John on this huge milestone! 🥂 I’m so grateful I got to be part of the journey. Shoutout to Feeling Homie with Dennis Kim - Beckman Properties for finding him the perfect house at a great price!

Thinking about buying your first home but not sure where to start? You don’t have to have it all figured out before you begin. I’d be happy to help you understand the process, one step at a time. 🤍

08/06/2026

07/28/2026

Home projects have a funny way of starting small.

First it’s “maybe we’ll paint.”

Then somehow you’re pricing cabinets, flooring, windows, and wondering if the wall is load-bearing.

If you own a home and are thinking about planned improvements, your home equity may be part of the conversation.

Some homeowners review equity options when thinking about:
✅ kitchen updates
✅ bathroom projects
✅ additions
✅ major repairs
✅ energy-efficiency improvements
✅ outdoor living spaces

Using home equity is not right for every situation.

But if you are planning a larger project, it may be worth understanding what options exist before deciding how to pay for it.

07/07/2026

Nothing feels better than summer vibes in your own home! 🏡 ☀️ Thinking about making a move? Reach out and we’ll run the numbers and find you the perfect financing fit!

A house in the summer just feels different. ☀️

Windows open in the morning.
Bare feet on the patio.
The smell of something on the grill.
Kids running in and out like the door has personally offended them.
A cold drink sweating on the counter.
A backyard that somehow becomes the main living room.

Sometimes the best parts of home are not the big, picture-perfect moments.

They’re the small seasonal ones.

The messy ones.
The ordinary ones.
The ones you look back on later and realize were actually pretty special.

So tell us:

What makes your house feel like summer?