Pro Insurance Group

06/22/2026

Workers comp and EPLI sound similar, but they cover completely different risks, and assuming one covers the other is how businesses get caught off guard. Our new guide breaks down the difference in plain terms. https://hubs.la/Q04m7NZ80
https://hubs.la/Q04m7NZ80

06/22/2026

Happy Father's Day to all the dads who show up, suit up, and quietly look out for everyone they love. Protecting your family is the most fatherly thing you do, and it is exactly what we help with every day. Whether it is the right life insurance, a home policy that fits, or auto coverage for that new teen driver, we make sure the people who count on you are covered. As your local independent brokerage, we compare 20+ carriers to build protection around your family, not a one-size-fits-all package. Today, celebrate Dad. This week, give him one less thing to worry about. Call 833-776-4671 or get a free review at https://hubs.la/Q04m5PSw0.

06/19/2026

Your client asks for proof of general liability before you can start the job, but what does that policy actually pay for? Our new guide breaks down exactly what general liability covers, the 7 common claims it does not, and how much coverage your business really needs. https://hubs.la/Q04m0jCF0
https://hubs.la/Q04m0jCF0

General liability insurance covers third-party bodily injury, property damage, and lawsuits. See what is and is not covered, with real examples.

06/17/2026

Told you need an SR-22 in Illinois? It's not as confusing as it sounds. Here's what it is, how long you'll need it, what it costs, and how to file fast to get your license back

SR-22 insurance in Illinois explained: what it is, the 3-year rule, minimum 25/50/20 limits, filing fees, and how to file fast after a suspension.

06/17/2026

A client asks for a "COI" before you can start the job. What does that actually mean, and how do you get one fast? Here's the plain-English guide → https://hubs.la/Q04lH2dF0
https://hubs.la/Q04lH2dF0

A certificate of insurance (COI) proves your business carries coverage. Learn what is on a COI, why clients require one, and how to get one fast.

06/12/2026

ERISA Compliance Checklist for 2026: Deadlines and Duties

A practical 2026 ERISA compliance checklist: Form 5500 deadlines, SPD and SAR distribution, fidelity bond rules, and the fiduciary duties behind lawsuits.

06/02/2026

The 10 Top Risks of Owning a Family Entertainment Center is live.

Every FEC operator faces the same 10 risks. Some manage them well. Some get hurt.

The full guide breaks down:
→ Participant bodily injury (the highest-frequency risk)
→ Catastrophic liability ($3M-$10M+ verdicts becoming more common)
→ Workers comp (class code 9015, misclassification audits)
→ Property loss + business interruption (the 1-2 punch that closes operations)
→ Equipment breakdown (the HVAC failure that ends your busiest weekend)
→ Cyber and data breach
→ Employment practices (high-turnover workforce risks)
→ Liquor liability (where applicable)
→ Carrier non-renewal and specialty market exit

Each risk includes a real-world claim example with specific dollar amounts, the risk management practices that reduce frequency and severity, and how a proper insurance program responds.

Written by Neal Fusco, our VP of Commercial Lines with 25+ years in specialty entertainment placement.

https://www.proinsgrp.com/blog/top-risks-of-owning-a-family-entertainment-center

10 critical risks FEC operators face in 2026: participant injury, catastrophic liability, workers comp, property loss, business interruption, cyber, EPLI.

05/28/2026

🚗 What does car insurance actually cost in Illinois in 2026?

The honest answer most agents won't give you: most drivers are paying $1,400 to $2,200 per year, and if you haven't shopped in 2+ years, you're almost certainly overpaying.

In this quick video, I break down what's actually driving Illinois auto rates in 2026 and how independent brokerage comparison typically saves clients 20 to 40 percent with BETTER coverage.

Free comparison, no obligation: https://www.proinsgrp.com/request-an-auto-or-home-insurance-quote
Or call 833-776-4671

05/25/2026

Today, we pause to remember and honor the brave men and women who made the ultimate sacrifice for our country.

Their courage, service, and dedication to protecting our freedom will never be forgotten.

At Pro Insurance Group, we are grateful for those who gave everything — and we stand with the families who carry their legacy forward.

Wishing everyone a safe and meaningful Memorial Day.

05/25/2026

Quick question for any Illinois homeowner reading this: when's the last time someone actually showed you the math on whether bundling your home and auto insurance is saving you money?

Most carriers advertise "save up to 25% by bundling!" and that's true... sometimes.

We just published a breakdown of the 6 situations where bundling is actually the WRONG move and costs you more money. A few examples:

✅ Bundle: most homeowners with standard cars and no home-based business
❌ Don't bundle: classic car owners, home-based business owners, rental property owners, households with a younger driver, or anyone whose home and auto carriers don't compete on both products

The catch is that captive agents (the ones who only sell one company's policies) can't show you a non-bundled option even if it's cheaper. That's where an independent agency comes in.

If you want to see whether bundling actually saves YOU money or just feels like it should, we'll quote it both ways across multiple carriers. No pressure, no obligation.

Read the full post here:
https://hubs.la/Q04hPjZ70

Or message us directly and we'll start the comparison. 📞
https://hubs.la/Q04hPjZ70

Bundling home and auto can save 5-25%, but it's not always the best move. See when to bundle, when to keep policies separate, and find the lowest cost.