Art Ayala - All Western Mortgage

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Art Ayala - All Western Mortgage Full service lender serving the Greater El Paso and New Mexico Areas. Vast array of loan programs available! NMLS #986299

Your assets might be worth more than you think when it comes to buying a home. With Asset Utilization, qualifying for a ...
10/29/2026

Your assets might be worth more than you think when it comes to buying a home. With Asset Utilization, qualifying for a mortgage doesn't always require traditional employment income. Curious what doors your assets could open?

Think you know all your mortgage options? Think again. Adjustable-rate mortgages aren't always what people expect. Under...
10/27/2026

Think you know all your mortgage options? Think again.
Adjustable-rate mortgages aren't always what people expect. Understanding the differences could change the way you approach your next home purchase.

Your rent is on autopilot, but your future doesn't have to be. Before signing another lease, it might be worth finding o...
10/22/2026

Your rent is on autopilot, but your future doesn't have to be. Before signing another lease, it might be worth finding out what buying a home could actually look like for you. The numbers might surprise you.

Your rent gets paid every month. Your credit deserves to know about it. With certain credit reporting services and mortg...
10/20/2026

Your rent gets paid every month. Your credit deserves to know about it. With certain credit reporting services and mortgage programs, eligible on-time rent payments may help you take a step closer to homeownership. The question is, are your payments actually being counted?

A 6.9% increase in one city. A 1.6% decrease in another. And both are part of the same housing market. The latest Case-S...
10/16/2026

A 6.9% increase in one city. A 1.6% decrease in another. And both are part of the same housing market.

The latest Case-Shiller data shows just how much home price trends vary depending on location. Before you make your next move based on a national headline, find out what the numbers are saying closer to home.

Who said your first home has to check every box? Sometimes getting your foot in the door is worth more than waiting for ...
10/13/2026

Who said your first home has to check every box? Sometimes getting your foot in the door is worth more than waiting for the perfect house. Curious how much sooner you could make your move? Let's run the numbers.

You might be surprised by how much goes into a mortgage approval beyond your salary. Income is just one piece of the puz...
10/08/2026

You might be surprised by how much goes into a mortgage approval beyond your salary. Income is just one piece of the puzzle. Your monthly obligations, credit history, and loan program all play a part. Let's explore what your numbers could mean for your homebuying options.

There could be more behind that new construction price than you realize. Builder incentives may help bring the numbers c...
10/06/2026

There could be more behind that new construction price than you realize. Builder incentives may help bring the numbers closer to where you want them. Let’s talk and see what’s available.

Found a house you’d actually make an offer on? That’s when “pre-qualified” and “pre-approved” stop sounding like the sam...
09/30/2026

Found a house you’d actually make an offer on? That’s when “pre-qualified” and “pre-approved” stop sounding like the same thing. Let’s make sure you know which one you have.

Before the temperatures start dropping, give your home a quick seasonal checkup. A little fall prep now can go a long wa...
09/28/2026

Before the temperatures start dropping, give your home a quick seasonal checkup. A little fall prep now can go a long way once cooler weather arrives.

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El Paso, TX

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+19152618144

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