09/26/2026
Don’t let the current state of interest rates scare you! If you’re a buyer you should be EXCITED, you may ask “why Sean? Seems like everyone is freaking out”
Because deals are being made right now, you could potentially walk into a significantly more favorable deal because of the fear in the market. Sellers are paying for closing costs. Sellers are paying for interest rate buy-downs. People are more willing to negotiate. No bidding wars.
Take advantage! Why? Because you can always get a better interest rate if/when rates come down. But that deal you could have now, probably isn’t on the table in the future because 10 other people want the house now that rates are low.
One thing they taught us in business school is the general public is usually wrong in their frame of
Mind. In investing, people want to buy when it’s too late with fomo (don’t buy the peak!) . People want to sell when they they should hold or buy more because their investment is undervalued (you don’t lose your money until you sell)
So I feel the same way currently about Real Estate, everyone is waiting for rates to come down. Don’t wait. Why because then everyone becomes your competition. Buy now, with no competition. Secure your home; you will already be a step ahead when the markets settle!
